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Bank Islam Malaysia BhdXKLS:5258 66 5-Year Yield-on-Cost % is 9.03 as of Jul. 25, 2026, which is 38% above its 10-year median of 6.54. GuruFocus rates XKLS:5258 with a GF Score™ of 66/100 and a GF Value™ of RM2.59 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,250 Banks companies, Bank Islam Malaysia Bhd ranks better than 85.44% on this metric.
The historical rank and industry rank for Bank Islam Malaysia Bhd's 5-Year Yield-on-Cost % or its related term are showing as below:
XKLS:5258'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.49 Med: 6.54 Max: 11.07
Current: 9.03
During the past 13 years, Bank Islam Malaysia Bhd's highest Yield on Cost was 11.07. The lowest was 4.49. And the median was 6.54.
XKLS:5258's 5-Year Yield-on-Cost % is ranked better than 85.44% of 1250
companies
in the Banks industry
Industry Median: 3.885
vs XKLS:5258: 9.03
Bank Islam Malaysia Bhd (XKLS:5258) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank Islam Malaysia Bhd 5-Year Yield-on-Cost % Related Terms
XKLS:5258 vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bank Islam Malaysia Bhd's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Islam Malaysia Bhd 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Islam Malaysia Bhd's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank Islam Malaysia Bhd's 5-Year Yield-on-Cost % falls into.
Bank Islam Malaysia Bhd 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bank Islam Malaysia Bhd (XKLS:5258) has a 5-Year Yield-on-Cost % of 9.03 as of Jul. 25, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank Islam Malaysia Bhd and its competitors. This is 38% above median its historical median of 6.54. Over the past decade, Bank Islam Malaysia Bhd's 5-Year Yield-on-Cost % has ranged from 4.49 to 11.07. According to the industry distribution chart, Bank Islam Malaysia Bhd ranks #182 out of 1250 companies in the Banks industry, placing it in the top 14.6%.
Is Bank Islam Malaysia Bhd's 5-Year Yield-on-Cost % too high?
Bank Islam Malaysia Bhd's current 5-Year Yield-on-Cost % of 9.03 is 38% above median its 10-year median of 6.54. Over the past 10 years, this metric has ranged from a low of 4.49 to a high of 11.07. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Bank Islam Malaysia Bhd's value of 9.03 is 132.4% above this industry median. Based on the distribution chart, Bank Islam Malaysia Bhd ranks #182 out of 1250 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Islam Malaysia Bhd has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Islam Malaysia Bhd's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Islam Malaysia Bhd ranks #182 out of 1250 companies for 5-Year Yield-on-Cost %. This places Bank Islam Malaysia Bhd in the top 15% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. Bank Islam Malaysia Bhd's value of 9.03 is 132.4% above this benchmark. Historically, Bank Islam Malaysia Bhd's own 5-Year Yield-on-Cost % has ranged from 4.49 to 11.07 over the past decade. While the company's 10-year median is 6.54 vs. the industry median of 3.89, Bank Islam Malaysia Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Islam Malaysia Bhd's current 5-Year Yield-on-Cost % of 9.03 is 132.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank Islam Malaysia Bhd and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Islam Malaysia Bhd's current 5-Year Yield-on-Cost % is 9.03, which is 38% above median its own 10-year median of 6.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Islam Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Bank Islam Malaysia Bhd (XKLS:5258) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.59, compared to a current price of RM2.13 — trading 17.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 9.03, which is 38% above median its 10-year median of 6.54 and 132.4% above the Banks industry median of 3.89. Bank Islam Malaysia Bhd's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank Islam Malaysia Bhd (XKLS:5258), the current 5-Year Yield-on-Cost % is 9.03 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Islam Malaysia Bhd (XKLS:5258) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Islam Malaysia Bhd stock appears to be undervalued.
The current stock price of RM2.13 is trading 17.8% below its estimated GF Value™ of RM2.59.
GuruFocus considers Bank Islam Malaysia Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5258:
5-Year Yield-on-Cost %: 9.03 (38% above median its 10-year median of 6.54)
GF Value™: RM2.59 vs. price of RM2.13 (17.8% below fair value)
Industry Position: 132.4% above the Banks median (#182 of 1250)
No single metric tells the full story. See the XKLS:5258 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Islam Malaysia Bhd is a Malaysia-based Islamic holding company that is principally engaged in providing financial products and services. The company is involved in Islamic business activities mainly through its investment in Shariah-compliant business entities. The company also has interests in venture capital, unit trusts, stock broking, offshore banking, and others. The operating segments of the group are: Group Retail Banking (GRB), Group Institutional Banking (GIB), and Head Office and Others.
66GF Score
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