RM (Regional Management) Interest Expense: $-90.5 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RM Regional Management Corp RM
74 GF Score
Price $31.63
GF Value $35.29
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Regional Management Interest Expense?

Regional Management RM +0.41% 74 Interest Expense is $-90.5 Mil as of Jun. 2026. GuruFocus rates RM with a GF Score™ of 74/100 and a GF Value™ of $35.29 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Regional Management's interest expense for the three months ended in Jun. 2026 was $ -23.0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jun. 2026 was $-90.5 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Regional Management's Operating Income for the three months ended in Jun. 2026 was $ Mil. Regional Management's Interest Expense for the three months ended in Jun. 2026 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Regional Management Interest Expense Historical Data

* Premium members only.

The historical data trend for Regional Management's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regional Management Interest Expense Chart

Regional Management Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -31.35 -34.22 -67.46 -74.53 -84.81

Regional Management Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -20.43 -21.97 -22.65 -22.92 -22.99
RM
74GF Score
Regional Management Corp RM
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Regional Management Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-90.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-90.5 Mil mean?
Regional Management (RM) has a Interest Expense of $-90.5 Mil as of Jun. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Regional Management and its competitors.
Is Regional Management's Interest Expense too high?
Regional Management's current Interest Expense is $-90.5 Mil. Overall, Regional Management has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Regional Management's Interest Expense compare to HTT and LPRO?
Regional Management's Interest Expense of $-90.5 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Regional Management and its competitors. Regional Management's current Interest Expense is $-90.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional Management stock overvalued right now?
Based on GuruFocus' analysis, Regional Management (RM) is currently considered Modestly Undervalued. The stock's GF Value™ is $35.29, compared to a current price of $31.63 — trading 10.4% below its estimated fair value. The current Interest Expense is $-90.5 Mil. Regional Management's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Regional Management (RM), the current Interest Expense is $-90.5 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regional Management (RM) Overvalued in 2026?

Based on GuruFocus' analysis, Regional Management stock appears to be undervalued. The current stock price of $31.63 is trading 10.4% below its estimated GF Value™ of $35.29. GuruFocus considers Regional Management to be Modestly Undervalued.

Key valuation signals for RM:

  • Interest Expense: $-90.5 Mil
  • GF Value™: $35.29 vs. price of $31.63 (10.4% below fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the RM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regional Management Business Description

Address 979 Batesville Road, Suite B, Greer, SC, USA, 29651
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The company is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
74GF Score

Get the complete analysis for RM

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.63
Price
$35.29
GF Value