Pappajack Bhd (XKLS:0242) EBIT: RM50.4 Mil (TTM As of Mar. 2026)

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XKLS:0242 Pappajack Bhd XKLS:0242
90 GF Score
Price RM0.91
GF Value RM1.19
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Pappajack Bhd EBIT?

Pappajack Bhd XKLS:0242 +0.55% 90 EBIT is RM50.4 Mil as of Mar. 2026. GuruFocus rates XKLS:0242 with a GF Score™ of 90/100 and a GF Value™ of RM1.19 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Pappajack Bhd's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was RM14.9 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was RM50.4 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Pappajack Bhd's annualized ROC % for the quarter that ended in Mar. 2026 was 10.24%. Pappajack Bhd's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 14.85%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Pappajack Bhd's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 6.05%.

Pappajack Bhd  (XKLS:0242) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Pappajack Bhd's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=59.356 * ( 1 - 30% )/( (391.527 + 420.1)/ 2 )
=41.5492/405.8135
=10.24 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=416.037 - 2.118 - ( 22.392 - max(0, 121.92 - 383.158+22.392))
=391.527

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=464.959 - 5.812 - ( 39.047 - max(0, 163.915 - 432.608+39.047))
=420.1

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Pappajack Bhd's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=59.456/( ( (27.82 + max(358.028, 0)) + (27.297 + max(387.749, 0)) )/ 2 )
=59.456/( ( 385.848 + 415.046 )/ 2 )
=59.456/400.447
=14.85 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(352.322 + 4.151 + 4.005) - (2.118 + 0 + 0.33200000000001)
=358.028

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(387.023 + 4.523 + 2.0149999999999) - (5.812 + 0 + -2.8421709430404E-14)
=387.749

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Pappajack Bhd's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=50.372/832.848
=6.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pappajack Bhd EBIT Related Terms

Pappajack Bhd EBIT Historical Data

* Premium members only.

The historical data trend for Pappajack Bhd's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pappajack Bhd EBIT Chart

Pappajack Bhd Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial 10.75 15.44 30.62 35.93 45.71

Pappajack Bhd Quarterly Data
Dec20 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.83 10.29 12.44 12.77 14.86

XKLS:0242 vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, Pappajack Bhd's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pappajack Bhd EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Pappajack Bhd's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Pappajack Bhd's EV-to-EBIT falls into.


XKLS:0242
90GF Score
Pappajack Bhd XKLS:0242
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Pappajack Bhd EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM50.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of RM50.4 Mil mean?
Pappajack Bhd (XKLS:0242) has a EBIT of RM50.4 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Pappajack Bhd.
Is Pappajack Bhd's EBIT too high?
Pappajack Bhd's current EBIT is RM50.4 Mil. Overall, Pappajack Bhd has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pappajack Bhd's EBIT compare to V and MA?
Pappajack Bhd's EBIT of RM50.4 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Pappajack Bhd. Pappajack Bhd's current EBIT is RM50.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pappajack Bhd stock overvalued right now?
Based on GuruFocus' analysis, Pappajack Bhd (XKLS:0242) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.19, compared to a current price of RM0.91 — trading 23.5% below its estimated fair value. The current EBIT is RM50.4 Mil. Pappajack Bhd's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Pappajack Bhd (XKLS:0242), the current EBIT is RM50.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pappajack Bhd (XKLS:0242) Overvalued in 2026?

Based on GuruFocus' analysis, Pappajack Bhd stock appears to be undervalued. The current stock price of RM0.91 is trading 23.5% below its estimated GF Value™ of RM1.19. GuruFocus considers Pappajack Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:0242:

  • EBIT: RM50.4 Mil
  • GF Value™: RM1.19 vs. price of RM0.91 (23.5% below fair value)
  • GF Score™: 90/100 with 4 warning signs

No single metric tells the full story. See the XKLS:0242 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pappajack Bhd Business Description

Address No.11B, Jalan TK1/11A, Taman Kinrara, Seksyen 1, Puchong, SGR, MYS, 47180
Pappajack Bhd is an investment holding company. It is principally involved in the provision of pawnbroking services through a network of pawnbroking outlets in Malaysia. The group operates in two segments: Interest income which includes interest charges from pawnbroking and Sales auction which includes sales of unredeemed or bid pledges. The company derives maximum revenue from sale of unredeemed or bid pledges.
90GF Score

Get the complete analysis for XKLS:0242

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.91
Price
RM1.19
GF Value