UTG (UTGN) Cyclically Adjusted Revenue per Share: $0.00 (As of Mar. 2026)

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UTGN UTG Inc UTGN
62 GF Score
Price $57.99
GF Value $12.12
Valuation Significantly Overvalued
! 5 Warning Signs
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What is UTG Cyclically Adjusted Revenue per Share?

UTG UTGN 62 Cyclically Adjusted Revenue per Share is $0.00 as of Mar. 2026. GuruFocus rates UTGN with a GF Score™ of 62/100 and a GF Value™ of $12.12 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

UTG's adjusted revenue per share for the three months ended in Mar. 2026 was $0.000. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $0.00 for the trailing ten years ended in Mar. 2026.

During the past 12 months, UTG's average Cyclically Adjusted Revenue Growth Rate was -100.00% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 5.50% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 7.20% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 4.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of UTG was 8.10% per year. The lowest was -0.80% per year. And the median was 2.90% per year.

As of today (2026-07-15), UTG's current stock price is $57.99. UTG's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $0.00. UTG's Cyclically Adjusted PS Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PS Ratio of UTG was 3.86. The lowest was 1.43. And the median was 2.37.


UTG  (OTCPK:UTGN) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of UTG was 3.86. The lowest was 1.43. And the median was 2.37.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


UTG Cyclically Adjusted Revenue per Share Related Terms


UTG Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for UTG's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UTG Cyclically Adjusted Revenue per Share Chart

UTG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.64 13.08 13.16 14.69 15.37

UTG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.17 15.20 15.51 15.37 0.00

UTGN vs SNFCA, AAME, CIA: Cyclically Adjusted Revenue per Share Comparison

For the Insurance - Life subindustry, UTG's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UTG Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, UTG's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where UTG's Cyclically Adjusted PS Ratio falls into.


UTGN
62GF Score
UTG Inc UTGN
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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UTG Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, UTG's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0/330.2130*330.2130
=0.000

Current CPI (Mar. 2026) = 330.2130.

UTG Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.720 241.018 2.357
201609 2.057 241.428 2.813
201612 1.474 241.432 2.016
201703 1.393 243.801 1.887
201706 1.735 244.955 2.339
201709 1.859 246.819 2.487
201712 3.649 246.524 4.888
201803 2.931 249.554 3.878
201806 5.101 251.989 6.684
201809 6.895 252.439 9.019
201812 -2.418 251.233 -3.178
201903 6.396 254.202 8.309
201906 2.994 256.143 3.860
201909 1.323 256.759 1.701
201912 2.761 256.974 3.548
202003 -3.943 258.115 -5.044
202006 5.976 257.797 7.655
202009 1.050 260.280 1.332
202012 5.482 260.474 6.950
202103 7.590 264.877 9.462
202106 2.482 271.696 3.017
202109 -1.711 274.310 -2.060
202112 2.895 278.802 3.429
202203 5.988 287.504 6.878
202206 1.666 296.311 1.857
202209 5.286 296.808 5.881
202212 9.114 296.797 10.140
202303 -0.943 301.836 -1.032
202306 2.008 305.109 2.173
202309 4.008 307.789 4.300
202312 3.261 306.746 3.510
202403 5.344 312.332 5.650
202406 3.672 314.175 3.859
202409 12.771 315.301 13.375
202412 5.069 315.605 5.304
202503 6.947 319.799 7.173
202506 1.084 322.561 1.110
202509 5.517 324.800 5.609
202512 -0.088 324.054 -0.090
202603 0.000 330.213 0.000

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $0.00 mean?
UTG (UTGN) has a Cyclically Adjusted Revenue per Share of $0.00 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on UTG and its competitors.
Is UTG's Cyclically Adjusted Revenue per Share too high?
UTG's current Cyclically Adjusted Revenue per Share is $0.00. Overall, UTG has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UTG's Cyclically Adjusted Revenue per Share compare to SNFCA and AAME?
UTG's Cyclically Adjusted Revenue per Share of $0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Insurance company?
A good Cyclically Adjusted Revenue per Share depends on the Insurance industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on UTG and its competitors. UTG's current Cyclically Adjusted Revenue per Share is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UTG stock overvalued right now?
Based on GuruFocus' analysis, UTG (UTGN) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.12, compared to a current price of $57.99 — trading 378.5% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $0.00. UTG's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For UTG (UTGN), the current Cyclically Adjusted Revenue per Share is $0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UTG (UTGN) Overvalued in 2026?

Based on GuruFocus' analysis, UTG stock appears to be overvalued. The current stock price of $57.99 is trading 378.5% above its estimated GF Value™ of $12.12. GuruFocus considers UTG to be Significantly Overvalued.

Key valuation signals for UTGN:

  • Cyclically Adjusted Revenue per Share: $0.00
  • GF Value™: $12.12 vs. price of $57.99 (378.5% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the UTGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UTG Business Description

Address 205 North Depot Street, Stanford, KY, USA, 40484
UTG Inc is a life insurance holding company. Along with its subsidiaries, its primary business is individual life insurance, which includes the servicing of existing insurance business in force, the acquisition of other companies in the insurance business, and the administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
62GF Score

Get the complete analysis for UTGN

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.99
Price
$12.12
GF Value