Bank Islam Malaysia Bhd (XKLS:5258) E10: RM0.37 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:5258 Bank Islam Malaysia Bhd XKLS:5258
66 GF Score
Price RM2.13
GF Value RM2.58
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Bank Islam Malaysia Bhd E10?

Bank Islam Malaysia Bhd XKLS:5258 -0.47% 66 E10 is RM0.37 as of Mar. 2026. GuruFocus rates XKLS:5258 with a GF Score™ of 66/100 and a GF Value™ of RM2.58 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bank Islam Malaysia Bhd's adjusted earnings per share data for the three months ended in Mar. 2026 was RM0.051. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is RM0.37 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bank Islam Malaysia Bhd's average E10 Growth Rate was -5.10% per year. During the past 3 years, the average E10 Growth Rate was -1.70% per year. During the past 5 years, the average E10 Growth Rate was 0.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Bank Islam Malaysia Bhd was 2.60% per year. The lowest was -1.70% per year. And the median was 0.90% per year.

As of today (2026-07-22), Bank Islam Malaysia Bhd's current stock price is RM2.13. Bank Islam Malaysia Bhd's E10 for the quarter that ended in Mar. 2026 was RM0.37. Bank Islam Malaysia Bhd's Shiller PE Ratio of today is 5.76.

During the past 13 years, the highest Shiller PE Ratio of Bank Islam Malaysia Bhd was 9.02. The lowest was 4.28. And the median was 6.43.


Bank Islam Malaysia Bhd  (XKLS:5258) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bank Islam Malaysia Bhd's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=2.13/0.37
=5.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bank Islam Malaysia Bhd was 9.02. The lowest was 4.28. And the median was 6.43.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bank Islam Malaysia Bhd E10 Related Terms


Bank Islam Malaysia Bhd E10 Historical Data

* Premium members only.

The historical data trend for Bank Islam Malaysia Bhd's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Islam Malaysia Bhd E10 Chart

Bank Islam Malaysia Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.38 0.39 0.40 0.39 0.37

Bank Islam Malaysia Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.39 0.38 0.38 0.37 0.37

XKLS:5258 vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Bank Islam Malaysia Bhd's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Islam Malaysia Bhd Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Islam Malaysia Bhd's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bank Islam Malaysia Bhd's Shiller PE Ratio falls into.


XKLS:5258
66GF Score
Bank Islam Malaysia Bhd XKLS:5258
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Islam Malaysia Bhd E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank Islam Malaysia Bhd's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.051/330.2130*330.2130
=0.051

Current CPI (Mar. 2026) = 330.2130.

Bank Islam Malaysia Bhd Quarterly Data

per share eps CPI Adj_EPS
201606 0.091 241.018 0.125
201609 0.089 241.428 0.122
201612 0.088 241.432 0.120
201703 0.093 243.801 0.126
201706 0.083 244.955 0.112
201709 0.112 246.819 0.150
201712 0.091 246.524 0.122
201803 0.103 249.554 0.136
201806 0.089 251.989 0.117
201809 0.117 252.439 0.153
201812 0.095 251.233 0.125
201903 0.116 254.202 0.151
201906 0.111 256.143 0.143
201909 0.118 256.759 0.152
201912 0.103 256.974 0.132
202003 0.117 258.115 0.150
202006 0.085 257.797 0.109
202009 0.040 260.280 0.051
202012 0.069 260.474 0.087
202103 0.061 264.877 0.076
202106 0.074 271.696 0.090
202109 0.041 274.310 0.049
202112 0.042 278.802 0.050
202203 0.050 287.504 0.057
202206 0.054 296.311 0.060
202209 0.066 296.808 0.073
202212 0.058 296.797 0.065
202303 0.053 301.836 0.058
202306 0.060 305.109 0.065
202309 0.062 307.789 0.067
202312 0.070 306.746 0.075
202403 0.058 312.332 0.061
202406 0.061 314.175 0.064
202409 0.057 315.301 0.060
202412 0.076 315.605 0.080
202503 0.056 319.799 0.058
202506 0.056 322.561 0.057
202509 0.057 324.800 0.058
202512 0.077 324.054 0.078
202603 0.051 330.213 0.051

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of RM0.37 mean?
Bank Islam Malaysia Bhd (XKLS:5258) has a E10 of RM0.37 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank Islam Malaysia Bhd and its competitors.
Is Bank Islam Malaysia Bhd's E10 too high?
Bank Islam Malaysia Bhd's current E10 is RM0.37. Overall, Bank Islam Malaysia Bhd has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Islam Malaysia Bhd's E10 compare to PNC and USB?
Bank Islam Malaysia Bhd's E10 of RM0.37 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank Islam Malaysia Bhd and its competitors. Bank Islam Malaysia Bhd's current E10 is RM0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Islam Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Bank Islam Malaysia Bhd (XKLS:5258) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.58, compared to a current price of RM2.13 — trading 17.4% below its estimated fair value. The current E10 is RM0.37. Bank Islam Malaysia Bhd's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Bank Islam Malaysia Bhd (XKLS:5258), the current E10 is RM0.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Islam Malaysia Bhd (XKLS:5258) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Islam Malaysia Bhd stock appears to be undervalued. The current stock price of RM2.13 is trading 17.4% below its estimated GF Value™ of RM2.58. GuruFocus considers Bank Islam Malaysia Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5258:

  • E10: RM0.37
  • GF Value™: RM2.58 vs. price of RM2.13 (17.4% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the XKLS:5258 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Islam Malaysia Bhd Business Description

Address No. 22, Jalan Perak, Level 29, Menara Bank Islam, Kuala Lumpur, MYS, 50450
Bank Islam Malaysia Bhd is a Malaysia-based Islamic holding company that is principally engaged in providing financial products and services. The company is involved in Islamic business activities mainly through its investment in Shariah-compliant business entities. The company also has interests in venture capital, unit trusts, stock broking, offshore banking, and others. The operating segments of the group are: Group Retail Banking (GRB), Group Institutional Banking (GIB), and Head Office and Others.
66GF Score

Get the complete analysis for XKLS:5258

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM2.13
Price
RM2.58
GF Value