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What is CIG Pannonia Life Insurance OJSC PS Ratio?
CIG Pannonia Life Insurance OJSCFRA:0CKA 49 PS Ratio is 0.90 as of Jul. 14, 2026, which is 12% below its 10-year median of 1.02. GuruFocus rates FRA:0CKA with a GF Score™ of 49/100 and a GF Value™ of €0.94 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 503 Insurance companies, CIG Pannonia Life Insurance OJSC ranks better than 64.02% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, CIG Pannonia Life Insurance OJSC's share price is €0.84.
CIG Pannonia Life Insurance OJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €0.93. Hence, CIG Pannonia Life Insurance OJSC's PS Ratio for today is 0.90.
Good Sign:
CIG Pannonia Life Insurance OJSC stock PS Ratio (=0.93) is close to 1-year low of 0.85.
During the past 13 years, CIG Pannonia Life Insurance OJSC's highest 3-Year average Revenue per Share Growth Rate was 68.50% per year. The lowest was -43.90% per year. And the median was -1.40% per year.
Back to Basics: PS Ratio
CIG Pannonia Life Insurance OJSC (FRA:0CKA) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
CIG Pannonia Life Insurance OJSC PS Ratio Related Terms
CIG Pannonia Life Insurance OJSC PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, CIG Pannonia Life Insurance OJSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIG Pannonia Life Insurance OJSC PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, CIG Pannonia Life Insurance OJSC's PS Ratio distribution charts can be found below:
* The bar in red indicates where CIG Pannonia Life Insurance OJSC's PS Ratio falls into.
CIG Pannonia Life Insurance OJSC PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
CIG Pannonia Life Insurance OJSC's Share Price of today is €0.84. CIG Pannonia Life Insurance OJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.93.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
CIG Pannonia Life Insurance OJSC (FRA:0CKA) has a PS Ratio of 0.90 as of Jul. 14, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on CIG Pannonia Life Insurance OJSC and its competitors. This is 12% below median its historical median of 1.02. Over the past decade, CIG Pannonia Life Insurance OJSC's PS Ratio has ranged from 0.35 to 2.83. According to the industry distribution chart, CIG Pannonia Life Insurance OJSC ranks #181 out of 503 companies in the Insurance industry, placing it in the top 36%.
Is CIG Pannonia Life Insurance OJSC's PS Ratio too high?
CIG Pannonia Life Insurance OJSC's current PS Ratio of 0.90 is 12% below median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 2.83. The Insurance industry median PS Ratio is 1.15. CIG Pannonia Life Insurance OJSC's value of 0.90 is 21.7% below this industry median. Based on the distribution chart, CIG Pannonia Life Insurance OJSC ranks #181 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, CIG Pannonia Life Insurance OJSC has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CIG Pannonia Life Insurance OJSC's PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, CIG Pannonia Life Insurance OJSC ranks #181 out of 503 companies for PS Ratio. This puts CIG Pannonia Life Insurance OJSC in the upper half of its industry. The industry median PS Ratio is 1.15. CIG Pannonia Life Insurance OJSC's value of 0.90 is 21.7% below this benchmark. Historically, CIG Pannonia Life Insurance OJSC's own PS Ratio has ranged from 0.35 to 2.83 over the past decade. While the company's 10-year median is 1.02 vs. the industry median of 1.15, CIG Pannonia Life Insurance OJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIG Pannonia Life Insurance OJSC's current PS Ratio of 0.90 is 21.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on CIG Pannonia Life Insurance OJSC and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIG Pannonia Life Insurance OJSC's current PS Ratio is 0.90, which is 12% below median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIG Pannonia Life Insurance OJSC stock overvalued right now?
Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC (FRA:0CKA) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.94, compared to a current price of €0.84 — trading 10.6% below its estimated fair value. The current PS Ratio is 0.90, which is 12% below median its 10-year median of 1.02 and 21.7% below the Insurance industry median of 1.15. CIG Pannonia Life Insurance OJSC's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For CIG Pannonia Life Insurance OJSC (FRA:0CKA), the current PS Ratio is 0.90 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIG Pannonia Life Insurance OJSC (FRA:0CKA) Overvalued in 2026?
Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC stock appears to be undervalued.
The current stock price of €0.84 is trading 10.6% below its estimated GF Value™ of €0.94.
GuruFocus considers CIG Pannonia Life Insurance OJSC to be Modestly Undervalued.
Key valuation signals for FRA:0CKA:
PS Ratio: 0.90 (12% below median its 10-year median of 1.02)
GF Value™: €0.94 vs. price of €0.84 (10.6% below fair value)
Industry Position: 21.7% below the Insurance median (#181 of 503)
No single metric tells the full story. See the FRA:0CKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIG Pannonia Life Insurance OJSC Business Description
CIG Pannonia Life Insurance OJSC is an insurance company. The company mainly sells various insurance products including unit-linked life insurance, term life insurance, endowment insurance, health insurance, casco, freight liability and suretyship insurance and also offers investment fund management and portfolio management. The company carries its activities in Hungary, Romania, Slovakia, and Italy. In addition, the company sells riders and non-life insurance products.
49GF Score
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