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Bank Islam Malaysia BhdXKLS:5258 -0.47%66 Return-on-Tangible-Equity is 5.77% as of Mar. 2026, which is 35% below its 10-year median of 8.88. GuruFocus rates XKLS:5258 with a GF Score™ of 66/100 and a GF Value™ of RM2.58 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,521 Banks companies, Bank Islam Malaysia Bhd ranks worse than 74.95% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Bank Islam Malaysia Bhd's annualized net income for the quarter that ended in Mar. 2026 was RM460 Mil. Bank Islam Malaysia Bhd's average shareholder tangible equity for the quarter that ended in Mar. 2026 was RM7,974 Mil. Therefore, Bank Islam Malaysia Bhd's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 5.77%.
The historical rank and industry rank for Bank Islam Malaysia Bhd's Return-on-Tangible-Equity or its related term are showing as below:
XKLS:5258'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 6.91 Med: 8.88 Max: 15.54
Current: 6.91
During the past 13 years, Bank Islam Malaysia Bhd's highest Return-on-Tangible-Equity was 15.54%. The lowest was 6.91%. And the median was 8.88%.
XKLS:5258's Return-on-Tangible-Equity is ranked worse than 74.95% of 1521
companies
in the Banks industry
Industry Median: 11.24
vs XKLS:5258: 6.91
Bank Islam Malaysia Bhd (XKLS:5258) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Bank Islam Malaysia Bhd Return-on-Tangible-Equity Related Terms
Bank Islam Malaysia Bhd Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Bank Islam Malaysia Bhd's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Islam Malaysia Bhd Return-on-Tangible-Equity Chart
XKLS:5258 vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Bank Islam Malaysia Bhd's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Islam Malaysia Bhd Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Bank Islam Malaysia Bhd's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Bank Islam Malaysia Bhd's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 5.77% mean?
Bank Islam Malaysia Bhd (XKLS:5258) has a Return-on-Tangible-Equity of 5.77% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bank Islam Malaysia Bhd and its competitors. This is 35% below median its historical median of 8.88. Over the past decade, Bank Islam Malaysia Bhd's Return-on-Tangible-Equity has ranged from 6.91 to 15.54. According to the industry distribution chart, Bank Islam Malaysia Bhd ranks #1140 out of 1521 companies in the Banks industry, placing it in the top 75%.
Is Bank Islam Malaysia Bhd's Return-on-Tangible-Equity too high?
Bank Islam Malaysia Bhd's current Return-on-Tangible-Equity of 5.77% is 35% below median its 10-year median of 8.88. Over the past 10 years, this metric has ranged from a low of 6.91 to a high of 15.54. The Banks industry median Return-on-Tangible-Equity is 11.24. Bank Islam Malaysia Bhd's value of 5.77% is 48.7% below this industry median. Based on the distribution chart, Bank Islam Malaysia Bhd ranks #1140 out of 1521 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Islam Malaysia Bhd has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Islam Malaysia Bhd's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Bank Islam Malaysia Bhd ranks #1140 out of 1521 companies for Return-on-Tangible-Equity. This places Bank Islam Malaysia Bhd in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.24. Bank Islam Malaysia Bhd's value of 5.77% is 48.7% below this benchmark. Historically, Bank Islam Malaysia Bhd's own Return-on-Tangible-Equity has ranged from 6.91 to 15.54 over the past decade. While the company's 10-year median is 8.88 vs. the industry median of 11.24, Bank Islam Malaysia Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.24, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Islam Malaysia Bhd's current Return-on-Tangible-Equity of 5.77% is 48.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bank Islam Malaysia Bhd and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Islam Malaysia Bhd's current Return-on-Tangible-Equity is 5.77%, which is 35% below median its own 10-year median of 8.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Islam Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Bank Islam Malaysia Bhd (XKLS:5258) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.58, compared to a current price of RM2.13 — trading 17.4% below its estimated fair value. The current Return-on-Tangible-Equity is 5.77%, which is 35% below median its 10-year median of 8.88 and 48.7% below the Banks industry median of 11.24. Bank Islam Malaysia Bhd's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Bank Islam Malaysia Bhd (XKLS:5258), the current Return-on-Tangible-Equity is 5.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Islam Malaysia Bhd (XKLS:5258) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Islam Malaysia Bhd stock appears to be undervalued.
The current stock price of RM2.13 is trading 17.4% below its estimated GF Value™ of RM2.58.
GuruFocus considers Bank Islam Malaysia Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5258:
Return-on-Tangible-Equity: 5.77% (35% below median its 10-year median of 8.88)
GF Value™: RM2.58 vs. price of RM2.13 (17.4% below fair value)
Industry Position: 48.7% below the Banks median (#1140 of 1521)
No single metric tells the full story. See the XKLS:5258 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Islam Malaysia Bhd is a Malaysia-based Islamic holding company that is principally engaged in providing financial products and services. The company is involved in Islamic business activities mainly through its investment in Shariah-compliant business entities. The company also has interests in venture capital, unit trusts, stock broking, offshore banking, and others. The operating segments of the group are: Group Retail Banking (GRB), Group Institutional Banking (GIB), and Head Office and Others.
66GF Score
Get the complete analysis for XKLS:5258
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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