Bank Islam Malaysia Bhd (XKLS:5258) Cyclically Adjusted PS Ratio: 1.33 (As of Jul. 25, 2026) — 13% Below Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:5258 Bank Islam Malaysia Bhd XKLS:5258
66 GF Score
Price RM2.13
GF Value RM2.59
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Bank Islam Malaysia Bhd Cyclically Adjusted PS Ratio?

Bank Islam Malaysia Bhd XKLS:5258 66 Cyclically Adjusted PS Ratio is 1.33 as of Jul. 25, 2026, which is 13% below its 10-year median of 1.52. GuruFocus rates XKLS:5258 with a GF Score™ of 66/100 and a GF Value™ of RM2.59 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,299 Banks companies, Bank Islam Malaysia Bhd ranks better than 85.91% on this metric.

As of today (2026-07-25), Bank Islam Malaysia Bhd's current share price is RM2.13. Bank Islam Malaysia Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was RM1.60. Bank Islam Malaysia Bhd's Cyclically Adjusted PS Ratio for today is 1.33.

The historical rank and industry rank for Bank Islam Malaysia Bhd's Cyclically Adjusted PS Ratio or its related term are showing as below:

XKLS:5258' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.01   Med: 1.52   Max: 1.96
Current: 1.33

During the past years, Bank Islam Malaysia Bhd's highest Cyclically Adjusted PS Ratio was 1.96. The lowest was 1.01. And the median was 1.52.

XKLS:5258's Cyclically Adjusted PS Ratio is ranked better than
85.91% of 1299 companies
in the Banks industry
Industry Median: 3.36 vs XKLS:5258: 1.33

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bank Islam Malaysia Bhd's adjusted revenue per share data for the three months ended in Mar. 2026 was RM0.274. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is RM1.60 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank Islam Malaysia Bhd  (XKLS:5258) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bank Islam Malaysia Bhd Cyclically Adjusted PS Ratio Related Terms


Bank Islam Malaysia Bhd Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bank Islam Malaysia Bhd's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Islam Malaysia Bhd Cyclically Adjusted PS Ratio Chart

Bank Islam Malaysia Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.76 1.61 1.36 1.53 1.44

Bank Islam Malaysia Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.58 1.41 1.42 1.44 1.50

XKLS:5258 vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Bank Islam Malaysia Bhd's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Islam Malaysia Bhd Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Islam Malaysia Bhd's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank Islam Malaysia Bhd's Cyclically Adjusted PS Ratio falls into.


XKLS:5258
66GF Score
Bank Islam Malaysia Bhd XKLS:5258
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Islam Malaysia Bhd Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bank Islam Malaysia Bhd's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2.13/1.60
=1.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Islam Malaysia Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bank Islam Malaysia Bhd's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.274/330.2130*330.2130
=0.274

Current CPI (Mar. 2026) = 330.2130.

Bank Islam Malaysia Bhd Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.355 241.018 0.486
201609 0.341 241.428 0.466
201612 0.519 241.432 0.710
201703 0.346 243.801 0.469
201706 0.355 244.955 0.479
201709 0.400 246.819 0.535
201712 0.426 246.524 0.571
201803 0.383 249.554 0.507
201806 0.380 251.989 0.498
201809 0.391 252.439 0.511
201812 0.568 251.233 0.747
201903 0.489 254.202 0.635
201906 0.489 256.143 0.630
201909 0.515 256.759 0.662
201912 0.497 256.974 0.639
202003 0.438 258.115 0.560
202006 0.430 257.797 0.551
202009 0.221 260.280 0.280
202012 0.180 260.474 0.228
202103 0.195 264.877 0.243
202106 0.216 271.696 0.263
202109 0.187 274.310 0.225
202112 0.258 278.802 0.306
202203 0.230 287.504 0.264
202206 0.241 296.311 0.269
202209 0.267 296.808 0.297
202212 0.250 296.797 0.278
202303 0.259 301.836 0.283
202306 0.255 305.109 0.276
202309 0.249 307.789 0.267
202312 0.267 306.746 0.287
202403 0.260 312.332 0.275
202406 0.265 314.175 0.279
202409 0.261 315.301 0.273
202412 0.289 315.605 0.302
202503 0.277 319.799 0.286
202506 0.290 322.561 0.297
202509 0.278 324.800 0.283
202512 0.273 324.054 0.278
202603 0.274 330.213 0.274

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.33 mean?
Bank Islam Malaysia Bhd (XKLS:5258) has a Cyclically Adjusted PS Ratio of 1.33 as of Jul. 25, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank Islam Malaysia Bhd and its competitors. This is 13% below median its historical median of 1.52. Over the past decade, Bank Islam Malaysia Bhd's Cyclically Adjusted PS Ratio has ranged from 1.01 to 1.96. According to the industry distribution chart, Bank Islam Malaysia Bhd ranks #183 out of 1299 companies in the Banks industry, placing it in the top 14.1%.
Is Bank Islam Malaysia Bhd's Cyclically Adjusted PS Ratio too high?
Bank Islam Malaysia Bhd's current Cyclically Adjusted PS Ratio of 1.33 is 13% below median its 10-year median of 1.52. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 1.96. The Banks industry median Cyclically Adjusted PS Ratio is 3.36. Bank Islam Malaysia Bhd's value of 1.33 is 60.4% below this industry median. Based on the distribution chart, Bank Islam Malaysia Bhd ranks #183 out of 1299 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Islam Malaysia Bhd has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Islam Malaysia Bhd's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank Islam Malaysia Bhd ranks #183 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Bank Islam Malaysia Bhd in the top 14% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.36. Bank Islam Malaysia Bhd's value of 1.33 is 60.4% below this benchmark. Historically, Bank Islam Malaysia Bhd's own Cyclically Adjusted PS Ratio has ranged from 1.01 to 1.96 over the past decade. While the company's 10-year median is 1.52 vs. the industry median of 3.36, Bank Islam Malaysia Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.36, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Islam Malaysia Bhd's current Cyclically Adjusted PS Ratio of 1.33 is 60.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank Islam Malaysia Bhd and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Islam Malaysia Bhd's current Cyclically Adjusted PS Ratio is 1.33, which is 13% below median its own 10-year median of 1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Islam Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Bank Islam Malaysia Bhd (XKLS:5258) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.59, compared to a current price of RM2.13 — trading 17.8% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.33, which is 13% below median its 10-year median of 1.52 and 60.4% below the Banks industry median of 3.36. Bank Islam Malaysia Bhd's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bank Islam Malaysia Bhd (XKLS:5258), the current Cyclically Adjusted PS Ratio is 1.33 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Islam Malaysia Bhd (XKLS:5258) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Islam Malaysia Bhd stock appears to be undervalued. The current stock price of RM2.13 is trading 17.8% below its estimated GF Value™ of RM2.59. GuruFocus considers Bank Islam Malaysia Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5258:

  • Cyclically Adjusted PS Ratio: 1.33 (13% below median its 10-year median of 1.52)
  • GF Value™: RM2.59 vs. price of RM2.13 (17.8% below fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 60.4% below the Banks median (#183 of 1299)

No single metric tells the full story. See the XKLS:5258 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Islam Malaysia Bhd Business Description

Address No. 22, Jalan Perak, Level 29, Menara Bank Islam, Kuala Lumpur, MYS, 50450
Bank Islam Malaysia Bhd is a Malaysia-based Islamic holding company that is principally engaged in providing financial products and services. The company is involved in Islamic business activities mainly through its investment in Shariah-compliant business entities. The company also has interests in venture capital, unit trusts, stock broking, offshore banking, and others. The operating segments of the group are: Group Retail Banking (GRB), Group Institutional Banking (GIB), and Head Office and Others.
66GF Score

Get the complete analysis for XKLS:5258

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM2.13
Price
RM2.59
GF Value