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Bank Islam Malaysia BhdXKLS:5258 -0.47%66 Net Margin % is 18.52% as of Mar. 2026, which is 21% below its 10-year median of 23.40. GuruFocus rates XKLS:5258 with a GF Score™ of 66/100 and a GF Value™ of RM2.58 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,525 Banks companies, Bank Islam Malaysia Bhd ranks worse than 66.82% on this metric.
The historical rank and industry rank for Bank Islam Malaysia Bhd's Net Margin % or its related term are showing as below:
XKLS:5258'
s Net Margin % Range Over the Past 10 Years
Min: 21.6 Med: 23.4 Max: 28.24
Current: 21.6
XKLS:5258's Net Margin % is ranked worse than 66.82% of 1525
companies
in the Banks industry
Industry Median: 27.05
vs XKLS:5258: 21.60
Bank Islam Malaysia Bhd (XKLS:5258) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank Islam Malaysia Bhd Net Margin % Related Terms
Bank Islam Malaysia Bhd Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Islam Malaysia Bhd's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Islam Malaysia Bhd Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Islam Malaysia Bhd's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank Islam Malaysia Bhd's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Islam Malaysia Bhd (XKLS:5258) has a Net Margin % of 18.52% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank Islam Malaysia Bhd and its competitors. This is 21% below median its historical median of 23.40. Over the past decade, Bank Islam Malaysia Bhd's Net Margin % has ranged from 21.60 to 28.24. According to the industry distribution chart, Bank Islam Malaysia Bhd ranks #1019 out of 1525 companies in the Banks industry, placing it in the top 66.8%.
Is Bank Islam Malaysia Bhd's Net Margin % too high?
Bank Islam Malaysia Bhd's current Net Margin % of 18.52% is 21% below median its 10-year median of 23.40. Over the past 10 years, this metric has ranged from a low of 21.60 to a high of 28.24. The Banks industry median Net Margin % is 27.05. Bank Islam Malaysia Bhd's value of 18.52% is 31.5% below this industry median. Based on the distribution chart, Bank Islam Malaysia Bhd ranks #1019 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Islam Malaysia Bhd has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Islam Malaysia Bhd's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Islam Malaysia Bhd ranks #1019 out of 1525 companies for Net Margin %. This places Bank Islam Malaysia Bhd in the lower half of its industry. The industry median Net Margin % is 27.05. Bank Islam Malaysia Bhd's value of 18.52% is 31.5% below this benchmark. Historically, Bank Islam Malaysia Bhd's own Net Margin % has ranged from 21.60 to 28.24 over the past decade. While the company's 10-year median is 23.40 vs. the industry median of 27.05, Bank Islam Malaysia Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.05, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Islam Malaysia Bhd's current Net Margin % of 18.52% is 31.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank Islam Malaysia Bhd and its competitors. For the Banks industry, the median Net Margin % is 27.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Islam Malaysia Bhd's current Net Margin % is 18.52%, which is 21% below median its own 10-year median of 23.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Islam Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Bank Islam Malaysia Bhd (XKLS:5258) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.58, compared to a current price of RM2.13 — trading 17.4% below its estimated fair value. The current Net Margin % is 18.52%, which is 21% below median its 10-year median of 23.40 and 31.5% below the Banks industry median of 27.05. Bank Islam Malaysia Bhd's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank Islam Malaysia Bhd (XKLS:5258), the current Net Margin % is 18.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Islam Malaysia Bhd (XKLS:5258) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Islam Malaysia Bhd stock appears to be undervalued.
The current stock price of RM2.13 is trading 17.4% below its estimated GF Value™ of RM2.58.
GuruFocus considers Bank Islam Malaysia Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5258:
Net Margin %: 18.52% (21% below median its 10-year median of 23.40)
GF Value™: RM2.58 vs. price of RM2.13 (17.4% below fair value)
Industry Position: 31.5% below the Banks median (#1019 of 1525)
No single metric tells the full story. See the XKLS:5258 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Islam Malaysia Bhd is a Malaysia-based Islamic holding company that is principally engaged in providing financial products and services. The company is involved in Islamic business activities mainly through its investment in Shariah-compliant business entities. The company also has interests in venture capital, unit trusts, stock broking, offshore banking, and others. The operating segments of the group are: Group Retail Banking (GRB), Group Institutional Banking (GIB), and Head Office and Others.
66GF Score
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