National Life Insurance Co. (XNEP:NLICL) Cyclically Adjusted Revenue per Share: NPR497.43 (As of Apr. 2026)

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XNEP:NLICL National Life Insurance Co. Ltd XNEP:NLICL
93 GF Score
Price NPR550.00
GF Value NPR634.57
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is National Life Insurance Co. Cyclically Adjusted Revenue per Share?

National Life Insurance Co. XNEP:NLICL 93 Cyclically Adjusted Revenue per Share is NPR497.43 as of Apr. 2026. GuruFocus rates XNEP:NLICL with a GF Score™ of 93/100 and a GF Value™ of NPR634.57 (Modestly Undervalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

National Life Insurance Co.'s adjusted revenue per share for the three months ended in Apr. 2026 was NPR175.186. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is NPR497.43 for the trailing ten years ended in Apr. 2026.

During the past 12 months, National Life Insurance Co.'s average Cyclically Adjusted Revenue Growth Rate was 10.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-09-06), National Life Insurance Co.'s current stock price is NPR550.00. National Life Insurance Co.'s Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2026 was NPR497.43. National Life Insurance Co.'s Cyclically Adjusted PS Ratio of today is 1.11.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of National Life Insurance Co. was 1.60. The lowest was 1.11. And the median was 1.26.


National Life Insurance Co.  (XNEP:NLICL) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

National Life Insurance Co.'s Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=550.00/497.43
=1.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of National Life Insurance Co. was 1.60. The lowest was 1.11. And the median was 1.26.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


National Life Insurance Co. Cyclically Adjusted Revenue per Share Related Terms


National Life Insurance Co. Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for National Life Insurance Co.'s Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Life Insurance Co. Cyclically Adjusted Revenue per Share Chart

National Life Insurance Co. Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 385.27 416.54 459.32

National Life Insurance Co. Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 449.38 459.32 465.64 474.20 497.43

XNEP:NLICL vs MET, AFL, PRU: Cyclically Adjusted Revenue per Share Comparison

For the Insurance - Life subindustry, National Life Insurance Co.'s Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Life Insurance Co. Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, National Life Insurance Co.'s Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where National Life Insurance Co.'s Cyclically Adjusted PS Ratio falls into.


XNEP:NLICL
93GF Score
National Life Insurance Co. Ltd XNEP:NLICL
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Life Insurance Co. Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, National Life Insurance Co.'s adjusted Revenue per Share data for the three months ended in Apr. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=175.186/333.0200*333.0200
=175.186

Current CPI (Apr. 2026) = 333.0200.

National Life Insurance Co. Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201607 79.884 240.628 110.556
201610 52.839 241.729 72.794
201701 49.766 242.839 68.247
201704 56.065 244.524 76.356
201707 96.694 244.786 131.548
201710 57.220 246.663 77.253
201801 52.884 247.867 71.052
201804 63.151 250.546 83.939
201807 100.987 252.006 133.452
201810 61.705 252.885 81.258
201901 70.870 251.712 93.762
201904 70.378 255.548 91.714
201907 111.178 256.571 144.305
201910 72.607 257.346 93.957
202001 75.545 257.971 97.523
202004 68.148 256.389 88.516
202007 131.481 259.101 168.991
202010 99.313 260.388 127.015
202101 95.894 261.582 122.083
202104 100.549 267.054 125.386
202107 125.509 273.003 153.101
202110 109.600 276.589 131.961
202201 107.104 281.148 126.865
202204 92.526 289.109 106.579
202207 108.732 296.276 122.217
202210 108.490 298.012 121.235
202301 198.032 299.170 220.439
202304 85.275 303.363 93.612
202307 96.675 305.691 105.318
202310 100.292 307.671 108.555
202401 206.621 308.417 223.104
202404 103.895 313.548 110.347
202407 166.978 314.540 176.788
202410 117.606 315.664 124.072
202501 246.403 317.671 258.309
202504 110.805 320.795 115.028
202507 170.934 323.048 176.210
202510 128.460 0.000
202601 130.846 325.252 133.971
202604 175.186 333.020 175.186

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of NPR497.43 mean?
National Life Insurance Co. (XNEP:NLICL) has a Cyclically Adjusted Revenue per Share of NPR497.43 as of Apr. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on National Life Insurance Co. and its competitors.
Is National Life Insurance Co.'s Cyclically Adjusted Revenue per Share too high?
National Life Insurance Co.'s current Cyclically Adjusted Revenue per Share is NPR497.43. Overall, National Life Insurance Co. has a GF Score™ of 93/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance Co.'s Cyclically Adjusted Revenue per Share compare to MET and AFL?
National Life Insurance Co.'s Cyclically Adjusted Revenue per Share of NPR497.43 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Insurance company?
A good Cyclically Adjusted Revenue per Share depends on the Insurance industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on National Life Insurance Co. and its competitors. National Life Insurance Co.'s current Cyclically Adjusted Revenue per Share is NPR497.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance Co. stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance Co. (XNEP:NLICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR634.57, compared to a current price of NPR550.00 — trading 13.3% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is NPR497.43. National Life Insurance Co.'s overall GF Score™ is 93/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For National Life Insurance Co. (XNEP:NLICL), the current Cyclically Adjusted Revenue per Share is NPR497.43 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Life Insurance Co. (XNEP:NLICL) Overvalued in 2026?

Based on GuruFocus' analysis, National Life Insurance Co. stock appears to be undervalued. The current stock price of NPR550.00 is trading 13.3% below its estimated GF Value™ of NPR634.57. GuruFocus considers National Life Insurance Co. to be Modestly Undervalued.

Key valuation signals for XNEP:NLICL:

  • Cyclically Adjusted Revenue per Share: NPR497.43
  • GF Value™: NPR634.57 vs. price of NPR550.00 (13.3% below fair value)
  • GF Score™: 93/100 with 5 warning signs

No single metric tells the full story. See the XNEP:NLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Life Insurance Co. Business Description

Address Ward No.2, Lazimpat, P.O. Box: 4332, Kathmandu Mahanagarpalika, Kathmandu, NPL, 1215
National Life Insurance Co. Ltd is engaged in the life insurance business, providing various life insurance products including participating and non-participating products through its province offices, branches, sub-branches, and network of agents. The company's offerings include individual plans, which consist of Endowment Assurance Plan, Childrens Plans, Money Back Plans, Whole Life Plans, Terms Assurance Plans, Retirement Plan and Single Premium Plan. The operating segments of the company include Endowment, Anticipated Endowment, Endowment Cum Whole Life, Foreign Employment Term, and Special Term. The company's main source of revenue is Premium Income, with the majority generated from endowment plans.
93GF Score

Get the complete analysis for XNEP:NLICL

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR550.00
Price
NPR634.57
GF Value