UTG (UTGN) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 26, 2026)


UTGN UTG Inc UTGN
74 GF Score
Price $55.00
GF Value $51.41
Valuation Fairly Valued
! 2 Warning Signs
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What is UTG Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

UTG's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

UTGN vs SNFCA, CIA, AAME: Margin of Safety % (DCF FCF Based) Comparison

For the Insurance - Life subindustry, UTG's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UTG Margin of Safety % (DCF FCF Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, UTG's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where UTG's Margin of Safety % (DCF FCF Based) falls into.


UTGN
74GF Score
UTG Inc UTGN
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is UTG (UTGN) Overvalued in 2026?

Based on GuruFocus' analysis, UTG stock appears to be overvalued. The current stock price of $55.00 is trading 7% above its estimated GF Value™ of $51.41. GuruFocus considers UTG to be Fairly Valued.

Key valuation signals for UTGN:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $51.41 vs. price of $55.00 (7% above fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the UTGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UTG Business Description

Address 205 North Depot Street, Stanford, KY, USA, 40484
UTG Inc is a life insurance holding company. Along with its subsidiaries, its primary business is individual life insurance, which includes the servicing of existing insurance business in force, the acquisition of other companies in the insurance business, and the administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
74GF Score

Get the complete analysis for UTGN

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.00
Price
$51.41
GF Value