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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. National Life Insurance Co.'s Dividend Payout Ratio for the
months ended in Apr. 2026 was 0.00.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of National Life Insurance Co. Ltd is 0.97, which seems too high.
The historical rank and industry rank for National Life Insurance Co.'s Dividend Payout Ratio or its related term are showing as below:
XNEP:NLICL'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.3 Med: 0.71 Max: 1.12
Current: 0.97
During the past 13 years, the highest Dividend Payout Ratio of National Life Insurance Co. was 1.12. The lowest was 0.30. And the median was 0.71.
XNEP:NLICL's Dividend Payout Ratio is ranked worse than 92.54% of 335
companies
in the Insurance industry
Industry Median: 0.38
vs XNEP:NLICL: 0.97
During the past 13 years, the highest Trailing Annual Dividend Yield of National Life Insurance Co. was 3.55%. The lowest was 0.99%. And the median was 1.61%.
National Life Insurance Co. (XNEP:NLICL) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
National Life Insurance Co. Dividend Payout Ratio Related Terms
National Life Insurance Co. Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Life Insurance Co. Dividend Payout Ratio Chart
XNEP:NLICL vs AFL, MET, PRU: Dividend Payout Ratio Comparison
For the Insurance - Life subindustry, National Life Insurance Co.'s Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Life Insurance Co. Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, National Life Insurance Co.'s Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where National Life Insurance Co.'s Dividend Payout Ratio falls into.
National Life Insurance Co. Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
National Life Insurance Co.'s Dividend Payout Ratio for the fiscal year that ended in Jul. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Life Insurance Co. (XNEP:NLICL) has a Dividend Payout Ratio of 0.00 as of Apr. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on National Life Insurance Co. and its competitors. Over the past decade, National Life Insurance Co.'s Dividend Payout Ratio has ranged from 0.30 to 1.12. According to the industry distribution chart, National Life Insurance Co. ranks #310 out of 335 companies in the Insurance industry, placing it in the top 92.5%.
Is National Life Insurance Co.'s Dividend Payout Ratio too high?
National Life Insurance Co.'s current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 1.12. Based on the distribution chart, National Life Insurance Co. ranks #310 out of 335 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, National Life Insurance Co. has a GF Score™ of 98/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance Co.'s Dividend Payout Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, National Life Insurance Co. ranks #310 out of 335 companies for Dividend Payout Ratio. This places National Life Insurance Co. in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Historically, National Life Insurance Co.'s own Dividend Payout Ratio has ranged from 0.30 to 1.12 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on National Life Insurance Co. and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Life Insurance Co.'s current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance Co. stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance Co. (XNEP:NLICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR630.64, compared to a current price of NPR562.00 — trading 10.9% below its estimated fair value. The current Dividend Payout Ratio is 0.00. National Life Insurance Co.'s overall GF Score™ is 98/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For National Life Insurance Co. (XNEP:NLICL), the current Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Life Insurance Co. (XNEP:NLICL) Overvalued in 2026?
Based on GuruFocus' analysis, National Life Insurance Co. stock appears to be undervalued.
The current stock price of NPR562.00 is trading 10.9% below its estimated GF Value™ of NPR630.64.
GuruFocus considers National Life Insurance Co. to be Modestly Undervalued.
Key valuation signals for XNEP:NLICL:
Dividend Payout Ratio: 0.00
GF Value™: NPR630.64 vs. price of NPR562.00 (10.9% below fair value)
No single metric tells the full story. See the XNEP:NLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Life Insurance Co. Ltd is engaged in the life insurance business, providing various life insurance products including participating and non-participating products through its province offices, branches, sub-branches, and network of agents. The company's offerings include individual plans, which consist of Endowment Assurance Plan, Childrens Plans, Money Back Plans, Whole Life Plans, Terms Assurance Plans, Retirement Plan and Single Premium Plan. The operating segments of the company include Endowment, Anticipated Endowment, Endowment Cum Whole Life, Foreign Employment Term, and Special Term. The company's main source of revenue is Premium Income, with the majority generated from endowment plans.
98GF Score
Get the complete analysis for XNEP:NLICL
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