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EZCORPSTU:EZ2A +1.39%71 Days Inventory is 128.49 as of Mar. 2026, which is 11% below its 10-year median of 144.31. GuruFocus rates STU:EZ2A with a GF Score™ of 71/100 and a GF Value™ of €14.83 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 101 Credit Services companies, EZCORP ranks worse than 70.3% on this metric.
Days Inventory is also known as Days Sales of Inventory (DSI). EZCORP's Average Total Inventories for the
three
months ended in Mar. 2026 was €228 Mil. EZCORP's Cost of Goods Sold for the
three
months ended in Mar. 2026 was €162 Mil.
Hence, EZCORP's Days Inventory for the
three
months ended in Mar. 2026 was 128.49.
The historical rank and industry rank for EZCORP's Days Inventory or its related term are showing as below:
STU:EZ2A'
s Days Inventory Range Over the Past 10 Years
Min: 132.18 Med: 144.31 Max: 179.17
Current: 144.59
During the past 13 years, EZCORP's highest Days Inventory was 179.17. The lowest was 132.18. And the median was 144.31.
STU:EZ2A's Days Inventory is ranked worse than 70.3% of 101
companies
in the Credit Services industry
Industry Median: 56.59
vs STU:EZ2A: 144.59
EZCORP's Days Inventory
declined
from Mar. 2025 (147.63) to Mar. 2026 (128.49).
Inventory Turnover measures how fast the company turns over its inventory within a year.
EZCORP's Inventory Turnover for the
three
months ended in Mar. 2026 was 0.71.
Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
EZCORP's Inventory-to-Revenue for the
three
months ended in Mar. 2026 was 0.59.
EZCORP (STU:EZ2A) Days Inventory Explanation
Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:
1. Inventory Turnover measures how fast the company turns over its inventory within a year.
EZCORP's Inventory Turnover for the
three
months ended in Mar. 2026 is calculated as
2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
EZCORP's Inventory to Revenue for the
three
months ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.
EZCORP Days Inventory Related Terms
EZCORP Days Inventory Historical Data
* Premium members only.
The historical data trend for EZCORP's Days Inventory can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:EZ2A vs AGM.A, ECPG, QFIN: Days Inventory Comparison
For the Credit Services subindustry, EZCORP's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EZCORP Days Inventory vs Credit Services Industry
For the Credit Services industry and Financial Services sector, EZCORP's Days Inventory distribution charts can be found below:
* The bar in red indicates where EZCORP's Days Inventory falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EZCORP (STU:EZ2A) has a Days Inventory of 128.49 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on EZCORP and its competitors. This is 11% below median its historical median of 144.31. Over the past decade, EZCORP's Days Inventory has ranged from 132.18 to 179.17. According to the industry distribution chart, EZCORP ranks #71 out of 101 companies in the Credit Services industry, placing it in the top 70.3%.
Is EZCORP's Days Inventory too high?
EZCORP's current Days Inventory of 128.49 is 11% below median its 10-year median of 144.31. Over the past 10 years, this metric has ranged from a low of 132.18 to a high of 179.17. The Credit Services industry median Days Inventory is 56.59. EZCORP's value of 128.49 is 127.1% above this industry median. Based on the distribution chart, EZCORP ranks #71 out of 101 companies in the Credit Services industry, which is below the industry midpoint. Overall, EZCORP has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EZCORP's Days Inventory compare to AGM.A and ECPG?
According to the Credit Services industry distribution chart, EZCORP ranks #71 out of 101 companies for Days Inventory. This places EZCORP in the lower half of its industry. The industry median Days Inventory is 56.59. EZCORP's value of 128.49 is 127.1% above this benchmark. Historically, EZCORP's own Days Inventory has ranged from 132.18 to 179.17 over the past decade. While the company's 10-year median is 144.31 vs. the industry median of 56.59, EZCORP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 56.59, based on 101 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EZCORP's current Days Inventory of 128.49 is 127.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on EZCORP and its competitors. For the Credit Services industry, the median Days Inventory is 56.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EZCORP's current Days Inventory is 128.49, which is 11% below median its own 10-year median of 144.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
Based on GuruFocus' analysis, EZCORP (STU:EZ2A) is currently considered Significantly Overvalued. The stock's GF Value™ is €14.83, compared to a current price of €28.46 — trading 91.9% above its estimated fair value. The current Days Inventory is 128.49, which is 11% below median its 10-year median of 144.31 and 127.1% above the Credit Services industry median of 56.59. EZCORP's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For EZCORP (STU:EZ2A), the current Days Inventory is 128.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EZCORP (STU:EZ2A) Overvalued in 2026?
Based on GuruFocus' analysis, EZCORP stock appears to be overvalued.
The current stock price of €28.46 is trading 91.9% above its estimated GF Value™ of €14.83.
GuruFocus considers EZCORP to be Significantly Overvalued.
Key valuation signals for STU:EZ2A:
Days Inventory: 128.49 (11% below median its 10-year median of 144.31)
GF Value™: €14.83 vs. price of €28.46 (91.9% above fair value)
Industry Position: 127.1% above the Credit Services median (#71 of 101)
No single metric tells the full story. See the STU:EZ2A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
71GF Score
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