National Life Insurance Co. (XNEP:NLICL) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
National Life Insurance Co. EBITDA Margin % Related Terms
National Life Insurance Co. EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:NLICL vs AFL, MET: EBITDA Margin % Comparison
For the Insurance - Life subindustry, National Life Insurance Co.'s EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Life Insurance Co. EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, National Life Insurance Co.'s EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where National Life Insurance Co.'s EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Life Insurance Co. (XNEP:NLICL) has a EBITDA Margin % of 4.72% as of Apr. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on National Life Insurance Co. and its competitors. This is 38% below median its historical median of 7.60. Over the past decade, National Life Insurance Co.'s EBITDA Margin % has ranged from 4.89 to 8.71. According to the industry distribution chart, National Life Insurance Co. ranks #317 out of 372 companies in the Insurance industry, placing it in the top 85.2%.
Is National Life Insurance Co.'s EBITDA Margin % too high?
National Life Insurance Co.'s current EBITDA Margin % of 4.72% is 38% below median its 10-year median of 7.60. Over the past 10 years, this metric has ranged from a low of 4.89 to a high of 8.71. The Insurance industry median EBITDA Margin % is 14.86. National Life Insurance Co.'s value of 4.72% is 68.2% below this industry median. Based on the distribution chart, National Life Insurance Co. ranks #317 out of 372 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, National Life Insurance Co. has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance Co.'s EBITDA Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, National Life Insurance Co. ranks #317 out of 372 companies for EBITDA Margin %. This places National Life Insurance Co. in the lower half of its industry. The industry median EBITDA Margin % is 14.86. National Life Insurance Co.'s value of 4.72% is 68.2% below this benchmark. Historically, National Life Insurance Co.'s own EBITDA Margin % has ranged from 4.89 to 8.71 over the past decade. While the company's 10-year median is 7.60 vs. the industry median of 14.86, National Life Insurance Co. has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.86, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Life Insurance Co.'s current EBITDA Margin % of 4.72% is 68.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on National Life Insurance Co. and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Life Insurance Co.'s current EBITDA Margin % is 4.72%, which is 38% below median its own 10-year median of 7.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance Co. stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance Co. (XNEP:NLICL) is currently considered Fairly Valued. The stock's GF Value™ is NPR626.72, compared to a current price of NPR572.00 — trading 8.7% below its estimated fair value. The current EBITDA Margin % is 4.72%, which is 38% below median its 10-year median of 7.60 and 68.2% below the Insurance industry median of 14.86. National Life Insurance Co.'s overall GF Score™ is 96/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For National Life Insurance Co. (XNEP:NLICL), the current EBITDA Margin % is 4.72% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Life Insurance Co. (XNEP:NLICL) Overvalued in 2026?
Based on GuruFocus' analysis, National Life Insurance Co. stock appears to be undervalued.
The current stock price of NPR572.00 is trading 8.7% below its estimated GF Value™ of NPR626.72.
GuruFocus considers National Life Insurance Co. to be Fairly Valued.
Key valuation signals for XNEP:NLICL:
EBITDA Margin %: 4.72% (38% below median its 10-year median of 7.60)
GF Value™: NPR626.72 vs. price of NPR572.00 (8.7% below fair value)
Industry Position: 68.2% below the Insurance median (#317 of 372)
No single metric tells the full story. See the XNEP:NLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Life Insurance Co. Ltd is engaged in the life insurance business, providing various life insurance products including participating and non-participating products through its province offices, branches, sub-branches, and network of agents. The company's offerings include individual plans, which consist of Endowment Assurance Plan, Childrens Plans, Money Back Plans, Whole Life Plans, Terms Assurance Plans, Retirement Plan and Single Premium Plan. The operating segments of the company include Endowment, Anticipated Endowment, Endowment Cum Whole Life, Foreign Employment Term, and Special Term. The company's main source of revenue is Premium Income, with the majority generated from endowment plans.
96GF Score
Get the complete analysis for XNEP:NLICL
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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