UTGUTGN -3.51%74 EBITDA Margin % is 0.00% as of Mar. 2026. GuruFocus rates UTGN with a GF Score™ of 74/100 and a GF Value™ of $51.41 (Fairly Valued). The stock has 5 warning signs investors should review. Among 369 Insurance companies, UTG ranks better than 92.68% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. UTG's EBITDA for the
three
months ended in Mar. 2026 was $0.00 Mil. UTG's Revenue for the
three
months ended in Mar. 2026 was $0.00 Mil. Therefore, UTG's EBITDA margin for the quarter that ended in Mar. 2026 was 0.00%.
UTG (OTCPK:UTGN) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
UTG EBITDA Margin % Related Terms
UTG EBITDA Margin % Historical Data
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The historical data trend for UTG's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UTGN vs SNFCA, CIA, AAME: EBITDA Margin % Comparison
For the Insurance - Life subindustry, UTG's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UTG EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, UTG's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where UTG's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UTG (UTGN) has a EBITDA Margin % of 0.00% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on UTG and its competitors. Over the past decade, UTG's EBITDA Margin % has ranged from 10.08 to 76.55. According to the industry distribution chart, UTG ranks #27 out of 369 companies in the Insurance industry, placing it in the top 7.3%.
Is UTG's EBITDA Margin % too high?
UTG's current EBITDA Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 10.08 to a high of 76.55. Based on the distribution chart, UTG ranks #27 out of 369 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, UTG has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UTG's EBITDA Margin % compare to SNFCA and CIA?
According to the Insurance industry distribution chart, UTG ranks #27 out of 369 companies for EBITDA Margin %. This places UTG in the top 7% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.81. Historically, UTG's own EBITDA Margin % has ranged from 10.08 to 76.55 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on UTG and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UTG's current EBITDA Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UTG stock overvalued right now?
Based on GuruFocus' analysis, UTG (UTGN) is currently considered Fairly Valued. The stock's GF Value™ is $51.41, compared to a current price of $55.00 — trading 7% above its estimated fair value. The current EBITDA Margin % is 0.00%. UTG's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For UTG (UTGN), the current EBITDA Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UTG (UTGN) Overvalued in 2026?
Based on GuruFocus' analysis, UTG stock appears to be overvalued.
The current stock price of $55.00 is trading 7% above its estimated GF Value™ of $51.41.
GuruFocus considers UTG to be Fairly Valued.
Key valuation signals for UTGN:
EBITDA Margin %: 0.00%
GF Value™: $51.41 vs. price of $55.00 (7% above fair value)
No single metric tells the full story. See the UTGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UTG Inc is a life insurance holding company. Along with its subsidiaries, its primary business is individual life insurance, which includes the servicing of existing insurance business in force, the acquisition of other companies in the insurance business, and the administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
74GF Score
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