The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Regional Management's share price is $33.71.
Regional Management's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $51.31. Hence, Regional Management's PS Ratio for today is 0.66.
Warning Sign:
Regional Management Corp stock PS Ratio (=0.66) is close to 1-year high of 0.66
The historical rank and industry rank for Regional Management's PS Ratio or its related term are showing as below:
RM'
s PS Ratio Range Over the Past 10 Years
Min: 0.37 Med: 1.07 Max: 1.93
Current: 0.66
During the past 13 years, Regional Management's highest PS Ratio was 1.93. The lowest was 0.37. And the median was 1.07.
RM's PS Ratio is ranked better than 90.21% of 521
companies
in the Credit Services industry
Industry Median: 3.18
vs RM: 0.66
Regional Management Corp revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Regional Management was 2.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 18.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 18.80% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 15.50% per year.
During the past 13 years, Regional Management's highest 3-Year average Revenue per Share Growth Rate was 24.70% per year. The lowest was 12.60% per year. And the median was 14.70% per year.
Back to Basics: PS Ratio
Regional Management PS Ratio Historical Data
The historical data trend for Regional Management's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Regional Management's PS Ratio
For the Credit Services subindustry, Regional Management's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regional Management's PS Ratio Distribution in the Credit Services Industry
For the Credit Services industry and Financial Services sector, Regional Management's PS Ratio distribution charts can be found below:
* The bar in red indicates where Regional Management's PS Ratio falls into.
Regional Management PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Regional Management's Share Price of today is $33.71. Regional Management's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $51.31.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Regional Management (NYSE:RM) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Regional Management PS Ratio Related Terms
Thank you for viewing the detailed overview of Regional Management's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. It is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
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