Bank Islam Malaysia Bhd (XKLS:5258) Dividend Payout Ratio: 0.88 (As of Mar. 2026) — 87% Above Median

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Bank Islam Malaysia Bhd XKLS:5258

66 GF Score

Price RM2.13

GF Value RM2.58

Valuation Modestly Undervalued

3 Warning Signs

View Full Analysis

What is Bank Islam Malaysia Bhd Dividend Payout Ratio?

Bank Islam Malaysia Bhd XKLS:5258 -0.47% 66 Dividend Payout Ratio is 0.88 as of Mar. 2026, which is 87% above its 10-year median of 0.47. GuruFocus rates XKLS:5258 with a GF Score™ of 66/100 and a GF Value™ of RM2.58 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,168 Banks companies, Bank Islam Malaysia Bhd ranks worse than 88.44% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Bank Islam Malaysia Bhd's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.88.

The historical rank and industry rank for Bank Islam Malaysia Bhd's Dividend Payout Ratio or its related term are showing as below:

XKLS:5258' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.36 Med: 0.47 Max: 0.66
Current: 0.66

During the past 13 years, the highest Dividend Payout Ratio of Bank Islam Malaysia Bhd was 0.66. The lowest was 0.36. And the median was 0.47.

XKLS:5258's Dividend Payout Ratio is ranked worse than
88.44% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs XKLS:5258: 0.66

As of today (2026-07-22), the Dividend Yield % of Bank Islam Malaysia Bhd is 6.75%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Bank Islam Malaysia Bhd was 8.31%. The lowest was 3.37%. And the median was 4.91%.

Bank Islam Malaysia Bhd's Dividends per Share for the months ended in Mar. 2026 was RM0.05.

During the past 12 months, Bank Islam Malaysia Bhd's average Dividends Per Share Growth Rate was -4.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 10.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 5.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 0.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank Islam Malaysia Bhd was 122.70% per year. The lowest was -15.50% per year. And the median was 7.75% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Bank Islam Malaysia Bhd (XKLS:5258) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Bank Islam Malaysia Bhd Dividend Payout Ratio Related Terms

Bank Islam Malaysia Bhd Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Bank Islam Malaysia Bhd's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Islam Malaysia Bhd Dividend Payout Ratio Chart

Bank Islam Malaysia Bhd Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.49

0.45

0.65

0.60

0.63

Bank Islam Malaysia Bhd Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.76	0.00	0.00	1.82	0.88

XKLS:5258 vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Bank Islam Malaysia Bhd's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Islam Malaysia Bhd Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Islam Malaysia Bhd's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bank Islam Malaysia Bhd's Dividend Payout Ratio falls into.

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66GF Score

Bank Islam Malaysia Bhd XKLS:5258

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Bank Islam Malaysia Bhd Dividend Payout Ratio Calculation

Bank Islam Malaysia Bhd's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	0.141	/	0.224
	=	0.63

Bank Islam Malaysia Bhd's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.045	/	0.051
	=	0.88

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.88 mean?

Bank Islam Malaysia Bhd (XKLS:5258) has a Dividend Payout Ratio of 0.88 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank Islam Malaysia Bhd and its competitors. This is 87% above median its historical median of 0.47. Over the past decade, Bank Islam Malaysia Bhd's Dividend Payout Ratio has ranged from 0.36 to 0.66. According to the industry distribution chart, Bank Islam Malaysia Bhd ranks #1033 out of 1168 companies in the Banks industry, placing it in the top 88.4%.

Is Bank Islam Malaysia Bhd's Dividend Payout Ratio too high?

Bank Islam Malaysia Bhd's current Dividend Payout Ratio of 0.88 is 87% above median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 0.66. The Banks industry median Dividend Payout Ratio is 0.32. Bank Islam Malaysia Bhd's value of 0.88 is 175% above this industry median. Based on the distribution chart, Bank Islam Malaysia Bhd ranks #1033 out of 1168 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank Islam Malaysia Bhd has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Bank Islam Malaysia Bhd's Dividend Payout Ratio compare to PNC and USB?

According to the Banks industry distribution chart, Bank Islam Malaysia Bhd ranks #1033 out of 1168 companies for Dividend Payout Ratio. This places Bank Islam Malaysia Bhd in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Bank Islam Malaysia Bhd's value of 0.88 is 175% above this benchmark. Historically, Bank Islam Malaysia Bhd's own Dividend Payout Ratio has ranged from 0.36 to 0.66 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 0.32, Bank Islam Malaysia Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Islam Malaysia Bhd's current Dividend Payout Ratio of 0.88 is 175% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank Islam Malaysia Bhd and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Islam Malaysia Bhd's current Dividend Payout Ratio is 0.88, which is 87% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Bank Islam Malaysia Bhd stock overvalued right now?

Based on GuruFocus' analysis, Bank Islam Malaysia Bhd (XKLS:5258) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.58, compared to a current price of RM2.13 — trading 17.4% below its estimated fair value. The current Dividend Payout Ratio is 0.88, which is 87% above median its 10-year median of 0.47 and 175% above the Banks industry median of 0.32. Bank Islam Malaysia Bhd's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Bank Islam Malaysia Bhd (XKLS:5258), the current Dividend Payout Ratio is 0.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Islam Malaysia Bhd (XKLS:5258) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Islam Malaysia Bhd stock appears to be undervalued. The current stock price of RM2.13 is trading 17.4% below its estimated GF Value™ of RM2.58. GuruFocus considers Bank Islam Malaysia Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5258:

Dividend Payout Ratio: 0.88 (87% above median its 10-year median of 0.47)
GF Value™: RM2.58 vs. price of RM2.13 (17.4% below fair value)
GF Score™: 66/100 with 3 warning signs
Industry Position: 175% above the Banks median (#1033 of 1168)

No single metric tells the full story. See the XKLS:5258 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Islam Malaysia Bhd Business Description

Industry Financial Services Banks

Comparable Companies XKLS:1171 XKLS:5185 XKLS:2488 XKLS:1082 XKLS:1015 SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB BSP:ITUB3 SGX:O39

Address No. 22, Jalan Perak, Level 29, Menara Bank Islam, Kuala Lumpur, MYS, 50450

Website https://www.bankislam.com

Bank Islam Malaysia Bhd is a Malaysia-based Islamic holding company that is principally engaged in providing financial products and services. The company is involved in Islamic business activities mainly through its investment in Shariah-compliant business entities. The company also has interests in venture capital, unit trusts, stock broking, offshore banking, and others. The operating segments of the group are: Group Retail Banking (GRB), Group Institutional Banking (GIB), and Head Office and Others.

66GF Score

Get the complete analysis for XKLS:5258

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM2.13

Price

RM2.58

GF Value

View XKLS:5258 Analysis

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