UTG (UTGN) Current Ratio

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UTGN UTG Inc UTGN
62 GF Score
Price $57.97
GF Value $12.12
Valuation Significantly Overvalued
! 5 Warning Signs
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What is UTG Current Ratio?

GuruFocus does not calculate Current Ratio for banks and insurance companies.

UTGN
62GF Score
UTG Inc UTGN
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Is UTG (UTGN) Overvalued in 2026?

Based on GuruFocus' analysis, UTG stock appears to be overvalued. The current stock price of $57.97 is trading 378.3% above its estimated GF Value™ of $12.12. GuruFocus considers UTG to be Significantly Overvalued.

Key valuation signals for UTGN:

  • Current Ratio:
  • GF Value™: $12.12 vs. price of $57.97 (378.3% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the UTGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UTG Business Description

Address 205 North Depot Street, Stanford, KY, USA, 40484
UTG Inc is a life insurance holding company. Along with its subsidiaries, its primary business is individual life insurance, which includes the servicing of existing insurance business in force, the acquisition of other companies in the insurance business, and the administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
62GF Score

Get the complete analysis for UTGN

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.97
Price
$12.12
GF Value