Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Pappajack BhdXKLS:0242 +0.55%90 Days Inventory is 20.55 as of Mar. 2026, which is 24% below its 10-year median of 26.94. GuruFocus rates XKLS:0242 with a GF Score™ of 90/100 and a GF Value™ of RM1.19 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 100 Credit Services companies, Pappajack Bhd ranks better than 63% on this metric.
Days Inventory is also known as Days Sales of Inventory (DSI). Pappajack Bhd's Average Total Inventories for the
three
months ended in Mar. 2026 was RM4.3 Mil. Pappajack Bhd's Cost of Goods Sold for the
three
months ended in Mar. 2026 was RM19.3 Mil.
Hence, Pappajack Bhd's Days Inventory for the
three
months ended in Mar. 2026 was 20.55.
The historical rank and industry rank for Pappajack Bhd's Days Inventory or its related term are showing as below:
XKLS:0242'
s Days Inventory Range Over the Past 10 Years
Min: 22.04 Med: 26.94 Max: 116.04
Current: 22.05
During the past 8 years, Pappajack Bhd's highest Days Inventory was 116.04. The lowest was 22.04. And the median was 26.94.
XKLS:0242's Days Inventory is ranked better than 63% of 100
companies
in the Credit Services industry
Industry Median: 57.2
vs XKLS:0242: 22.05
Pappajack Bhd's Days Inventory
declined
from Mar. 2025 (21.70) to Mar. 2026 (20.55).
Inventory Turnover measures how fast the company turns over its inventory within a year.
Pappajack Bhd's Inventory Turnover for the
three
months ended in Mar. 2026 was 4.44.
Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
Pappajack Bhd's Inventory-to-Revenue for the
three
months ended in Mar. 2026 was 0.12.
Pappajack Bhd (XKLS:0242) Days Inventory Explanation
Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:
1. Inventory Turnover measures how fast the company turns over its inventory within a year.
Pappajack Bhd's Inventory Turnover for the
three
months ended in Mar. 2026 is calculated as
2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
Pappajack Bhd's Inventory to Revenue for the
three
months ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.
Pappajack Bhd Days Inventory Related Terms
Pappajack Bhd Days Inventory Historical Data
* Premium members only.
The historical data trend for Pappajack Bhd's Days Inventory can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:0242 vs V, MA, AXP: Days Inventory Comparison
For the Credit Services subindustry, Pappajack Bhd's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pappajack Bhd Days Inventory vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Pappajack Bhd's Days Inventory distribution charts can be found below:
* The bar in red indicates where Pappajack Bhd's Days Inventory falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pappajack Bhd (XKLS:0242) has a Days Inventory of 20.55 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Pappajack Bhd and its competitors. This is 24% below median its historical median of 26.94. Over the past decade, Pappajack Bhd's Days Inventory has ranged from 22.04 to 116.04. According to the industry distribution chart, Pappajack Bhd ranks #37 out of 100 companies in the Credit Services industry, placing it in the top 37%.
Is Pappajack Bhd's Days Inventory too high?
Pappajack Bhd's current Days Inventory of 20.55 is 24% below median its 10-year median of 26.94. Over the past 10 years, this metric has ranged from a low of 22.04 to a high of 116.04. The Credit Services industry median Days Inventory is 57.20. Pappajack Bhd's value of 20.55 is 64.1% below this industry median. Based on the distribution chart, Pappajack Bhd ranks #37 out of 100 companies in the Credit Services industry, which is above the industry midpoint. Overall, Pappajack Bhd has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pappajack Bhd's Days Inventory compare to V and MA?
According to the Credit Services industry distribution chart, Pappajack Bhd ranks #37 out of 100 companies for Days Inventory. This puts Pappajack Bhd in the upper half of its industry. The industry median Days Inventory is 57.20. Pappajack Bhd's value of 20.55 is 64.1% below this benchmark. Historically, Pappajack Bhd's own Days Inventory has ranged from 22.04 to 116.04 over the past decade. While the company's 10-year median is 26.94 vs. the industry median of 57.20, Pappajack Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 57.20, based on 100 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pappajack Bhd's current Days Inventory of 20.55 is 64.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Pappajack Bhd and its competitors. For the Credit Services industry, the median Days Inventory is 57.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pappajack Bhd's current Days Inventory is 20.55, which is 24% below median its own 10-year median of 26.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pappajack Bhd stock overvalued right now?
Based on GuruFocus' analysis, Pappajack Bhd (XKLS:0242) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.19, compared to a current price of RM0.91 — trading 23.5% below its estimated fair value. The current Days Inventory is 20.55, which is 24% below median its 10-year median of 26.94 and 64.1% below the Credit Services industry median of 57.20. Pappajack Bhd's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Pappajack Bhd (XKLS:0242), the current Days Inventory is 20.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pappajack Bhd (XKLS:0242) Overvalued in 2026?
Based on GuruFocus' analysis, Pappajack Bhd stock appears to be undervalued.
The current stock price of RM0.91 is trading 23.5% below its estimated GF Value™ of RM1.19.
GuruFocus considers Pappajack Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:0242:
Days Inventory: 20.55 (24% below median its 10-year median of 26.94)
GF Value™: RM1.19 vs. price of RM0.91 (23.5% below fair value)
Industry Position: 64.1% below the Credit Services median (#37 of 100)
No single metric tells the full story. See the XKLS:0242 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pappajack Bhd is an investment holding company. It is principally involved in the provision of pawnbroking services through a network of pawnbroking outlets in Malaysia. The group operates in two segments: Interest income which includes interest charges from pawnbroking and Sales auction which includes sales of unredeemed or bid pledges. The company derives maximum revenue from sale of unredeemed or bid pledges.
90GF Score
Get the complete analysis for XKLS:0242
Days Inventory is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:0242 has been successfully added to your 
