National Life Insurance Co. (XNEP:NLICL) EBIT: NPR1,442 Mil (TTM As of Apr. 2026)


XNEP:NLICL National Life Insurance Co. Ltd XNEP:NLICL
96 GF Score
Price NPR572.00
GF Value NPR626.72
Valuation Fairly Valued
! 5 Warning Signs
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What is National Life Insurance Co. EBIT?

National Life Insurance Co. XNEP:NLICL -0.17% 96 EBIT is NPR1,442 Mil as of Apr. 2026. GuruFocus rates XNEP:NLICL with a GF Score™ of 96/100 and a GF Value™ of NPR626.72 (Fairly Valued). The stock has 5 warning signs investors should review.

National Life Insurance Co.'s earnings before interest and taxes (EBIT) for the three months ended in Apr. 2026 was NPR320 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Apr. 2026 was NPR1,442 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. National Life Insurance Co.'s annualized ROC % for the quarter that ended in Apr. 2026 was 0.64%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. National Life Insurance Co.'s Earnings Yield (Joel Greenblatt) % for the quarter that ended in Apr. 2026 was 6.48%.


National Life Insurance Co.  (XNEP:NLICL) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

National Life Insurance Co.'s annualized ROC % for the quarter that ended in Apr. 2026 is calculated as:

ROC % (Q: Apr. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jan. 2026 ) + Invested Capital (Q: Apr. 2026 ))/ count )
=1280.696 * ( 1 - 44.67% )/( (110196.6245 + 111482.6009)/ 2 )
=708.6090968/110839.6127
=0.64 %

where

Invested Capital(Q: Jan. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=119009.312 - 566.854 - ( 8618.194 - 5% * 7447.21 )
=110196.6245

Invested Capital(Q: Apr. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=122140.189 - 623.137 - ( 10401.281 - 5% * 7336.598 )
=111482.6009

Note: The EBIT data used here is four times the quarterly (Apr. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

National Life Insurance Co.'s Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Apr. 2026 )
=1441.561/22254.953
=6.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


National Life Insurance Co. EBIT Related Terms


National Life Insurance Co. EBIT Historical Data

* Premium members only.

The historical data trend for National Life Insurance Co.'s EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Life Insurance Co. EBIT Chart

National Life Insurance Co. Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 966.08 1,214.86 1,718.45 1,905.32 1,946.97

National Life Insurance Co. Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 293.22 250.75 342.24 528.40 320.17

XNEP:NLICL vs AFL, MET: EBIT Comparison

For the Insurance - Life subindustry, National Life Insurance Co.'s EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Life Insurance Co. EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, National Life Insurance Co.'s EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where National Life Insurance Co.'s EV-to-EBIT falls into.


XNEP:NLICL
96GF Score
National Life Insurance Co. Ltd XNEP:NLICL
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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National Life Insurance Co. EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR1,442 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of NPR1,442 Mil mean?
National Life Insurance Co. (XNEP:NLICL) has a EBIT of NPR1,442 Mil as of Apr. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on National Life Insurance Co..
Is National Life Insurance Co.'s EBIT too high?
National Life Insurance Co.'s current EBIT is NPR1,442 Mil. Overall, National Life Insurance Co. has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance Co.'s EBIT compare to AFL and MET?
National Life Insurance Co.'s EBIT of NPR1,442 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on National Life Insurance Co.. National Life Insurance Co.'s current EBIT is NPR1,442 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance Co. stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance Co. (XNEP:NLICL) is currently considered Fairly Valued. The stock's GF Value™ is NPR626.72, compared to a current price of NPR572.00 — trading 8.7% below its estimated fair value. The current EBIT is NPR1,442 Mil. National Life Insurance Co.'s overall GF Score™ is 96/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For National Life Insurance Co. (XNEP:NLICL), the current EBIT is NPR1,442 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Life Insurance Co. (XNEP:NLICL) Overvalued in 2026?

Based on GuruFocus' analysis, National Life Insurance Co. stock appears to be undervalued. The current stock price of NPR572.00 is trading 8.7% below its estimated GF Value™ of NPR626.72. GuruFocus considers National Life Insurance Co. to be Fairly Valued.

Key valuation signals for XNEP:NLICL:

  • EBIT: NPR1,442 Mil
  • GF Value™: NPR626.72 vs. price of NPR572.00 (8.7% below fair value)
  • GF Score™: 96/100 with 5 warning signs

No single metric tells the full story. See the XNEP:NLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Life Insurance Co. Business Description

Address Ward No.2, Lazimpat, P.O. Box: 4332, Kathmandu Mahanagarpalika, Kathmandu, NPL, 1215
National Life Insurance Co. Ltd is engaged in the life insurance business, providing various life insurance products including participating and non-participating products through its province offices, branches, sub-branches, and network of agents. The company's offerings include individual plans, which consist of Endowment Assurance Plan, Childrens Plans, Money Back Plans, Whole Life Plans, Terms Assurance Plans, Retirement Plan and Single Premium Plan. The operating segments of the company include Endowment, Anticipated Endowment, Endowment Cum Whole Life, Foreign Employment Term, and Special Term. The company's main source of revenue is Premium Income, with the majority generated from endowment plans.
96GF Score

Get the complete analysis for XNEP:NLICL

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR572.00
Price
NPR626.72
GF Value