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Pappajack BhdXKLS:0242 +0.56%86 EV-to-EBIT is 15.51 as of Sep. 02, 2026, which is 28% below its 10-year median of 21.43. GuruFocus rates XKLS:0242 with a GF Score™ of 86/100 and a GF Value™ of RM1.20 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 309 Credit Services companies, Pappajack Bhd ranks better than 59.55% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Pappajack Bhd's Enterprise Value for the quarter that ended in Jun. 2026 was RM862.0 Mil.
Pappajack Bhd's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM55.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pappajack Bhd EV-to-EBIT Related Terms
Pappajack Bhd EV-to-EBIT Historical Data
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The historical data trend for Pappajack Bhd's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Pappajack Bhd's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pappajack Bhd EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Pappajack Bhd's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Pappajack Bhd's EV-to-EBIT falls into.
Pappajack Bhd's current Enterprise Value is RM854.4 Mil.
Pappajack Bhd's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM55.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pappajack Bhd (XKLS:0242) has a EV-to-EBIT of 15.51 as of Sep. 02, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Pappajack Bhd and its competitors. This is 28% below median its historical median of 21.43. Over the past decade, Pappajack Bhd's EV-to-EBIT has ranged from 15.44 to 50.33. According to the industry distribution chart, Pappajack Bhd ranks #125 out of 309 companies in the Credit Services industry, placing it in the top 40.5%.
Is Pappajack Bhd's EV-to-EBIT too high?
Pappajack Bhd's current EV-to-EBIT of 15.51 is 28% below median its 10-year median of 21.43. Over the past 10 years, this metric has ranged from a low of 15.44 to a high of 50.33. The Credit Services industry median EV-to-EBIT is 22.00. Pappajack Bhd's value of 15.51 is 29.5% below this industry median. Based on the distribution chart, Pappajack Bhd ranks #125 out of 309 companies in the Credit Services industry, which is above the industry midpoint. Overall, Pappajack Bhd has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pappajack Bhd's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Pappajack Bhd ranks #125 out of 309 companies for EV-to-EBIT. This puts Pappajack Bhd in the upper half of its industry. The industry median EV-to-EBIT is 22.00. Pappajack Bhd's value of 15.51 is 29.5% below this benchmark. Historically, Pappajack Bhd's own EV-to-EBIT has ranged from 15.44 to 50.33 over the past decade. While the company's 10-year median is 21.43 vs. the industry median of 22.00, Pappajack Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.00, based on 309 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pappajack Bhd's current EV-to-EBIT of 15.51 is 29.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Pappajack Bhd and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pappajack Bhd's current EV-to-EBIT is 15.51, which is 28% below median its own 10-year median of 21.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pappajack Bhd stock overvalued right now?
Based on GuruFocus' analysis, Pappajack Bhd (XKLS:0242) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.20, compared to a current price of RM0.90 — trading 25% below its estimated fair value. The current EV-to-EBIT is 15.51, which is 28% below median its 10-year median of 21.43 and 29.5% below the Credit Services industry median of 22.00. Pappajack Bhd's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Pappajack Bhd (XKLS:0242), the current EV-to-EBIT is 15.51 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pappajack Bhd (XKLS:0242) Overvalued in 2026?
Based on GuruFocus' analysis, Pappajack Bhd stock appears to be undervalued.
The current stock price of RM0.90 is trading 25% below its estimated GF Value™ of RM1.20.
GuruFocus considers Pappajack Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:0242:
EV-to-EBIT: 15.51 (28% below median its 10-year median of 21.43)
GF Value™: RM1.20 vs. price of RM0.90 (25% below fair value)
Industry Position: 29.5% below the Credit Services median (#125 of 309)
No single metric tells the full story. See the XKLS:0242 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pappajack Bhd is an investment holding company. It is principally involved in the provision of pawnbroking services through a network of pawnbroking outlets in Malaysia. The group operates in two segments: Interest income which includes interest charges from pawnbroking and Sales auction which includes sales of unredeemed or bid pledges. The company derives maximum revenue from sale of unredeemed or bid pledges.
86GF Score
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