CLPMF (Clip Money) Operating Margin %: -84.23% (As of Mar. 2026)


CLPMF Clip Money Inc CLPMF
16 GF Score
Price $0.12
GF Value $0.98
Valuation Possible Value Trap
! 7 Warning Signs
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What is Clip Money Operating Margin %?

Clip Money CLPMF 16 Operating Margin % is -84.23% as of Mar. 2026. GuruFocus rates CLPMF with a GF Score™ of 16/100 and a GF Value™ of $0.98 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 2,820 Software companies, Clip Money ranks worse than 89.04% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Clip Money's Operating Income for the three months ended in Mar. 2026 was $-1.49 Mil. Clip Money's Revenue for the three months ended in Mar. 2026 was $1.76 Mil. Therefore, Clip Money's Operating Margin % for the quarter that ended in Mar. 2026 was -84.23%.

The historical rank and industry rank for Clip Money's Operating Margin % or its related term are showing as below:

CLPMF' s Operating Margin % Range Over the Past 10 Years
Min: -153933.33   Med: -1439.35   Max: -99.27
Current: -99.27


CLPMF's Operating Margin % is ranked worse than
89.04% of 2820 companies
in the Software industry
Industry Median: 3.865 vs CLPMF: -99.27

Clip Money's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

Clip Money's Operating Income for the three months ended in Mar. 2026 was $-1.49 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was $-6.49 Mil.

Warning Sign:

Clip Money Inc has never been profitable in the past 3 years. It lost money every year.


Clip Money  (OTCPK:CLPMF) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Clip Money Operating Margin % Related Terms


Clip Money Operating Margin % Historical Data

* Premium members only.

The historical data trend for Clip Money's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clip Money Operating Margin % Chart

Clip Money Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
-180,400.00 -28,478.57 -1,438.58 -329.58 -119.62

Clip Money Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -192.09 -112.37 -129.11 -82.12 -84.23

CLPMF vs MSFT, ORCL, PLTR: Operating Margin % Comparison

For the Software - Infrastructure subindustry, Clip Money's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clip Money Operating Margin % vs Software Industry

For the Software industry and Technology sector, Clip Money's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Clip Money's Operating Margin % falls into.


CLPMF
16GF Score
Clip Money Inc CLPMF
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Clip Money Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Clip Money's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=-6.871 / 5.744
=-119.62 %

Clip Money's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=-1.485 / 1.763
=-84.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of -84.23% mean?
Clip Money (CLPMF) has a Operating Margin % of -84.23% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Clip Money and its competitors. According to the industry distribution chart, Clip Money ranks #2511 out of 2820 companies in the Software industry, placing it in the top 89%.
Is Clip Money's Operating Margin % too high?
Clip Money's current Operating Margin % is -84.23%. Based on the distribution chart, Clip Money ranks #2511 out of 2820 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Clip Money has a GF Score™ of 16/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Clip Money's Operating Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Clip Money ranks #2511 out of 2820 companies for Operating Margin %. This places Clip Money in the lower half of its industry. The industry median Operating Margin % is 3.87. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Software company?
The median Operating Margin % among Software companies is 3.87, based on 2,820 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Clip Money and its competitors. For the Software industry, the median Operating Margin % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clip Money's current Operating Margin % is -84.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clip Money stock overvalued right now?
Based on GuruFocus' analysis, Clip Money (CLPMF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.98, compared to a current price of $0.12 — trading 87.6% below its estimated fair value. The current Operating Margin % is -84.23%. Clip Money's overall GF Score™ is 16/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Clip Money (CLPMF), the current Operating Margin % is -84.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clip Money (CLPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Clip Money stock appears to be undervalued. The current stock price of $0.12 is trading 87.6% below its estimated GF Value™ of $0.98. GuruFocus considers Clip Money to be Possible Value Trap.

Key valuation signals for CLPMF:

  • Operating Margin %: -84.23%
  • GF Value™: $0.98 vs. price of $0.12 (87.6% below fair value)
  • GF Score™: 16/100 with 7 warning signs

No single metric tells the full story. See the CLPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clip Money Business Description

Other Exchanges CLIP:Canada
Address 96 Riverdale Avenue, Ottawa, ON, CAN, K1S 1R2
Clip Money Inc is a Canadian-based company principally in the business of providing a proprietary deposit network to businesses and financial institutions located across North America. A network of ClipDrop safes located in malls, box stores, and grocery chains, Clip improves the business deposit experience through transformational digital and mobile-enabled services. The company has one operating segment, which is providing a proprietary deposit network to businesses located across North America. The company combines functional hardware, an intuitive mobile app, and a cloud-based transaction engine that maximizes business banking transactions. It also facilitates mobile change orders, which are fully insured and shipped within one to two business days.
16GF Score

Get the complete analysis for CLPMF

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.12
Price
$0.98
GF Value