CIG Pannonia Life Insurance OJSC (FRA:0CKA) Cyclically Adjusted Revenue per Share: €1.24 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:0CKA CIG Pannonia Life Insurance OJSC FRA:0CKA
49 GF Score
Price €0.84
GF Value €0.94
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is CIG Pannonia Life Insurance OJSC Cyclically Adjusted Revenue per Share?

CIG Pannonia Life Insurance OJSC FRA:0CKA 49 Cyclically Adjusted Revenue per Share is €1.24 as of Mar. 2026. GuruFocus rates FRA:0CKA with a GF Score™ of 49/100 and a GF Value™ of €0.94 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

CIG Pannonia Life Insurance OJSC's adjusted revenue per share for the three months ended in Mar. 2026 was €0.207. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €1.24 for the trailing ten years ended in Mar. 2026.

During the past 12 months, CIG Pannonia Life Insurance OJSC's average Cyclically Adjusted Revenue Growth Rate was 1.20% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 0.40% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 3.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of CIG Pannonia Life Insurance OJSC was 4.30% per year. The lowest was 0.40% per year. And the median was 2.65% per year.

As of today (2026-07-16), CIG Pannonia Life Insurance OJSC's current stock price is €0.84. CIG Pannonia Life Insurance OJSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €1.24. CIG Pannonia Life Insurance OJSC's Cyclically Adjusted PS Ratio of today is 0.68.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of CIG Pannonia Life Insurance OJSC was 1.04. The lowest was 0.27. And the median was 0.81.


CIG Pannonia Life Insurance OJSC  (FRA:0CKA) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

CIG Pannonia Life Insurance OJSC's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=0.84/1.24
=0.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of CIG Pannonia Life Insurance OJSC was 1.04. The lowest was 0.27. And the median was 0.81.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


CIG Pannonia Life Insurance OJSC Cyclically Adjusted Revenue per Share Related Terms


CIG Pannonia Life Insurance OJSC Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for CIG Pannonia Life Insurance OJSC's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIG Pannonia Life Insurance OJSC Cyclically Adjusted Revenue per Share Chart

CIG Pannonia Life Insurance OJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.98 1.05 1.04 1.00 1.05

CIG Pannonia Life Insurance OJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.02 1.01 1.06 1.05 1.24

FRA:0CKA vs AFL, MET, PRU: Cyclically Adjusted Revenue per Share Comparison

For the Insurance - Life subindustry, CIG Pannonia Life Insurance OJSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIG Pannonia Life Insurance OJSC Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, CIG Pannonia Life Insurance OJSC's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where CIG Pannonia Life Insurance OJSC's Cyclically Adjusted PS Ratio falls into.


FRA:0CKA
49GF Score
CIG Pannonia Life Insurance OJSC FRA:0CKA
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CIG Pannonia Life Insurance OJSC Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CIG Pannonia Life Insurance OJSC's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.207/174.6900*174.6900
=0.207

Current CPI (Mar. 2026) = 174.6900.

CIG Pannonia Life Insurance OJSC Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.210 100.814 0.364
201609 0.206 100.370 0.359
201612 0.356 101.406 0.613
201703 0.387 102.147 0.662
201706 0.169 102.724 0.287
201709 0.307 102.902 0.521
201712 0.256 103.627 0.432
201803 0.165 104.219 0.277
201806 0.234 105.922 0.386
201809 0.176 106.588 0.288
201812 -0.039 106.440 -0.064
201903 0.207 108.068 0.335
201906 0.137 109.475 0.219
201909 0.216 109.623 0.344
201912 0.310 110.659 0.489
202003 -0.092 112.287 -0.143
202006 0.246 112.583 0.382
202009 0.213 113.398 0.328
202012 0.340 113.694 0.522
202103 0.310 116.358 0.465
202106 0.136 118.579 0.200
202109 0.187 119.541 0.273
202112 0.303 122.058 0.434
202203 -0.003 126.351 -0.004
202206 0.164 132.420 0.216
202209 0.206 143.597 0.251
202212 -0.059 152.036 -0.068
202303 0.058 158.105 0.064
202306 0.227 158.993 0.249
202309 0.325 161.140 0.352
202312 0.188 160.400 0.205
202403 0.414 163.879 0.441
202406 0.245 164.841 0.260
202409 0.304 165.877 0.320
202412 0.494 167.802 0.514
202503 0.208 171.577 0.212
202506 0.100 172.391 0.101
202509 0.352 173.060 0.355
202512 0.280 173.280 0.282
202603 0.207 174.690 0.207

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €1.24 mean?
CIG Pannonia Life Insurance OJSC (FRA:0CKA) has a Cyclically Adjusted Revenue per Share of €1.24 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on CIG Pannonia Life Insurance OJSC and its competitors.
Is CIG Pannonia Life Insurance OJSC's Cyclically Adjusted Revenue per Share too high?
CIG Pannonia Life Insurance OJSC's current Cyclically Adjusted Revenue per Share is €1.24. Overall, CIG Pannonia Life Insurance OJSC has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CIG Pannonia Life Insurance OJSC's Cyclically Adjusted Revenue per Share compare to AFL and MET?
CIG Pannonia Life Insurance OJSC's Cyclically Adjusted Revenue per Share of €1.24 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Insurance company?
A good Cyclically Adjusted Revenue per Share depends on the Insurance industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on CIG Pannonia Life Insurance OJSC and its competitors. CIG Pannonia Life Insurance OJSC's current Cyclically Adjusted Revenue per Share is €1.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIG Pannonia Life Insurance OJSC stock overvalued right now?
Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC (FRA:0CKA) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.94, compared to a current price of €0.84 — trading 10.6% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is €1.24. CIG Pannonia Life Insurance OJSC's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For CIG Pannonia Life Insurance OJSC (FRA:0CKA), the current Cyclically Adjusted Revenue per Share is €1.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIG Pannonia Life Insurance OJSC (FRA:0CKA) Overvalued in 2026?

Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC stock appears to be undervalued. The current stock price of €0.84 is trading 10.6% below its estimated GF Value™ of €0.94. GuruFocus considers CIG Pannonia Life Insurance OJSC to be Modestly Undervalued.

Key valuation signals for FRA:0CKA:

  • Cyclically Adjusted Revenue per Share: €1.24
  • GF Value™: €0.94 vs. price of €0.84 (10.6% below fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the FRA:0CKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CIG Pannonia Life Insurance OJSC Business Description

Other Exchanges CIGPANNONIA:Hungary
Address 11 Konyves Kalman Korut, Building B, Nepliget Center Business Center, Budapest, HUN, 1097
CIG Pannonia Life Insurance OJSC is an insurance company. The company mainly sells various insurance products including unit-linked life insurance, term life insurance, endowment insurance, health insurance, casco, freight liability and suretyship insurance and also offers investment fund management and portfolio management. The company carries its activities in Hungary, Romania, Slovakia, and Italy. In addition, the company sells riders and non-life insurance products.
49GF Score

Get the complete analysis for FRA:0CKA

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.84
Price
€0.94
GF Value