EZCORP (STU:EZ2A) Total Liabilities: €852 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:EZ2A EZCORP Inc STU:EZ2A
71 GF Score
Price €28.09
GF Value €14.61
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is EZCORP Total Liabilities?

EZCORP STU:EZ2A -0.57% 71 Total Liabilities is €852 Mil as of Mar. 2026. GuruFocus rates STU:EZ2A with a GF Score™ of 71/100 and a GF Value™ of €14.61 (Significantly Overvalued). The stock has 4 warning signs investors should review.

EZCORP's Total Liabilities for the quarter that ended in Mar. 2026 was €852 Mil.

EZCORP's quarterly Total Liabilities declined from Sep. 2025 (€788.72 Mil) to Dec. 2025 (€782.93 Mil) but then increased from Dec. 2025 (€782.93 Mil) to Mar. 2026 (€851.88 Mil).

EZCORP's annual Total Liabilities declined from Sep. 2023 (€676.46 Mil) to Sep. 2024 (€620.49 Mil) but then increased from Sep. 2024 (€620.49 Mil) to Sep. 2025 (€788.72 Mil).


EZCORP Total Liabilities Historical Data

* Premium members only.

The historical data trend for EZCORP's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EZCORP Total Liabilities Chart

EZCORP Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 505.47 662.20 676.46 620.49 788.72

EZCORP Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 904.70 774.24 788.72 782.93 851.88
STU:EZ2A
71GF Score
EZCORP Inc STU:EZ2A
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

EZCORP Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

EZCORP's Total Liabilities for the fiscal year that ended in Sep. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=170.887+(598.796+16.844
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+2.19+0+0)
=789

Total Liabilities=Total Assets (A: Sep. 2025 )-Total Equity (A: Sep. 2025 )
=1662.43-873.713
=789

EZCORP's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=200.462+(632.278+16.916
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+2.224+0+0)
=852

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=1839.645-987.765
=852

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of €852 Mil mean?
EZCORP (STU:EZ2A) has a Total Liabilities of €852 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for EZCORP and its competitors.
Is EZCORP's Total Liabilities too high?
EZCORP's current Total Liabilities is €852 Mil. Overall, EZCORP has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EZCORP's Total Liabilities compare to AGM.A and ECPG?
EZCORP's Total Liabilities of €852 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for EZCORP and its competitors. EZCORP's current Total Liabilities is €852 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
Based on GuruFocus' analysis, EZCORP (STU:EZ2A) is currently considered Significantly Overvalued. The stock's GF Value™ is €14.61, compared to a current price of €28.09 — trading 92.3% above its estimated fair value. The current Total Liabilities is €852 Mil. EZCORP's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For EZCORP (STU:EZ2A), the current Total Liabilities is €852 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EZCORP (STU:EZ2A) Overvalued in 2026?

Based on GuruFocus' analysis, EZCORP stock appears to be overvalued. The current stock price of €28.09 is trading 92.3% above its estimated GF Value™ of €14.61. GuruFocus considers EZCORP to be Significantly Overvalued.

Key valuation signals for STU:EZ2A:

  • Total Liabilities: €852 Mil
  • GF Value™: €14.61 vs. price of €28.09 (92.3% above fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the STU:EZ2A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EZCORP Business Description

Other Exchanges EZPW:USAEZ2A:Germany
Address 2500 Bee Cave Road, Suite 200, Building One, Rollingwood, TX, USA, 78746
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
71GF Score

Get the complete analysis for STU:EZ2A

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.09
Price
€14.61
GF Value