RM (Regional Management) Cyclically Adjusted Revenue per Share: $44.61 (As of Jun. 2026)

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RM Regional Management Corp RM
74 GF Score
Price $31.63
GF Value $35.29
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Regional Management Cyclically Adjusted Revenue per Share?

Regional Management RM +0.41% 74 Cyclically Adjusted Revenue per Share is $44.61 as of Jun. 2026. GuruFocus rates RM with a GF Score™ of 74/100 and a GF Value™ of $35.29 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Regional Management's adjusted revenue per share for the three months ended in Jun. 2026 was $15.099. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $44.61 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Regional Management's average Cyclically Adjusted Revenue Growth Rate was 13.00% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 13.50% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 16.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Regional Management was 19.50% per year. The lowest was 13.50% per year. And the median was 17.75% per year.

As of today (2026-08-11), Regional Management's current stock price is $31.63. Regional Management's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $44.61. Regional Management's Cyclically Adjusted PS Ratio of today is 0.71.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Regional Management was 2.90. The lowest was 0.60. And the median was 0.97.


Regional Management  (NYSE:RM) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Regional Management's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=31.63/44.61
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Regional Management was 2.90. The lowest was 0.60. And the median was 0.97.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Regional Management Cyclically Adjusted Revenue per Share Related Terms


Regional Management Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Regional Management's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regional Management Cyclically Adjusted Revenue per Share Chart

Regional Management Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.26 28.36 32.78 36.96 41.49

Regional Management Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.49 40.65 41.49 43.21 44.61

RM vs HTT, LPRO, OPRT: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Regional Management's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regional Management Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Regional Management's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Regional Management's Cyclically Adjusted PS Ratio falls into.


RM
74GF Score
Regional Management Corp RM
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Regional Management Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Regional Management's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=15.099/333.9520*333.9520
=15.099

Current CPI (Jun. 2026) = 333.9520.

Regional Management Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 4.918 241.428 6.803
201612 4.995 241.432 6.909
201703 5.173 243.801 7.086
201706 5.125 244.955 6.987
201709 5.294 246.819 7.163
201712 5.498 246.524 7.448
201803 5.440 249.554 7.280
201806 5.314 251.989 7.042
201809 5.702 252.439 7.543
201812 6.171 251.233 8.203
201903 5.964 254.202 7.835
201906 6.197 256.143 8.079
201909 6.967 256.759 9.062
201912 7.747 256.974 10.068
202003 7.635 258.115 9.878
202006 7.329 257.797 9.494
202009 7.324 260.280 9.397
202012 7.854 260.474 10.070
202103 8.187 264.877 10.322
202106 8.509 271.696 10.459
202109 9.735 274.310 11.852
202112 11.000 278.802 13.176
202203 12.064 287.504 14.013
202206 11.925 296.311 13.440
202209 12.554 296.808 14.125
202212 12.451 296.797 14.010
202303 12.326 301.836 13.638
202306 12.258 305.109 13.417
202309 12.843 307.789 13.935
202312 13.023 306.746 14.178
202403 13.011 312.332 13.912
202406 12.690 314.175 13.489
202409 12.585 315.301 13.329
202412 13.332 315.605 14.107
202503 13.286 319.799 13.874
202506 13.920 322.561 14.412
202509 14.163 324.800 14.562
202512 14.800 324.054 15.252
202603 14.942 330.213 15.111
202606 15.099 333.952 15.099

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $44.61 mean?
Regional Management (RM) has a Cyclically Adjusted Revenue per Share of $44.61 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Regional Management and its competitors.
Is Regional Management's Cyclically Adjusted Revenue per Share too high?
Regional Management's current Cyclically Adjusted Revenue per Share is $44.61. Overall, Regional Management has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Regional Management's Cyclically Adjusted Revenue per Share compare to HTT and LPRO?
Regional Management's Cyclically Adjusted Revenue per Share of $44.61 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Regional Management and its competitors. Regional Management's current Cyclically Adjusted Revenue per Share is $44.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional Management stock overvalued right now?
Based on GuruFocus' analysis, Regional Management (RM) is currently considered Modestly Undervalued. The stock's GF Value™ is $35.29, compared to a current price of $31.63 — trading 10.4% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is $44.61. Regional Management's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Regional Management (RM), the current Cyclically Adjusted Revenue per Share is $44.61 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regional Management (RM) Overvalued in 2026?

Based on GuruFocus' analysis, Regional Management stock appears to be undervalued. The current stock price of $31.63 is trading 10.4% below its estimated GF Value™ of $35.29. GuruFocus considers Regional Management to be Modestly Undervalued.

Key valuation signals for RM:

  • Cyclically Adjusted Revenue per Share: $44.61
  • GF Value™: $35.29 vs. price of $31.63 (10.4% below fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the RM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regional Management Business Description

Address 979 Batesville Road, Suite B, Greer, SC, USA, 29651
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The company is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
74GF Score

Get the complete analysis for RM

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.63
Price
$35.29
GF Value