If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of National Life Insurance Co. Ltd is 0.97, which seems too high.
During the past 13 years, the highest Dividend Payout Ratio of National Life Insurance Co. was 1.12. The lowest was 0.30. And the median was 0.71.
During the past 12 months, National Life Insurance Co.'s average Dividends Per Share Growth Rate was 97.80% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
National Life Insurance Co. (XNEP:NLICL) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Life Insurance Co. Dividend Yield % Chart
XNEP:NLICL vs AFL, MET: Dividend Yield % Comparison
For the Insurance - Life subindustry, National Life Insurance Co.'s Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Life Insurance Co. Dividend Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, National Life Insurance Co.'s Dividend Yield % distribution charts can be found below:
* The bar in red indicates where National Life Insurance Co.'s Dividend Yield % falls into.
National Life Insurance Co. Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
National Life Insurance Co. Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
NPR 8.500000
2026-01-01
2025-12-29
2026-03-22
Cash Dividend
annually
NPR:NPR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Life Insurance Co. (XNEP:NLICL) has a Dividend Yield % of 1.49% as of Jul. 07, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on National Life Insurance Co. and its competitors. This is near median its historical median of 1.61. Over the past decade, National Life Insurance Co.'s Dividend Yield % has ranged from 0.99 to 3.55. According to the industry distribution chart, National Life Insurance Co. ranks #354 out of 423 companies in the Insurance industry, placing it in the top 83.7%.
Is National Life Insurance Co.'s Dividend Yield % too high?
National Life Insurance Co.'s current Dividend Yield % of 1.49% is near median its 10-year median of 1.61. Over the past 10 years, this metric has ranged from a low of 0.99 to a high of 3.55. The Insurance industry median Dividend Yield % is 3.25. National Life Insurance Co.'s value of 1.49% is 54.2% below this industry median. Based on the distribution chart, National Life Insurance Co. ranks #354 out of 423 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, National Life Insurance Co. has a GF Score™ of 96/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance Co.'s Dividend Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, National Life Insurance Co. ranks #354 out of 423 companies for Dividend Yield %. This places National Life Insurance Co. in the lower half of its industry. The industry median Dividend Yield % is 3.25. National Life Insurance Co.'s value of 1.49% is 54.2% below this benchmark. Historically, National Life Insurance Co.'s own Dividend Yield % has ranged from 0.99 to 3.55 over the past decade. While the company's 10-year median is 1.61 vs. the industry median of 3.25, National Life Insurance Co. has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for an Insurance company?
The median Dividend Yield % among Insurance companies is 3.25, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Life Insurance Co.'s current Dividend Yield % of 1.49% is 54.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on National Life Insurance Co. and its competitors. For the Insurance industry, the median Dividend Yield % is 3.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Life Insurance Co.'s current Dividend Yield % is 1.49%, which is near median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance Co. stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance Co. (XNEP:NLICL) is currently considered Fairly Valued. The stock's GF Value™ is NPR626.72, compared to a current price of NPR572.00 — trading 8.7% below its estimated fair value. The current Dividend Yield % is 1.49%, which is near median its 10-year median of 1.61 and 54.2% below the Insurance industry median of 3.25. National Life Insurance Co.'s overall GF Score™ is 96/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For National Life Insurance Co. (XNEP:NLICL), the current Dividend Yield % is 1.49% as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Life Insurance Co. (XNEP:NLICL) Overvalued in 2026?
Based on GuruFocus' analysis, National Life Insurance Co. stock appears to be undervalued.
The current stock price of NPR572.00 is trading 8.7% below its estimated GF Value™ of NPR626.72.
GuruFocus considers National Life Insurance Co. to be Fairly Valued.
Key valuation signals for XNEP:NLICL:
Dividend Yield %: 1.49% (near median its 10-year median of 1.61)
GF Value™: NPR626.72 vs. price of NPR572.00 (8.7% below fair value)
Industry Position: 54.2% below the Insurance median (#354 of 423)
No single metric tells the full story. See the XNEP:NLICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Life Insurance Co. Ltd is engaged in the life insurance business, providing various life insurance products including participating and non-participating products through its province offices, branches, sub-branches, and network of agents. The company's offerings include individual plans, which consist of Endowment Assurance Plan, Childrens Plans, Money Back Plans, Whole Life Plans, Terms Assurance Plans, Retirement Plan and Single Premium Plan. The operating segments of the company include Endowment, Anticipated Endowment, Endowment Cum Whole Life, Foreign Employment Term, and Special Term. The company's main source of revenue is Premium Income, with the majority generated from endowment plans.
96GF Score
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