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The historical rank and industry rank for CIG Pannonia Life Insurance OJSC's EV-to-OCF or its related term are showing as below:
FRA:0CKA'
s EV-to-OCF Range Over the Past 10 Years
Min: -1454.61 Med: 6.89 Max: 93.23
Current: 29.21
During the past 13 years, the highest EV-to-OCF of CIG Pannonia Life Insurance OJSC was 93.23. The lowest was -1454.61. And the median was 6.89.
FRA:0CKA's EV-to-OCF is ranked worse than 91.07% of 504
companies
in the Insurance industry
Industry Median: 6.705
vs FRA:0CKA: 29.21
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CIG Pannonia Life Insurance OJSC (FRA:0CKA) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CIG Pannonia Life Insurance OJSC's PE Ratio (TTM) for today is calculated as:
CIG Pannonia Life Insurance OJSC's share price for today is €0.808.
CIG Pannonia Life Insurance OJSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.109.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
CIG Pannonia Life Insurance OJSC EV-to-OCF Related Terms
CIG Pannonia Life Insurance OJSC EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, CIG Pannonia Life Insurance OJSC's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIG Pannonia Life Insurance OJSC EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, CIG Pannonia Life Insurance OJSC's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where CIG Pannonia Life Insurance OJSC's EV-to-OCF falls into.
CIG Pannonia Life Insurance OJSC's current Enterprise Value is €76.01 Mil.
CIG Pannonia Life Insurance OJSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.61 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIG Pannonia Life Insurance OJSC (FRA:0CKA) has a EV-to-OCF of 29.12 as of Aug. 28, 2026. This is 323% above median its historical median of 6.89. According to the industry distribution chart, CIG Pannonia Life Insurance OJSC ranks #459 out of 504 companies in the Insurance industry, placing it in the top 91.1%.
Is CIG Pannonia Life Insurance OJSC's EV-to-OCF too high?
CIG Pannonia Life Insurance OJSC's current EV-to-OCF of 29.12 is 323% above median its 10-year median of 6.89. The Insurance industry median EV-to-OCF is 6.71. CIG Pannonia Life Insurance OJSC's value of 29.12 is 334.3% above this industry median. Based on the distribution chart, CIG Pannonia Life Insurance OJSC ranks #459 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, CIG Pannonia Life Insurance OJSC has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CIG Pannonia Life Insurance OJSC's EV-to-OCF compare to AFL and MET?
According to the Insurance industry distribution chart, CIG Pannonia Life Insurance OJSC ranks #459 out of 504 companies for EV-to-OCF. This places CIG Pannonia Life Insurance OJSC in the lower half of its industry. The industry median EV-to-OCF is 6.71. CIG Pannonia Life Insurance OJSC's value of 29.12 is 334.3% above this benchmark. While the company's 10-year median is 6.89 vs. the industry median of 6.71, CIG Pannonia Life Insurance OJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.71, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIG Pannonia Life Insurance OJSC's current EV-to-OCF of 29.12 is 334.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIG Pannonia Life Insurance OJSC's current EV-to-OCF is 29.12, which is 323% above median its own 10-year median of 6.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIG Pannonia Life Insurance OJSC stock overvalued right now?
Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC (FRA:0CKA) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.96, compared to a current price of €0.81 — trading 15.8% below its estimated fair value. The current EV-to-OCF is 29.12, which is 323% above median its 10-year median of 6.89 and 334.3% above the Insurance industry median of 6.71. CIG Pannonia Life Insurance OJSC's overall GF Score™ is 44/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For CIG Pannonia Life Insurance OJSC (FRA:0CKA), the current EV-to-OCF is 29.12 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIG Pannonia Life Insurance OJSC (FRA:0CKA) Overvalued in 2026?
Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC stock appears to be undervalued.
The current stock price of €0.81 is trading 15.8% below its estimated GF Value™ of €0.96.
GuruFocus considers CIG Pannonia Life Insurance OJSC to be Modestly Undervalued.
Key valuation signals for FRA:0CKA:
EV-to-OCF: 29.12 (323% above median its 10-year median of 6.89)
GF Value™: €0.96 vs. price of €0.81 (15.8% below fair value)
Industry Position: 334.3% above the Insurance median (#459 of 504)
No single metric tells the full story. See the FRA:0CKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIG Pannonia Life Insurance OJSC is an insurance company. The company mainly sells various insurance products including unit-linked life insurance, term life insurance, endowment insurance, health insurance, casco, freight liability and suretyship insurance and also offers investment fund management and portfolio management. The company carries its activities in Hungary, Romania, Slovakia, and Italy. In addition, the company sells riders and non-life insurance products.
44GF Score
Get the complete analysis for FRA:0CKA
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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