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Pappajack BhdXKLS:0242 87 Earnings Yield (Joel Greenblatt) % is 6.39% as of Jun. 2026, which is 36% above its 10-year median of 4.69. GuruFocus rates XKLS:0242 with a GF Score™ of 87/100 and a GF Value™ of RM1.20 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 548 Credit Services companies, Pappajack Bhd ranks better than 74.27% on this metric.
Pappajack Bhd's Enterprise Value for the quarter that ended in Jun. 2026 was RM862.0 Mil.
Pappajack Bhd's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was RM55.1 Mil. Pappajack Bhd's Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was 6.39%.
The historical rank and industry rank for Pappajack Bhd's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
XKLS:0242'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 1.99 Med: 4.69 Max: 6.51
Current: 6.51
During the past 8 years, the highest Earnings Yield (Joel Greenblatt) of Pappajack Bhd was 6.51%. The lowest was 1.99%. And the median was 4.69%.
XKLS:0242's Earnings Yield (Joel Greenblatt) % is ranked better than 74.27% of 548
companies
in the Credit Services industry
Industry Median: 1.85
vs XKLS:0242: 6.51
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Pappajack Bhd's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was %. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Pappajack Bhd (XKLS:0242) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Pappajack Bhd Earnings Yield (Joel Greenblatt) % Related Terms
Pappajack Bhd Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for Pappajack Bhd's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pappajack Bhd Earnings Yield (Joel Greenblatt) % Chart
For the Credit Services subindustry, Pappajack Bhd's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pappajack Bhd Earnings Yield (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Pappajack Bhd's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Pappajack Bhd's Earnings Yield (Joel Greenblatt) % falls into.
Pappajack Bhd Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Pappajack Bhds Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
Pappajack Bhd's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM55.1 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 6.39% mean?
Pappajack Bhd (XKLS:0242) has a Earnings Yield (Joel Greenblatt) % of 6.39% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Pappajack Bhd and its competitors. This is 36% above median its historical median of 4.69. Over the past decade, Pappajack Bhd's Earnings Yield (Joel Greenblatt) % has ranged from 1.99 to 6.51. According to the industry distribution chart, Pappajack Bhd ranks #141 out of 548 companies in the Credit Services industry, placing it in the top 25.7%.
Is Pappajack Bhd's Earnings Yield (Joel Greenblatt) % too high?
Pappajack Bhd's current Earnings Yield (Joel Greenblatt) % of 6.39% is 36% above median its 10-year median of 4.69. Over the past 10 years, this metric has ranged from a low of 1.99 to a high of 6.51. The Credit Services industry median Earnings Yield (Joel Greenblatt) % is 1.85. Pappajack Bhd's value of 6.39% is 245.4% above this industry median. Based on the distribution chart, Pappajack Bhd ranks #141 out of 548 companies in the Credit Services industry, which is above the industry midpoint. Overall, Pappajack Bhd has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pappajack Bhd's Earnings Yield (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Pappajack Bhd ranks #141 out of 548 companies for Earnings Yield (Joel Greenblatt) %. This puts Pappajack Bhd in the upper half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 1.85. Pappajack Bhd's value of 6.39% is 245.4% above this benchmark. Historically, Pappajack Bhd's own Earnings Yield (Joel Greenblatt) % has ranged from 1.99 to 6.51 over the past decade. While the company's 10-year median is 4.69 vs. the industry median of 1.85, Pappajack Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Credit Services company?
The median Earnings Yield (Joel Greenblatt) % among Credit Services companies is 1.85, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pappajack Bhd's current Earnings Yield (Joel Greenblatt) % of 6.39% is 245.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Pappajack Bhd and its competitors. For the Credit Services industry, the median Earnings Yield (Joel Greenblatt) % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pappajack Bhd's current Earnings Yield (Joel Greenblatt) % is 6.39%, which is 36% above median its own 10-year median of 4.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pappajack Bhd stock overvalued right now?
Based on GuruFocus' analysis, Pappajack Bhd (XKLS:0242) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.20, compared to a current price of RM0.89 — trading 25.8% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 6.39%, which is 36% above median its 10-year median of 4.69 and 245.4% above the Credit Services industry median of 1.85. Pappajack Bhd's overall GF Score™ is 87/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Pappajack Bhd (XKLS:0242), the current Earnings Yield (Joel Greenblatt) % is 6.39% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pappajack Bhd (XKLS:0242) Overvalued in 2026?
Based on GuruFocus' analysis, Pappajack Bhd stock appears to be undervalued.
The current stock price of RM0.89 is trading 25.8% below its estimated GF Value™ of RM1.20.
GuruFocus considers Pappajack Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:0242:
Earnings Yield (Joel Greenblatt) %: 6.39% (36% above median its 10-year median of 4.69)
GF Value™: RM1.20 vs. price of RM0.89 (25.8% below fair value)
Industry Position: 245.4% above the Credit Services median (#141 of 548)
No single metric tells the full story. See the XKLS:0242 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pappajack Bhd is an investment holding company. It is principally involved in the provision of pawnbroking services through a network of pawnbroking outlets in Malaysia. The group operates in two segments: Interest income which includes interest charges from pawnbroking and Sales auction which includes sales of unredeemed or bid pledges. The company derives maximum revenue from sale of unredeemed or bid pledges.
87GF Score
Get the complete analysis for XKLS:0242
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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