CLPMF (Clip Money) Days Payable: 53.92 (As of Mar. 2026) — 13% Below Median


CLPMF Clip Money Inc CLPMF
16 GF Score
Price $0.12
GF Value $0.98
Valuation Possible Value Trap
! 7 Warning Signs
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What is Clip Money Days Payable?

Clip Money CLPMF 16 Days Payable is 53.92 as of Mar. 2026, which is 13% below its 10-year median of 61.86. GuruFocus rates CLPMF with a GF Score™ of 16/100 and a GF Value™ of $0.98 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 2,604 Software companies, Clip Money ranks worse than 50.42% on this metric.

Clip Money's average Accounts Payable for the three months ended in Mar. 2026 was $0.81 Mil. Clip Money's Cost of Goods Sold for the three months ended in Mar. 2026 was $1.37 Mil. Hence, Clip Money's Days Payable for the three months ended in Mar. 2026 was 53.92.

The historical rank and industry rank for Clip Money's Days Payable or its related term are showing as below:

CLPMF' s Days Payable Range Over the Past 10 Years
Min: 42.46   Med: 61.86   Max: 3487.15
Current: 53.17

During the past 5 years, Clip Money's highest Days Payable was 3487.15. The lowest was 42.46. And the median was 61.86.

CLPMF's Days Payable is ranked worse than
50.42% of 2604 companies
in the Software industry
Industry Median: 53.955 vs CLPMF: 53.17

Clip Money's Days Payable declined from Mar. 2025 (59.49) to Mar. 2026 (53.92). It may suggest that Clip Money accelerated paying its suppliers.


Clip Money Days Payable Historical Data

* Premium members only.

The historical data trend for Clip Money's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clip Money Days Payable Chart

Clip Money Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
3,505.45 233.80 61.22 43.02 45.25

Clip Money Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.49 64.08 61.60 38.41 53.92

CLPMF vs MSFT, ORCL, PLTR: Days Payable Comparison

For the Software - Infrastructure subindustry, Clip Money's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clip Money Days Payable vs Software Industry

For the Software industry and Technology sector, Clip Money's Days Payable distribution charts can be found below:

* The bar in red indicates where Clip Money's Days Payable falls into.


CLPMF
16GF Score
Clip Money Inc CLPMF
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Clip Money Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Clip Money's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0.626 + 0.678) / 2 ) / 5.259*365
=0.652 / 5.259*365
=45.25

Clip Money's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0.678 + 0.941) / 2 ) / 1.37*365 / 4
=0.8095 / 1.37*365 / 4
=53.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 53.92 mean?
Clip Money (CLPMF) has a Days Payable of 53.92 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Clip Money and its competitors. This is 13% below median its historical median of 61.86. Over the past decade, Clip Money's Days Payable has ranged from 42.46 to 3,487.15. According to the industry distribution chart, Clip Money ranks #1313 out of 2604 companies in the Software industry, placing it in the top 50.4%.
Is Clip Money's Days Payable too high?
Clip Money's current Days Payable of 53.92 is 13% below median its 10-year median of 61.86. Over the past 10 years, this metric has ranged from a low of 42.46 to a high of 3,487.15. The Software industry median Days Payable is 53.96. Clip Money's value of 53.92 is 0.1% below this industry median. Based on the distribution chart, Clip Money ranks #1313 out of 2604 companies in the Software industry, which is below the industry midpoint. Overall, Clip Money has a GF Score™ of 16/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Clip Money's Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, Clip Money ranks #1313 out of 2604 companies for Days Payable. This places Clip Money in the lower half of its industry. The industry median Days Payable is 53.96. Clip Money's value of 53.92 is 0.1% below this benchmark. Historically, Clip Money's own Days Payable has ranged from 42.46 to 3,487.15 over the past decade. While the company's 10-year median is 61.86 vs. the industry median of 53.96, Clip Money has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.96, based on 2,604 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clip Money's current Days Payable of 53.92 is 0.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Clip Money and its competitors. For the Software industry, the median Days Payable is 53.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clip Money's current Days Payable is 53.92, which is 13% below median its own 10-year median of 61.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clip Money stock overvalued right now?
Based on GuruFocus' analysis, Clip Money (CLPMF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.98, compared to a current price of $0.12 — trading 87.6% below its estimated fair value. The current Days Payable is 53.92, which is 13% below median its 10-year median of 61.86 and 0.1% below the Software industry median of 53.96. Clip Money's overall GF Score™ is 16/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Clip Money (CLPMF), the current Days Payable is 53.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clip Money (CLPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Clip Money stock appears to be undervalued. The current stock price of $0.12 is trading 87.6% below its estimated GF Value™ of $0.98. GuruFocus considers Clip Money to be Possible Value Trap.

Key valuation signals for CLPMF:

  • Days Payable: 53.92 (13% below median its 10-year median of 61.86)
  • GF Value™: $0.98 vs. price of $0.12 (87.6% below fair value)
  • GF Score™: 16/100 with 7 warning signs
  • Industry Position: 0.1% below the Software median (#1313 of 2604)

No single metric tells the full story. See the CLPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clip Money Business Description

Other Exchanges CLIP:Canada
Address 96 Riverdale Avenue, Ottawa, ON, CAN, K1S 1R2
Clip Money Inc is a Canadian-based company principally in the business of providing a proprietary deposit network to businesses and financial institutions located across North America. A network of ClipDrop safes located in malls, box stores, and grocery chains, Clip improves the business deposit experience through transformational digital and mobile-enabled services. The company has one operating segment, which is providing a proprietary deposit network to businesses located across North America. The company combines functional hardware, an intuitive mobile app, and a cloud-based transaction engine that maximizes business banking transactions. It also facilitates mobile change orders, which are fully insured and shipped within one to two business days.
16GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.12
Price
$0.98
GF Value