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FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Pappajack Bhd's Free Cash Flow for the
three
months ended in Mar. 2026 was RM-17.9 Mil. Pappajack Bhd's Revenue for the
three
months ended in Mar. 2026 was RM37.3 Mil. Therefore, Pappajack Bhd's FCF Margin % for the quarter that ended in Mar. 2026 was -48.04%.
The historical rank and industry rank for Pappajack Bhd's FCF Margin % or its related term are showing as below:
XKLS:0242'
s FCF Margin % Range Over the Past 10 Years
Min: -128.46 Med: -56.07 Max: 3.65
Current: -55.53
During the past 8 years, the highest FCF Margin % of Pappajack Bhd was 3.65%. The lowest was -128.46%. And the median was -56.07%.
XKLS:0242's FCF Margin % is ranked worse than 75.33% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs XKLS:0242: -55.53
Pappajack Bhd FCF Margin % Related Terms
Pappajack Bhd FCF Margin % Historical Data
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The historical data trend for Pappajack Bhd's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Pappajack Bhd's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pappajack Bhd FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Pappajack Bhd's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Pappajack Bhd's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pappajack Bhd (XKLS:0242) has a FCF Margin % of -48.04% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Pappajack Bhd and its competitors. According to the industry distribution chart, Pappajack Bhd ranks #400 out of 531 companies in the Credit Services industry, placing it in the top 75.3%.
Is Pappajack Bhd's FCF Margin % too high?
Pappajack Bhd's current FCF Margin % is -48.04%. Based on the distribution chart, Pappajack Bhd ranks #400 out of 531 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Pappajack Bhd has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pappajack Bhd's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Pappajack Bhd ranks #400 out of 531 companies for FCF Margin %. This places Pappajack Bhd in the lower half of its industry. The industry median FCF Margin % is 0.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Pappajack Bhd and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pappajack Bhd's current FCF Margin % is -48.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pappajack Bhd stock overvalued right now?
Based on GuruFocus' analysis, Pappajack Bhd (XKLS:0242) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.19, compared to a current price of RM0.91 — trading 23.5% below its estimated fair value. The current FCF Margin % is -48.04%. Pappajack Bhd's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Pappajack Bhd (XKLS:0242), the current FCF Margin % is -48.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pappajack Bhd (XKLS:0242) Overvalued in 2026?
Based on GuruFocus' analysis, Pappajack Bhd stock appears to be undervalued.
The current stock price of RM0.91 is trading 23.5% below its estimated GF Value™ of RM1.19.
GuruFocus considers Pappajack Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:0242:
FCF Margin %: -48.04%
GF Value™: RM1.19 vs. price of RM0.91 (23.5% below fair value)
No single metric tells the full story. See the XKLS:0242 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pappajack Bhd is an investment holding company. It is principally involved in the provision of pawnbroking services through a network of pawnbroking outlets in Malaysia. The group operates in two segments: Interest income which includes interest charges from pawnbroking and Sales auction which includes sales of unredeemed or bid pledges. The company derives maximum revenue from sale of unredeemed or bid pledges.
90GF Score
Get the complete analysis for XKLS:0242
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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