Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Clip MoneyCLPMF 29 Debt-to-Equity is -1.23 as of Mar. 2026. GuruFocus rates CLPMF with a GF Score™ of 29/100 and a GF Value™ of $1.13 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 2,245 Software companies, Clip Money ranks worse than 44543.39% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Clip Money's Debt-to-Equity or its related term are showing as below:
CLPMF'
s Debt-to-Equity Range Over the Past 10 Years
Min: -7.81 Med: -1.4 Max: 13.92
Current: -1.23
During the past 5 years, the highest Debt-to-Equity Ratio of Clip Money was 13.92. The lowest was -7.81. And the median was -1.40.
CLPMF's Debt-to-Equity is not ranked
in the Software industry.
Industry Median: 0.19
vs CLPMF: -1.23
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Clip Money Debt-to-Equity Related Terms
Clip Money Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Clip Money's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CLPMF vs MSFT, ORCL, PLTR: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, Clip Money's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Clip Money Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Clip Money's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Clip Money's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Clip Money (CLPMF) has a Debt-to-Equity of -1.23 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Clip Money and its competitors. According to the industry distribution chart, Clip Money ranks #999999 out of 2245 companies in the Software industry.
Is Clip Money's Debt-to-Equity too high?
Clip Money's current Debt-to-Equity is -1.23. Based on the distribution chart, Clip Money ranks #999999 out of 2245 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Clip Money has a GF Score™ of 29/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Clip Money's Debt-to-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Clip Money ranks #999999 out of 2245 companies for Debt-to-Equity. This places Clip Money in the lower half of its industry. The industry median Debt-to-Equity is 0.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,245 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Clip Money and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clip Money's current Debt-to-Equity is -1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clip Money stock overvalued right now?
Based on GuruFocus' analysis, Clip Money (CLPMF) is currently considered Possible Value Trap. The stock's GF Value™ is $1.13, compared to a current price of $0.12 — trading 89.3% below its estimated fair value. The current Debt-to-Equity is -1.23. Clip Money's overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Clip Money (CLPMF), the current Debt-to-Equity is -1.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Clip Money (CLPMF) Overvalued in 2026?
Based on GuruFocus' analysis, Clip Money stock appears to be undervalued.
The current stock price of $0.12 is trading 89.3% below its estimated GF Value™ of $1.13.
GuruFocus considers Clip Money to be Possible Value Trap.
Key valuation signals for CLPMF:
Debt-to-Equity: -1.23
GF Value™: $1.13 vs. price of $0.12 (89.3% below fair value)
No single metric tells the full story. See the CLPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Clip Money Inc is a Canadian-based company principally in the business of providing a proprietary deposit network to businesses and financial institutions located across North America. A network of ClipDrop safes located in malls, box stores, and grocery chains, Clip improves the business deposit experience through transformational digital and mobile-enabled services. The company has one operating segment, which is providing a proprietary deposit network to businesses located across North America. The company combines functional hardware, an intuitive mobile app, and a cloud-based transaction engine that maximizes business banking transactions. It also facilitates mobile change orders, which are fully insured and shipped within one to two business days.
29GF Score
Get the complete analysis for CLPMF
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CLPMF has been successfully added to your 
