EZCORP (STU:EZ2A) Tariff Resilience Score: 8/10 (As of Jul. 26, 2026)

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STU:EZ2A EZCORP Inc STU:EZ2A
77 GF Score
Price €25.86
GF Value €14.68
Valuation Significantly Overvalued
! 1 Warning Sign
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What is EZCORP Tariff Resilience Score?

EZCORP STU:EZ2A -1.93% 77 Tariff Resilience Score is 8 as of Jul. 26, 2026. GuruFocus rates STU:EZ2A with a GF Score™ of 77/100 and a GF Value™ of €14.68 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 567 Credit Services companies, EZCORP ranks better than 95.59% on this metric.

EZCORP has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

EZCORP has EZCORP's business model is primarily domestic, with minimal exposure to international tariffs. Its limited reliance on global supply chains and strong local market presence enhance its tariff resilience.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes EZCORP might have Highly Resilient.

EZCORP  (STU:EZ2A) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

EZCORP Tariff Resilience Score Related Terms

STU:EZ2A vs AGM.A, ECPG, QFIN: Tariff Resilience Score Comparison

For the Credit Services subindustry, EZCORP's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

EZCORP Tariff Resilience Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, EZCORP's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where EZCORP's Tariff Resilience Score falls into.


STU:EZ2A
77GF Score
EZCORP Inc STU:EZ2A
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
EZCORP (STU:EZ2A) has a Tariff Resilience Score of 8 as of Jul. 26, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, EZCORP ranks #25 out of 567 companies in the Credit Services industry, placing it in the top 4.4%.
Is EZCORP's Tariff Resilience Score too high?
EZCORP's current Tariff Resilience Score is 8. Based on the distribution chart, EZCORP ranks #25 out of 567 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, EZCORP has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EZCORP's Tariff Resilience Score compare to AGM.A and ECPG?
According to the Credit Services industry distribution chart, EZCORP ranks #25 out of 567 companies for Tariff Resilience Score. This places EZCORP in the top 4% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Credit Services company?
A good Tariff Resilience Score depends on the Credit Services industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. EZCORP's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EZCORP stock overvalued right now?
Based on GuruFocus' analysis, EZCORP (STU:EZ2A) is currently considered Significantly Overvalued. The stock's GF Value™ is €14.68, compared to a current price of €25.86 — trading 76.2% above its estimated fair value. The current Tariff Resilience Score is 8. EZCORP's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For EZCORP (STU:EZ2A), the current Tariff Resilience Score is 8 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EZCORP (STU:EZ2A) Overvalued in 2026?

Based on GuruFocus' analysis, EZCORP stock appears to be overvalued. The current stock price of €25.86 is trading 76.2% above its estimated GF Value™ of €14.68. GuruFocus considers EZCORP to be Significantly Overvalued.

Key valuation signals for STU:EZ2A:

  • Tariff Resilience Score: 8
  • GF Value™: €14.68 vs. price of €25.86 (76.2% above fair value)
  • GF Score™: 77/100 with 1 warning sign

No single metric tells the full story. See the STU:EZ2A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EZCORP Business Description

Other Exchanges EZPW:USAEZ2A:Germany
Address 2500 Bee Cave Road, Suite 200, Building One, Rollingwood, TX, USA, 78746
EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buys and sells second-hand goods. The operating segments of the company are U.S. Pawn, Latin America Pawn, and Other Investments. The U.S. Pawn segment includes all pawn activities in the United States. The Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales, which are mainly collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
77GF Score

Get the complete analysis for STU:EZ2A

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.86
Price
€14.68
GF Value