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The historical rank and industry rank for CIG Pannonia Life Insurance OJSC's Equity-to-Asset or its related term are showing as below:
FRA:0CKA'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05 Med: 0.13 Max: 0.16
Current: 0.13
During the past 13 years, the highest Equity to Asset Ratio of CIG Pannonia Life Insurance OJSC was 0.16. The lowest was 0.05. And the median was 0.13.
FRA:0CKA's Equity-to-Asset is ranked worse than 74.01% of 504
companies
in the Insurance industry
Industry Median: 0.26
vs FRA:0CKA: 0.13
CIG Pannonia Life Insurance OJSC (FRA:0CKA) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
CIG Pannonia Life Insurance OJSC Equity-to-Asset Related Terms
CIG Pannonia Life Insurance OJSC Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIG Pannonia Life Insurance OJSC Equity-to-Asset Chart
FRA:0CKA vs AFL, MET, PRU: Equity-to-Asset Comparison
For the Insurance - Life subindustry, CIG Pannonia Life Insurance OJSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIG Pannonia Life Insurance OJSC Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, CIG Pannonia Life Insurance OJSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where CIG Pannonia Life Insurance OJSC's Equity-to-Asset falls into.
CIG Pannonia Life Insurance OJSC Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIG Pannonia Life Insurance OJSC (FRA:0CKA) has a Equity-to-Asset of 0.13 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CIG Pannonia Life Insurance OJSC and its competitors. This is near median its historical median of 0.13. Over the past decade, CIG Pannonia Life Insurance OJSC's Equity-to-Asset has ranged from 0.05 to 0.16. According to the industry distribution chart, CIG Pannonia Life Insurance OJSC ranks #373 out of 504 companies in the Insurance industry, placing it in the top 74%.
Is CIG Pannonia Life Insurance OJSC's Equity-to-Asset too high?
CIG Pannonia Life Insurance OJSC's current Equity-to-Asset of 0.13 is near median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.16. The Insurance industry median Equity-to-Asset is 0.26. CIG Pannonia Life Insurance OJSC's value of 0.13 is 50% below this industry median. Based on the distribution chart, CIG Pannonia Life Insurance OJSC ranks #373 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, CIG Pannonia Life Insurance OJSC has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CIG Pannonia Life Insurance OJSC's Equity-to-Asset compare to AFL and MET?
According to the Insurance industry distribution chart, CIG Pannonia Life Insurance OJSC ranks #373 out of 504 companies for Equity-to-Asset. This places CIG Pannonia Life Insurance OJSC in the lower half of its industry. The industry median Equity-to-Asset is 0.26. CIG Pannonia Life Insurance OJSC's value of 0.13 is 50% below this benchmark. Historically, CIG Pannonia Life Insurance OJSC's own Equity-to-Asset has ranged from 0.05 to 0.16 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.26, CIG Pannonia Life Insurance OJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIG Pannonia Life Insurance OJSC's current Equity-to-Asset of 0.13 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CIG Pannonia Life Insurance OJSC and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIG Pannonia Life Insurance OJSC's current Equity-to-Asset is 0.13, which is near median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIG Pannonia Life Insurance OJSC stock overvalued right now?
Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC (FRA:0CKA) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.96, compared to a current price of €0.81 — trading 15.8% below its estimated fair value. The current Equity-to-Asset is 0.13, which is near median its 10-year median of 0.13 and 50% below the Insurance industry median of 0.26. CIG Pannonia Life Insurance OJSC's overall GF Score™ is 44/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For CIG Pannonia Life Insurance OJSC (FRA:0CKA), the current Equity-to-Asset is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIG Pannonia Life Insurance OJSC (FRA:0CKA) Overvalued in 2026?
Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC stock appears to be undervalued.
The current stock price of €0.81 is trading 15.8% below its estimated GF Value™ of €0.96.
GuruFocus considers CIG Pannonia Life Insurance OJSC to be Modestly Undervalued.
Key valuation signals for FRA:0CKA:
Equity-to-Asset: 0.13 (near median its 10-year median of 0.13)
GF Value™: €0.96 vs. price of €0.81 (15.8% below fair value)
Industry Position: 50% below the Insurance median (#373 of 504)
No single metric tells the full story. See the FRA:0CKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIG Pannonia Life Insurance OJSC is an insurance company. The company mainly sells various insurance products including unit-linked life insurance, term life insurance, endowment insurance, health insurance, casco, freight liability and suretyship insurance and also offers investment fund management and portfolio management. The company carries its activities in Hungary, Romania, Slovakia, and Italy. In addition, the company sells riders and non-life insurance products.
44GF Score
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