UTGUTGN 69 Shareholder Yield % is 0.40% as of Mar. 2026, which is 56% below its 10-year median of 0.90. GuruFocus rates UTGN with a GF Score™ of 69/100 and a GF Value™ of $51.60 (Fairly Valued). The stock has 2 warning signs investors should review. Among 495 Insurance companies, UTG ranks worse than 68.69% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, UTG's Shareholder Yield % was 0.40%.
UTG (OTCPK:UTGN) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
UTG Shareholder Yield % Related Terms
UTG Shareholder Yield % Historical Data
* Premium members only.
The historical data trend for UTG's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UTGN vs SNFCA, AAME, CIA: Shareholder Yield % Comparison
For the Insurance - Life subindustry, UTG's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UTG Shareholder Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, UTG's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where UTG's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
UTG (UTGN) has a Shareholder Yield % of 0.40% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on UTG and its competitors. This is 56% below median its historical median of 0.90. According to the industry distribution chart, UTG ranks #340 out of 495 companies in the Insurance industry, placing it in the top 68.7%.
Is UTG's Shareholder Yield % too high?
UTG's current Shareholder Yield % of 0.40% is 56% below median its 10-year median of 0.90. The Insurance industry median Shareholder Yield % is 2.76. UTG's value of 0.40% is 85.5% below this industry median. Based on the distribution chart, UTG ranks #340 out of 495 companies in the Insurance industry, which is below the industry midpoint. Overall, UTG has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UTG's Shareholder Yield % compare to SNFCA and AAME?
According to the Insurance industry distribution chart, UTG ranks #340 out of 495 companies for Shareholder Yield %. This places UTG in the lower half of its industry. The industry median Shareholder Yield % is 2.76. UTG's value of 0.40% is 85.5% below this benchmark. While the company's 10-year median is 0.90 vs. the industry median of 2.76, UTG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.76, based on 495 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UTG's current Shareholder Yield % of 0.40% is 85.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on UTG and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UTG's current Shareholder Yield % is 0.40%, which is 56% below median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UTG stock overvalued right now?
Based on GuruFocus' analysis, UTG (UTGN) is currently considered Fairly Valued. The stock's GF Value™ is $51.60, compared to a current price of $55.00 — trading 6.6% above its estimated fair value. The current Shareholder Yield % is 0.40%, which is 56% below median its 10-year median of 0.90 and 85.5% below the Insurance industry median of 2.76. UTG's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For UTG (UTGN), the current Shareholder Yield % is 0.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UTG (UTGN) Overvalued in 2026?
Based on GuruFocus' analysis, UTG stock appears to be overvalued.
The current stock price of $55.00 is trading 6.6% above its estimated GF Value™ of $51.60.
GuruFocus considers UTG to be Fairly Valued.
Key valuation signals for UTGN:
Shareholder Yield %: 0.40% (56% below median its 10-year median of 0.90)
GF Value™: $51.60 vs. price of $55.00 (6.6% above fair value)
Industry Position: 85.5% below the Insurance median (#340 of 495)
No single metric tells the full story. See the UTGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UTG Inc is a life insurance holding company. Along with its subsidiaries, its primary business is individual life insurance, which includes the servicing of existing insurance business in force, the acquisition of other companies in the insurance business, and the administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
69GF Score
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