CLPMF (Clip Money) Moat Score: 2/10 (As of Jun. 28, 2026)


CLPMF Clip Money Inc CLPMF
16 GF Score
Price $0.12
GF Value $0.98
Valuation Possible Value Trap
! 7 Warning Signs
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What is Clip Money Moat Score?

Clip Money CLPMF 16 Moat Score is 2 as of Jun. 28, 2026. GuruFocus rates CLPMF with a GF Score™ of 16/100 and a GF Value™ of $0.98 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 2,848 Software companies, Clip Money ranks better than 79.53% on this metric.

Clip Money has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Clip Money has No Moat: Clip Money Inc lacks market leadership, network effects, and significant customer switching costs. The company does not have strong brand strength or durable cost advantages, resulting in a weak competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Clip Money might have No Moat - Very weak/transient advantages.

Clip Money  (OTCPK:CLPMF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Clip Money Moat Score Related Terms

CLPMF vs MSFT, ORCL, PLTR: Moat Score Comparison

For the Software - Infrastructure subindustry, Clip Money's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Clip Money Moat Score vs Software Industry

For the Software industry and Technology sector, Clip Money's Moat Score distribution charts can be found below:

* The bar in red indicates where Clip Money's Moat Score falls into.


CLPMF
16GF Score
Clip Money Inc CLPMF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Clip Money (CLPMF) has a Moat Score of 2 as of Jun. 28, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Clip Money ranks #583 out of 2848 companies in the Software industry, placing it in the top 20.5%.
Is Clip Money's Moat Score too high?
Clip Money's current Moat Score is 2. Based on the distribution chart, Clip Money ranks #583 out of 2848 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Clip Money has a GF Score™ of 16/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Clip Money's Moat Score compare to MSFT and ORCL?
According to the Software industry distribution chart, Clip Money ranks #583 out of 2848 companies for Moat Score. This places Clip Money in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Clip Money's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clip Money stock overvalued right now?
Based on GuruFocus' analysis, Clip Money (CLPMF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.98, compared to a current price of $0.12 — trading 87.6% below its estimated fair value. The current Moat Score is 2. Clip Money's overall GF Score™ is 16/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Clip Money (CLPMF), the current Moat Score is 2 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clip Money (CLPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Clip Money stock appears to be undervalued. The current stock price of $0.12 is trading 87.6% below its estimated GF Value™ of $0.98. GuruFocus considers Clip Money to be Possible Value Trap.

Key valuation signals for CLPMF:

  • Moat Score: 2
  • GF Value™: $0.98 vs. price of $0.12 (87.6% below fair value)
  • GF Score™: 16/100 with 7 warning signs

No single metric tells the full story. See the CLPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Clip Money Business Description

Other Exchanges CLIP:Canada
Address 96 Riverdale Avenue, Ottawa, ON, CAN, K1S 1R2
Clip Money Inc is a Canadian-based company principally in the business of providing a proprietary deposit network to businesses and financial institutions located across North America. A network of ClipDrop safes located in malls, box stores, and grocery chains, Clip improves the business deposit experience through transformational digital and mobile-enabled services. The company has one operating segment, which is providing a proprietary deposit network to businesses located across North America. The company combines functional hardware, an intuitive mobile app, and a cloud-based transaction engine that maximizes business banking transactions. It also facilitates mobile change orders, which are fully insured and shipped within one to two business days.
16GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.12
Price
$0.98
GF Value