CIG Pannonia Life Insurance OJSC (FRA:0CKA) FCF Yield %: -1.97 (As of Jul. 14, 2026)

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FRA:0CKA CIG Pannonia Life Insurance OJSC FRA:0CKA
49 GF Score
Price €0.84
GF Value €0.94
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CIG Pannonia Life Insurance OJSC FCF Yield %?

CIG Pannonia Life Insurance OJSC FRA:0CKA 49 FCF Yield % is -1.97 as of Jul. 14, 2026. GuruFocus rates FRA:0CKA with a GF Score™ of 49/100 and a GF Value™ of €0.94 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 507 Insurance companies, CIG Pannonia Life Insurance OJSC ranks worse than 81.85% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, CIG Pannonia Life Insurance OJSC's Trailing 12-Month Free Cash Flow is €-1.56 Mil, and Market Cap is €80.47 Mil. Therefore, CIG Pannonia Life Insurance OJSC's FCF Yield % for today is -1.97%.

The historical rank and industry rank for CIG Pannonia Life Insurance OJSC's FCF Yield % or its related term are showing as below:

FRA:0CKA' s FCF Yield % Range Over the Past 10 Years
Min: -13.64   Med: 10.28   Max: 39.21
Current: -1.97


During the past 13 years, the highest FCF Yield % of CIG Pannonia Life Insurance OJSC was 39.21%. The lowest was -13.64%. And the median was 10.28%.

FRA:0CKA's FCF Yield % is ranked worse than
81.85% of 507 companies
in the Insurance industry
Industry Median: 6.91 vs FRA:0CKA: -1.97

CIG Pannonia Life Insurance OJSC's FCF Margin % for the quarter that ended in Mar. 2026 was 43.04%.


CIG Pannonia Life Insurance OJSC FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


CIG Pannonia Life Insurance OJSC FCF Yield % Related Terms


CIG Pannonia Life Insurance OJSC FCF Yield % Historical Data

* Premium members only.

The historical data trend for CIG Pannonia Life Insurance OJSC's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIG Pannonia Life Insurance OJSC FCF Yield % Chart

CIG Pannonia Life Insurance OJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.31 7.64 18.85 7.80 -7.91

CIG Pannonia Life Insurance OJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.93 15.11 -79.85 17.18 42.78

FRA:0CKA vs AFL, MET, PRU: FCF Yield % Comparison

For the Insurance - Life subindustry, CIG Pannonia Life Insurance OJSC's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIG Pannonia Life Insurance OJSC FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, CIG Pannonia Life Insurance OJSC's FCF Yield % distribution charts can be found below:

* The bar in red indicates where CIG Pannonia Life Insurance OJSC's FCF Yield % falls into.


FRA:0CKA
49GF Score
CIG Pannonia Life Insurance OJSC FRA:0CKA
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CIG Pannonia Life Insurance OJSC FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

CIG Pannonia Life Insurance OJSC's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-6.675 / 84.370692
=-7.91%

CIG Pannonia Life Insurance OJSC's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=8.36 * 4 / 78.169728
=42.78%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -1.97 mean?
CIG Pannonia Life Insurance OJSC (FRA:0CKA) has a FCF Yield % of -1.97 as of Jul. 14, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CIG Pannonia Life Insurance OJSC and its competitors. According to the industry distribution chart, CIG Pannonia Life Insurance OJSC ranks #415 out of 507 companies in the Insurance industry, placing it in the top 81.9%.
Is CIG Pannonia Life Insurance OJSC's FCF Yield % too high?
CIG Pannonia Life Insurance OJSC's current FCF Yield % is -1.97. Based on the distribution chart, CIG Pannonia Life Insurance OJSC ranks #415 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, CIG Pannonia Life Insurance OJSC has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CIG Pannonia Life Insurance OJSC's FCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, CIG Pannonia Life Insurance OJSC ranks #415 out of 507 companies for FCF Yield %. This places CIG Pannonia Life Insurance OJSC in the lower half of its industry. The industry median FCF Yield % is 6.91. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.91, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CIG Pannonia Life Insurance OJSC and its competitors. For the Insurance industry, the median FCF Yield % is 6.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIG Pannonia Life Insurance OJSC's current FCF Yield % is -1.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIG Pannonia Life Insurance OJSC stock overvalued right now?
Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC (FRA:0CKA) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.94, compared to a current price of €0.84 — trading 10.6% below its estimated fair value. The current FCF Yield % is -1.97. CIG Pannonia Life Insurance OJSC's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For CIG Pannonia Life Insurance OJSC (FRA:0CKA), the current FCF Yield % is -1.97 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIG Pannonia Life Insurance OJSC (FRA:0CKA) Overvalued in 2026?

Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC stock appears to be undervalued. The current stock price of €0.84 is trading 10.6% below its estimated GF Value™ of €0.94. GuruFocus considers CIG Pannonia Life Insurance OJSC to be Modestly Undervalued.

Key valuation signals for FRA:0CKA:

  • FCF Yield %: -1.97
  • GF Value™: €0.94 vs. price of €0.84 (10.6% below fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the FRA:0CKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CIG Pannonia Life Insurance OJSC Business Description

Other Exchanges CIGPANNONIA:Hungary
Address 11 Konyves Kalman Korut, Building B, Nepliget Center Business Center, Budapest, HUN, 1097
CIG Pannonia Life Insurance OJSC is an insurance company. The company mainly sells various insurance products including unit-linked life insurance, term life insurance, endowment insurance, health insurance, casco, freight liability and suretyship insurance and also offers investment fund management and portfolio management. The company carries its activities in Hungary, Romania, Slovakia, and Italy. In addition, the company sells riders and non-life insurance products.
49GF Score

Get the complete analysis for FRA:0CKA

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.84
Price
€0.94
GF Value