CIG Pannonia Life Insurance OJSC (FRA:0CKA) OCF Yield %: 3.14 (As of Jul. 14, 2026) — 74% Below Median

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FRA:0CKA CIG Pannonia Life Insurance OJSC FRA:0CKA
49 GF Score
Price €0.84
GF Value €0.94
Valuation Modestly Undervalued
! 4 Warning Signs
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What is CIG Pannonia Life Insurance OJSC OCF Yield %?

CIG Pannonia Life Insurance OJSC FRA:0CKA 49 OCF Yield % is 3.14 as of Jul. 14, 2026, which is 74% below its 10-year median of 12.08. GuruFocus rates FRA:0CKA with a GF Score™ of 49/100 and a GF Value™ of €0.94 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 507 Insurance companies, CIG Pannonia Life Insurance OJSC ranks worse than 71.01% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, CIG Pannonia Life Insurance OJSC's Trailing 12-Month Cash Flow from Operations is €2.56 Mil, and Market Cap is €80.47 Mil. Therefore, CIG Pannonia Life Insurance OJSC's OCF Yield % for today is 3.14%.

The historical rank and industry rank for CIG Pannonia Life Insurance OJSC's OCF Yield % or its related term are showing as below:

FRA:0CKA' s OCF Yield % Range Over the Past 10 Years
Min: -10.09   Med: 12.08   Max: 40.71
Current: 3.14


During the past 13 years, the highest OCF Yield % of CIG Pannonia Life Insurance OJSC was 40.71%. The lowest was -10.09%. And the median was 12.08%.

FRA:0CKA's OCF Yield % is ranked worse than
71.01% of 507 companies
in the Insurance industry
Industry Median: 7.87 vs FRA:0CKA: 3.14

CIG Pannonia Life Insurance OJSC's OCF Margin % for the quarter that ended in Mar. 2026 was %.


CIG Pannonia Life Insurance OJSC OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


CIG Pannonia Life Insurance OJSC OCF Yield % Related Terms


CIG Pannonia Life Insurance OJSC OCF Yield % Historical Data

* Premium members only.

The historical data trend for CIG Pannonia Life Insurance OJSC's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIG Pannonia Life Insurance OJSC OCF Yield % Chart

CIG Pannonia Life Insurance OJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.98 10.12 19.82 9.01 -3.03

CIG Pannonia Life Insurance OJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.47 20.58 -75.97 23.25 47.35

FRA:0CKA vs AFL, MET, PRU: OCF Yield % Comparison

For the Insurance - Life subindustry, CIG Pannonia Life Insurance OJSC's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIG Pannonia Life Insurance OJSC OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, CIG Pannonia Life Insurance OJSC's OCF Yield % distribution charts can be found below:

* The bar in red indicates where CIG Pannonia Life Insurance OJSC's OCF Yield % falls into.


FRA:0CKA
49GF Score
CIG Pannonia Life Insurance OJSC FRA:0CKA
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CIG Pannonia Life Insurance OJSC OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

CIG Pannonia Life Insurance OJSC's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-2.559 / 84.370692
=-3.03%

CIG Pannonia Life Insurance OJSC's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=9.253 * 4 / 78.169728
=47.35%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 3.14 mean?
CIG Pannonia Life Insurance OJSC (FRA:0CKA) has a OCF Yield % of 3.14 as of Jul. 14, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on CIG Pannonia Life Insurance OJSC and its competitors. This is 74% below median its historical median of 12.08. According to the industry distribution chart, CIG Pannonia Life Insurance OJSC ranks #360 out of 507 companies in the Insurance industry, placing it in the top 71%.
Is CIG Pannonia Life Insurance OJSC's OCF Yield % too high?
CIG Pannonia Life Insurance OJSC's current OCF Yield % of 3.14 is 74% below median its 10-year median of 12.08. The Insurance industry median OCF Yield % is 7.87. CIG Pannonia Life Insurance OJSC's value of 3.14 is 60.1% below this industry median. Based on the distribution chart, CIG Pannonia Life Insurance OJSC ranks #360 out of 507 companies in the Insurance industry, which is below the industry midpoint. Overall, CIG Pannonia Life Insurance OJSC has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CIG Pannonia Life Insurance OJSC's OCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, CIG Pannonia Life Insurance OJSC ranks #360 out of 507 companies for OCF Yield %. This places CIG Pannonia Life Insurance OJSC in the lower half of its industry. The industry median OCF Yield % is 7.87. CIG Pannonia Life Insurance OJSC's value of 3.14 is 60.1% below this benchmark. While the company's 10-year median is 12.08 vs. the industry median of 7.87, CIG Pannonia Life Insurance OJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 7.87, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIG Pannonia Life Insurance OJSC's current OCF Yield % of 3.14 is 60.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on CIG Pannonia Life Insurance OJSC and its competitors. For the Insurance industry, the median OCF Yield % is 7.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIG Pannonia Life Insurance OJSC's current OCF Yield % is 3.14, which is 74% below median its own 10-year median of 12.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIG Pannonia Life Insurance OJSC stock overvalued right now?
Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC (FRA:0CKA) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.94, compared to a current price of €0.84 — trading 10.6% below its estimated fair value. The current OCF Yield % is 3.14, which is 74% below median its 10-year median of 12.08 and 60.1% below the Insurance industry median of 7.87. CIG Pannonia Life Insurance OJSC's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For CIG Pannonia Life Insurance OJSC (FRA:0CKA), the current OCF Yield % is 3.14 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIG Pannonia Life Insurance OJSC (FRA:0CKA) Overvalued in 2026?

Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC stock appears to be undervalued. The current stock price of €0.84 is trading 10.6% below its estimated GF Value™ of €0.94. GuruFocus considers CIG Pannonia Life Insurance OJSC to be Modestly Undervalued.

Key valuation signals for FRA:0CKA:

  • OCF Yield %: 3.14 (74% below median its 10-year median of 12.08)
  • GF Value™: €0.94 vs. price of €0.84 (10.6% below fair value)
  • GF Score™: 49/100 with 4 warning signs
  • Industry Position: 60.1% below the Insurance median (#360 of 507)

No single metric tells the full story. See the FRA:0CKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CIG Pannonia Life Insurance OJSC Business Description

Other Exchanges CIGPANNONIA:Hungary
Address 11 Konyves Kalman Korut, Building B, Nepliget Center Business Center, Budapest, HUN, 1097
CIG Pannonia Life Insurance OJSC is an insurance company. The company mainly sells various insurance products including unit-linked life insurance, term life insurance, endowment insurance, health insurance, casco, freight liability and suretyship insurance and also offers investment fund management and portfolio management. The company carries its activities in Hungary, Romania, Slovakia, and Italy. In addition, the company sells riders and non-life insurance products.
49GF Score

Get the complete analysis for FRA:0CKA

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.84
Price
€0.94
GF Value