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12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-11), Regional Management's 12-1 Month Momentum % is 20.80%.
The industry rank for Regional Management's 12-1 Month Momentum % or its related term are showing as below:
RM's 12-1 Month Momentum % is ranked better than 75.8% of 562
companies
in the Credit Services industry
Industry Median: -5.525
vs RM: 20.80
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Regional Management 12-1 Month Momentum % Related Terms
RM vs HTT, LPRO, OPRT: 12-1 Month Momentum % Comparison
For the Credit Services subindustry, Regional Management's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regional Management 12-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Regional Management's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Regional Management's 12-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Regional Management (RM) has a 12-1 Month Momentum % of 20.80% as of Aug. 11, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Regional Management and its competitors. According to the industry distribution chart, Regional Management ranks #136 out of 562 companies in the Credit Services industry, placing it in the top 24.2%.
Is Regional Management's 12-1 Month Momentum % too high?
Regional Management's current 12-1 Month Momentum % is 20.80%. Based on the distribution chart, Regional Management ranks #136 out of 562 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Regional Management has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Regional Management's 12-1 Month Momentum % compare to HTT and LPRO?
According to the Credit Services industry distribution chart, Regional Management ranks #136 out of 562 companies for 12-1 Month Momentum %. This places Regional Management in the top 24% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Credit Services company?
A good 12-1 Month Momentum % depends on the Credit Services industry context. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Regional Management and its competitors. Regional Management's current 12-1 Month Momentum % is 20.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional Management stock overvalued right now?
Based on GuruFocus' analysis, Regional Management (RM) is currently considered Modestly Undervalued. The stock's GF Value™ is $35.29, compared to a current price of $31.63 — trading 10.4% below its estimated fair value. The current 12-1 Month Momentum % is 20.80%. Regional Management's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Regional Management (RM), the current 12-1 Month Momentum % is 20.80% as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regional Management (RM) Overvalued in 2026?
Based on GuruFocus' analysis, Regional Management stock appears to be undervalued.
The current stock price of $31.63 is trading 10.4% below its estimated GF Value™ of $35.29.
GuruFocus considers Regional Management to be Modestly Undervalued.
Key valuation signals for RM:
12-1 Month Momentum %: 20.80%
GF Value™: $35.29 vs. price of $31.63 (10.4% below fair value)
No single metric tells the full story. See the RM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The company is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
74GF Score
Get the complete analysis for RM
12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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