UTG (UTGN) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


UTGN UTG Inc UTGN
62 GF Score
Price $57.97
GF Value $12.12
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is UTG ROC (Joel Greenblatt) %?

UTG UTGN -0.03% 62 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates UTGN with a GF Score™ of 62/100 and a GF Value™ of $12.12 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 66 Insurance companies, UTG ranks worse than 1515150% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

UTGN
62GF Score
UTG Inc UTGN
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a ROC (Joel Greenblatt) % of % mean?
UTG (UTGN) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on UTG and its competitors. According to the industry distribution chart, UTG ranks #999999 out of 66 companies in the Insurance industry.
Is UTG's ROC (Joel Greenblatt) % too high?
UTG's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, UTG ranks #999999 out of 66 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, UTG has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UTG's ROC (Joel Greenblatt) % compare to SNFCA and AAME?
According to the Insurance industry distribution chart, UTG ranks #999999 out of 66 companies for ROC (Joel Greenblatt) %. This places UTG in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 74.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 74.89, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on UTG and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 74.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UTG's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UTG stock overvalued right now?
Based on GuruFocus' analysis, UTG (UTGN) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.12, compared to a current price of $57.97 — trading 378.3% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. UTG's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For UTG (UTGN), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UTG (UTGN) Overvalued in 2026?

Based on GuruFocus' analysis, UTG stock appears to be overvalued. The current stock price of $57.97 is trading 378.3% above its estimated GF Value™ of $12.12. GuruFocus considers UTG to be Significantly Overvalued.

Key valuation signals for UTGN:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $12.12 vs. price of $57.97 (378.3% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the UTGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UTG Business Description

Address 205 North Depot Street, Stanford, KY, USA, 40484
UTG Inc is a life insurance holding company. Along with its subsidiaries, its primary business is individual life insurance, which includes the servicing of existing insurance business in force, the acquisition of other companies in the insurance business, and the administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
62GF Score

Get the complete analysis for UTGN

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.97
Price
$12.12
GF Value