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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Bank Islam Malaysia Bhd's Total Liabilities for the quarter that ended in Jun. 2026 was RM98,566 Mil. Bank Islam Malaysia Bhd's Total Assets for the quarter that ended in Jun. 2026 was RM106,699 Mil.
Therefore, Bank Islam Malaysia Bhd's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.92.
Bank Islam Malaysia Bhd (XKLS:5258) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Bank Islam Malaysia Bhd Liabilities-to-Assets Related Terms
Bank Islam Malaysia Bhd Liabilities-to-Assets Historical Data
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The historical data trend for Bank Islam Malaysia Bhd's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Islam Malaysia Bhd Liabilities-to-Assets Chart
XKLS:5258 vs USB, PNC: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, Bank Islam Malaysia Bhd's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Islam Malaysia Bhd Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Bank Islam Malaysia Bhd's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Bank Islam Malaysia Bhd's Liabilities-to-Assets falls into.
Bank Islam Malaysia Bhd Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Bank Islam Malaysia Bhd's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Islam Malaysia Bhd (XKLS:5258) has a Liabilities-to-Assets of 0.92 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Bank Islam Malaysia Bhd and its competitors.
Is Bank Islam Malaysia Bhd's Liabilities-to-Assets too high?
Bank Islam Malaysia Bhd's current Liabilities-to-Assets is 0.92. Overall, Bank Islam Malaysia Bhd has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Islam Malaysia Bhd's Liabilities-to-Assets compare to USB and PNC?
Bank Islam Malaysia Bhd's Liabilities-to-Assets of 0.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Bank Islam Malaysia Bhd and its competitors. Bank Islam Malaysia Bhd's current Liabilities-to-Assets is 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Islam Malaysia Bhd stock overvalued right now?
Based on GuruFocus' analysis, Bank Islam Malaysia Bhd (XKLS:5258) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.60, compared to a current price of RM2.12 — trading 18.5% below its estimated fair value. The current Liabilities-to-Assets is 0.92. Bank Islam Malaysia Bhd's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Bank Islam Malaysia Bhd (XKLS:5258), the current Liabilities-to-Assets is 0.92 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Islam Malaysia Bhd (XKLS:5258) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Islam Malaysia Bhd stock appears to be undervalued.
The current stock price of RM2.12 is trading 18.5% below its estimated GF Value™ of RM2.60.
GuruFocus considers Bank Islam Malaysia Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5258:
Liabilities-to-Assets: 0.92
GF Value™: RM2.60 vs. price of RM2.12 (18.5% below fair value)
No single metric tells the full story. See the XKLS:5258 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Islam Malaysia Bhd is a Malaysia-based Islamic holding company that is principally engaged in providing financial products and services. The company is involved in Islamic business activities mainly through its investment in Shariah-compliant business entities. The company also has interests in venture capital, unit trusts, stock broking, offshore banking, and others. The operating segments of the group are: Group Retail Banking (GRB), Group Institutional Banking (GIB), and Head Office and Others.
64GF Score
Get the complete analysis for XKLS:5258
Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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