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UTG (UTGN) PS Ratio : 1.12 (As of Dec. 13, 2024)


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What is UTG PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, UTG's share price is $27.55. UTG's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $24.69. Hence, UTG's PS Ratio for today is 1.12.

Good Sign:

UTG Inc stock PS Ratio (=1.12) is close to 10-year low of 1.01

The historical rank and industry rank for UTG's PS Ratio or its related term are showing as below:

UTGN' s PS Ratio Range Over the Past 10 Years
Min: 1.01   Med: 2.17   Max: 9.89
Current: 1.12

During the past 13 years, UTG's highest PS Ratio was 9.89. The lowest was 1.01. And the median was 2.17.

UTGN's PS Ratio is ranked worse than
52.51% of 478 companies
in the Insurance industry
Industry Median: 1.035 vs UTGN: 1.12

UTG's Revenue per Sharefor the three months ended in Sep. 2024 was $12.31. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $24.69.

Warning Sign:

UTG Inc revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of UTG was 74.00% per year. During the past 3 years, the average Revenue per Share Growth Rate was -1.70% per year. During the past 5 years, the average Revenue per Share Growth Rate was -1.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was 3.40% per year.

During the past 13 years, UTG's highest 3-Year average Revenue per Share Growth Rate was 19.50% per year. The lowest was -29.40% per year. And the median was -2.70% per year.

Back to Basics: PS Ratio


UTG PS Ratio Historical Data

The historical data trend for UTG's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

UTG PS Ratio Chart

UTG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.63 3.13 2.41 1.14 3.75

UTG Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.40 3.75 2.24 1.77 1.06

Competitive Comparison of UTG's PS Ratio

For the Insurance - Life subindustry, UTG's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UTG's PS Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, UTG's PS Ratio distribution charts can be found below:

* The bar in red indicates where UTG's PS Ratio falls into.



UTG PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

UTG's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=27.55/24.689
=1.12

UTG's Share Price of today is $27.55.
UTG's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $24.69.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


UTG  (OTCPK:UTGN) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


UTG PS Ratio Related Terms

Thank you for viewing the detailed overview of UTG's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


UTG Business Description

Traded in Other Exchanges
N/A
Address
205 North Depot Street, Stanford, KY, USA, 40484
UTG Inc is a life insurance holding company. Along with its subsidiaries, its primary business is individual life insurance which includes the servicing of existing insurance business in force and the acquisition of other companies in the insurance business, and administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
Executives
Casey Jonathan Willis officer: Vice President 205 NORTH DEPOT STREET, STANFORD KY 40484
Daniel T Roberts officer: Vice President 205 NORTH DEPOT STREET, STANFORD KY 40484
Jesse T Correll director, 10 percent owner, officer: Chairman & CEO
Bradley John Betack officer: Secretary 205 NORTH DEPOT STREET, STANFORD KY 40484
John Cortines director 205 NORTH DEPOT STREET, STANFORD KY 40484
Preston Howard Correll director 205 NORTH DEPOT STREET, STANFORD KY 40484
April Chapman director 205 NORTH DEPOT STREET, STANFORD KY 40484
First Southern Funding Llc 10 percent owner
Cumberland Lake Shell Inc 10 percent owner PO BOX 430, SOMERSET KY 42502
Estate Of Ward F. Correll 10 percent owner P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
Kirk A. Correll 10 percent owner P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
James Patrick Rousey director, officer: President 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Douglas Paul Ditto officer: Vice President 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Thomas Eugene Harmon director 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Gabriel John Molnar director 12910 SHELBYVILLE RD #200, LOUISVILLE KY 40243

UTG Headlines

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