CIG Pannonia Life Insurance OJSC (FRA:0CKA) E10: €0.07 (As of Mar. 2026)

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FRA:0CKA CIG Pannonia Life Insurance OJSC FRA:0CKA
49 GF Score
Price €0.84
GF Value €0.94
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CIG Pannonia Life Insurance OJSC E10?

CIG Pannonia Life Insurance OJSC FRA:0CKA 49 E10 is €0.07 as of Mar. 2026. GuruFocus rates FRA:0CKA with a GF Score™ of 49/100 and a GF Value™ of €0.94 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

CIG Pannonia Life Insurance OJSC's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.014. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.07 for the trailing ten years ended in Mar. 2026.

During the past 12 months, CIG Pannonia Life Insurance OJSC's average E10 Growth Rate was 9.40% per year. During the past 3 years, the average E10 Growth Rate was 16.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of CIG Pannonia Life Insurance OJSC was 63.60% per year. The lowest was 16.60% per year. And the median was 40.10% per year.

As of today (2026-07-14), CIG Pannonia Life Insurance OJSC's current stock price is €0.84. CIG Pannonia Life Insurance OJSC's E10 for the quarter that ended in Mar. 2026 was €0.07. CIG Pannonia Life Insurance OJSC's Shiller PE Ratio of today is 12.00.

During the past 13 years, the highest Shiller PE Ratio of CIG Pannonia Life Insurance OJSC was 521.71. The lowest was 11.45. And the median was 15.44.


CIG Pannonia Life Insurance OJSC  (FRA:0CKA) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

CIG Pannonia Life Insurance OJSC's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.84/0.07
=12.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of CIG Pannonia Life Insurance OJSC was 521.71. The lowest was 11.45. And the median was 15.44.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


CIG Pannonia Life Insurance OJSC E10 Related Terms


CIG Pannonia Life Insurance OJSC E10 Historical Data

* Premium members only.

The historical data trend for CIG Pannonia Life Insurance OJSC's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIG Pannonia Life Insurance OJSC E10 Chart

CIG Pannonia Life Insurance OJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.04 0.05 0.05 0.06

CIG Pannonia Life Insurance OJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.06 0.06 0.06 0.07

FRA:0CKA vs AFL, MET, PRU: E10 Comparison

For the Insurance - Life subindustry, CIG Pannonia Life Insurance OJSC's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIG Pannonia Life Insurance OJSC Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, CIG Pannonia Life Insurance OJSC's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where CIG Pannonia Life Insurance OJSC's Shiller PE Ratio falls into.


FRA:0CKA
49GF Score
CIG Pannonia Life Insurance OJSC FRA:0CKA
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CIG Pannonia Life Insurance OJSC E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CIG Pannonia Life Insurance OJSC's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.014/174.6900*174.6900
=0.014

Current CPI (Mar. 2026) = 174.6900.

CIG Pannonia Life Insurance OJSC Quarterly Data

per share eps CPI Adj_EPS
201606 0.012 100.814 0.021
201609 0.006 100.370 0.010
201612 0.012 101.406 0.021
201703 0.101 102.147 0.173
201706 -0.001 102.724 -0.002
201709 -0.010 102.902 -0.017
201712 0.010 103.627 0.017
201803 0.018 104.219 0.030
201806 0.016 105.922 0.026
201809 0.012 106.588 0.020
201812 0.006 106.440 0.010
201903 0.015 108.068 0.024
201906 -0.033 109.475 -0.053
201909 0.010 109.623 0.016
201912 -0.009 110.659 -0.014
202003 0.007 112.287 0.011
202006 0.027 112.583 0.042
202009 -0.012 113.398 -0.018
202012 -0.002 113.694 -0.003
202103 0.011 116.358 0.017
202106 0.002 118.579 0.003
202109 0.008 119.541 0.012
202112 0.025 122.058 0.036
202203 0.001 126.351 0.001
202206 0.017 132.420 0.022
202209 0.027 143.597 0.033
202212 0.028 152.036 0.032
202303 -0.005 158.105 -0.006
202306 0.022 158.993 0.024
202309 0.041 161.140 0.044
202312 0.027 160.400 0.029
202403 0.014 163.879 0.015
202406 0.046 164.841 0.049
202409 0.030 165.877 0.032
202412 -0.071 167.802 -0.074
202503 0.023 171.577 0.023
202506 0.039 172.391 0.040
202509 0.036 173.060 0.036
202512 0.017 173.280 0.017
202603 0.014 174.690 0.014

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.07 mean?
CIG Pannonia Life Insurance OJSC (FRA:0CKA) has a E10 of €0.07 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on CIG Pannonia Life Insurance OJSC and its competitors.
Is CIG Pannonia Life Insurance OJSC's E10 too high?
CIG Pannonia Life Insurance OJSC's current E10 is €0.07. Overall, CIG Pannonia Life Insurance OJSC has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CIG Pannonia Life Insurance OJSC's E10 compare to AFL and MET?
CIG Pannonia Life Insurance OJSC's E10 of €0.07 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on CIG Pannonia Life Insurance OJSC and its competitors. CIG Pannonia Life Insurance OJSC's current E10 is €0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIG Pannonia Life Insurance OJSC stock overvalued right now?
Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC (FRA:0CKA) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.94, compared to a current price of €0.84 — trading 10.6% below its estimated fair value. The current E10 is €0.07. CIG Pannonia Life Insurance OJSC's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For CIG Pannonia Life Insurance OJSC (FRA:0CKA), the current E10 is €0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIG Pannonia Life Insurance OJSC (FRA:0CKA) Overvalued in 2026?

Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC stock appears to be undervalued. The current stock price of €0.84 is trading 10.6% below its estimated GF Value™ of €0.94. GuruFocus considers CIG Pannonia Life Insurance OJSC to be Modestly Undervalued.

Key valuation signals for FRA:0CKA:

  • E10: €0.07
  • GF Value™: €0.94 vs. price of €0.84 (10.6% below fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the FRA:0CKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CIG Pannonia Life Insurance OJSC Business Description

Other Exchanges CIGPANNONIA:Hungary
Address 11 Konyves Kalman Korut, Building B, Nepliget Center Business Center, Budapest, HUN, 1097
CIG Pannonia Life Insurance OJSC is an insurance company. The company mainly sells various insurance products including unit-linked life insurance, term life insurance, endowment insurance, health insurance, casco, freight liability and suretyship insurance and also offers investment fund management and portfolio management. The company carries its activities in Hungary, Romania, Slovakia, and Italy. In addition, the company sells riders and non-life insurance products.
49GF Score

Get the complete analysis for FRA:0CKA

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.84
Price
€0.94
GF Value