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Moving averages are one of the core indicators in technical analysis. A Simple Moving Average (SMA) is simply the arithmetic average of stock price over a period. It is calculated by adding a selected range of prices, usually closing prices, and then dividing that figure by the number of time periods in that range.
The 50-Day SMA calculates the average price over 50 days. And the 20-Day SMA and 200-Day SMA calculates the average price over 20 days and 200 days separately.
As of today (2026-09-06), National Life Insurance Co.'s 50-Day SMA is NPR570.87. It's 20-Day SMA is NPR561.70 and 200-Day SMA is NPR584.38.
National Life Insurance Co. (XNEP:NLICL) 50-Day SMA Explanation
Simple Moving Average (SMA) is the arithmetic average of stock price over a period. The 20-Day SMA calculates the average price over 20 days. And the 50-Day SMA and 200-Day SMA calculates the average price over 50 days and 200 days separately. SMAs are often used to determine the price trend direction. A 200-Day SMA is usually a proxy for the long-term trend, while shorter periods indicate short-term trend.
SMA are commonly compared with stock price or different period SMAs to indicate a trading signal. Generally speaking, if the price goes above the SMA, or a short-term SMA crosses above a long-term SMA, an uptrend is expected, investors may want to go long or cover short. Conversely, if the price goes below the SMA, or the short-term SMA crosses below a long-term SMA, a downtrend is expected, investors may want to go short or exit long.
Two popular trading patterns that use SMA include the death cross and a golden cross. A death cross occurs when the 50-day SMA crosses below the 200-day SMA. This is considered a bearish signal, that further losses are in store. The golden cross is a bullish signal which occurs when a short-term SMA crosses above a long-term SMA.
National Life Insurance Co. 50-Day SMA Related Terms
XNEP:NLICL vs MET, AFL, PRU: 50-Day SMA Comparison
For the Insurance - Life subindustry, National Life Insurance Co.'s 50-Day SMA, along with its competitors' market caps and 50-Day SMA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Life Insurance Co. 50-Day SMA vs Insurance Industry
For the Insurance industry and Financial Services sector, National Life Insurance Co.'s 50-Day SMA distribution charts can be found below:
* The bar in red indicates where National Life Insurance Co.'s 50-Day SMA falls into.
National Life Insurance Co. (XNEP:NLICL) 50-Day SMA Calculation
The formula for calculating SMA is:
SMA
=
( P1 + P2 + ... + Pn )
/
n
where:
Pn is the price of the stock at period n.
n is the total number of periods.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Life Insurance Co. (XNEP:NLICL) has a 50-Day SMA of NPR570.87 as of Sep. 06, 2026. Simple Moving Average (SMA) is the arithmetic average of stock price over a period. View historical data on National Life Insurance Co. and its competitors.
Is National Life Insurance Co.'s 50-Day SMA too high?
National Life Insurance Co.'s current 50-Day SMA is NPR570.87. Overall, National Life Insurance Co. has a GF Score™ of 93/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance Co.'s 50-Day SMA compare to MET and AFL?
National Life Insurance Co.'s 50-Day SMA of NPR570.87 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 50-Day SMA for an Insurance company?
A good 50-Day SMA depends on the Insurance industry context. However, 50-Day SMA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 50-Day SMA mean?
A high 50-Day SMA can signal that a stock is expensive relative to its fundamentals. Simple Moving Average (SMA) is the arithmetic average of stock price over a period. View historical data on National Life Insurance Co. and its competitors. National Life Insurance Co.'s current 50-Day SMA is NPR570.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance Co. stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance Co. (XNEP:NLICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR634.57, compared to a current price of NPR550.00 — trading 13.3% below its estimated fair value. The current 50-Day SMA is NPR570.87. National Life Insurance Co.'s overall GF Score™ is 93/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 50-Day SMA calculated?
50-Day SMA is calculated from a company's financial statements. For National Life Insurance Co. (XNEP:NLICL), the current 50-Day SMA is NPR570.87 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Life Insurance Co. (XNEP:NLICL) Overvalued in 2026?
Based on GuruFocus' analysis, National Life Insurance Co. stock appears to be undervalued.
The current stock price of NPR550.00 is trading 13.3% below its estimated GF Value™ of NPR634.57.
GuruFocus considers National Life Insurance Co. to be Modestly Undervalued.
Key valuation signals for XNEP:NLICL:
50-Day SMA: NPR570.87
GF Value™: NPR634.57 vs. price of NPR550.00 (13.3% below fair value)
No single metric tells the full story. See the XNEP:NLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Life Insurance Co. Ltd is engaged in the life insurance business, providing various life insurance products including participating and non-participating products through its province offices, branches, sub-branches, and network of agents. The company's offerings include individual plans, which consist of Endowment Assurance Plan, Childrens Plans, Money Back Plans, Whole Life Plans, Terms Assurance Plans, Retirement Plan and Single Premium Plan. The operating segments of the company include Endowment, Anticipated Endowment, Endowment Cum Whole Life, Foreign Employment Term, and Special Term. The company's main source of revenue is Premium Income, with the majority generated from endowment plans.
93GF Score
Get the complete analysis for XNEP:NLICL
50-Day SMA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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