RM (Regional Management) ROCE %: % (As of Jun. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RM Regional Management Corp RM
74 GF Score
Price $31.63
GF Value $35.29
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Regional Management ROCE %?

Regional Management RM +0.41% 74 ROCE % is % as of Jun. 2026. GuruFocus rates RM with a GF Score™ of 74/100 and a GF Value™ of $35.29 (Modestly Undervalued). The stock has 4 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

RM
74GF Score
Regional Management Corp RM
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Regional Management (RM) has a ROCE % of % as of Jun. 2026.
Is Regional Management's ROCE % too high?
Regional Management's current ROCE % is %. Overall, Regional Management has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Regional Management's ROCE % compare to HTT and LPRO?
Regional Management's ROCE % of % can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.60, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regional Management's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional Management stock overvalued right now?
Based on GuruFocus' analysis, Regional Management (RM) is currently considered Modestly Undervalued. The stock's GF Value™ is $35.29, compared to a current price of $31.63 — trading 10.4% below its estimated fair value. The current ROCE % is %. Regional Management's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Regional Management (RM), the current ROCE % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regional Management (RM) Overvalued in 2026?

Based on GuruFocus' analysis, Regional Management stock appears to be undervalued. The current stock price of $31.63 is trading 10.4% below its estimated GF Value™ of $35.29. GuruFocus considers Regional Management to be Modestly Undervalued.

Key valuation signals for RM:

  • ROCE %: %
  • GF Value™: $35.29 vs. price of $31.63 (10.4% below fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the RM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Regional Management Business Description

Address 979 Batesville Road, Suite B, Greer, SC, USA, 29651
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The company is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
74GF Score

Get the complete analysis for RM

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.63
Price
$35.29
GF Value