National Life Insurance Co. (XNEP:NLICL) Scaled Net Operating Assets: 0.00 (As of Apr. 2026)

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XNEP:NLICL National Life Insurance Co. Ltd XNEP:NLICL
98 GF Score
Price NPR562.00
GF Value NPR630.64
Valuation Modestly Undervalued
! 5 Warning Signs
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What is National Life Insurance Co. Scaled Net Operating Assets?

National Life Insurance Co. XNEP:NLICL -1.40% 98 Scaled Net Operating Assets is 0.00 as of Apr. 2026. GuruFocus rates XNEP:NLICL with a GF Score™ of 98/100 and a GF Value™ of NPR630.64 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

National Life Insurance Co.'s operating assets for the quarter that ended in Apr. 2026 was NPR111,739 Mil. National Life Insurance Co.'s operating liabilities for the quarter that ended in Apr. 2026 was NPR111,295 Mil. National Life Insurance Co.'s Total Assets for the quarter that ended in Jan. 2026 was NPR119,009 Mil. Therefore, National Life Insurance Co.'s scaled net operating assets (SNOA) for the quarter that ended in Apr. 2026 was 0.00.

XNEP:NLICL
98GF Score
National Life Insurance Co. Ltd XNEP:NLICL
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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National Life Insurance Co. Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

National Life Insurance Co.'s Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jul. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jul. 2025 )
=(Operating Assets (A: Jul. 2025 )-Operating Liabilities (A: Jul. 2025 ))/Total Assets (A: Jul. 2024 )
=(106993.28-101727.414)/90411.861
=0.06

where

Operating Assets(A: Jul. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=112865.349 - 5872.069
=106993.28

Operating Liabilities(A: Jul. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=102024.402 - 296.988 - 0
=101727.414

National Life Insurance Co.'s Scaled Net Operating Assets (SNOA) for the quarter that ended in Apr. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Apr. 2026 )
=(Operating Assets (Q: Apr. 2026 )-Operating Liabilities (Q: Apr. 2026 ))/Total Assets (Q: Jan. 2026 )
=(111738.908-111295.383)/119009.312
=0.00

where

Operating Assets(Q: Apr. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=122140.189 - 10401.281
=111738.908

Operating Liabilities(Q: Apr. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=111395.383 - 100 - 0
=111295.383

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.00 mean?
National Life Insurance Co. (XNEP:NLICL) has a Scaled Net Operating Assets of 0.00 as of Apr. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on National Life Insurance Co. and its competitors.
Is National Life Insurance Co.'s Scaled Net Operating Assets too high?
National Life Insurance Co.'s current Scaled Net Operating Assets is 0.00. Overall, National Life Insurance Co. has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance Co.'s Scaled Net Operating Assets compare to AFL and MET?
National Life Insurance Co.'s Scaled Net Operating Assets of 0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on National Life Insurance Co. and its competitors. National Life Insurance Co.'s current Scaled Net Operating Assets is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance Co. stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance Co. (XNEP:NLICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR630.64, compared to a current price of NPR562.00 — trading 10.9% below its estimated fair value. The current Scaled Net Operating Assets is 0.00. National Life Insurance Co.'s overall GF Score™ is 98/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For National Life Insurance Co. (XNEP:NLICL), the current Scaled Net Operating Assets is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Life Insurance Co. (XNEP:NLICL) Overvalued in 2026?

Based on GuruFocus' analysis, National Life Insurance Co. stock appears to be undervalued. The current stock price of NPR562.00 is trading 10.9% below its estimated GF Value™ of NPR630.64. GuruFocus considers National Life Insurance Co. to be Modestly Undervalued.

Key valuation signals for XNEP:NLICL:

  • Scaled Net Operating Assets: 0.00
  • GF Value™: NPR630.64 vs. price of NPR562.00 (10.9% below fair value)
  • GF Score™: 98/100 with 5 warning signs

No single metric tells the full story. See the XNEP:NLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Life Insurance Co. Business Description

Address Ward No.2, Lazimpat, P.O. Box: 4332, Kathmandu Mahanagarpalika, Kathmandu, NPL, 1215
National Life Insurance Co. Ltd is engaged in the life insurance business, providing various life insurance products including participating and non-participating products through its province offices, branches, sub-branches, and network of agents. The company's offerings include individual plans, which consist of Endowment Assurance Plan, Childrens Plans, Money Back Plans, Whole Life Plans, Terms Assurance Plans, Retirement Plan and Single Premium Plan. The operating segments of the company include Endowment, Anticipated Endowment, Endowment Cum Whole Life, Foreign Employment Term, and Special Term. The company's main source of revenue is Premium Income, with the majority generated from endowment plans.
98GF Score

Get the complete analysis for XNEP:NLICL

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR562.00
Price
NPR630.64
GF Value