CLPMF (Clip Money) LT-Debt-to-Total-Asset: 2.18 (As of Mar. 2026)

What is Clip Money LT-Debt-to-Total-Asset?

Clip Money CLPMF 16 LT-Debt-to-Total-Asset is 2.18 as of Mar. 2026. GuruFocus rates CLPMF with a GF Score™ of 16/100 and a GF Value™ of $0.98 (Possible Value Trap). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Clip Money's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 2.18.

Clip Money's long-term debt to total assets ratio increased from Mar. 2025 (1.60) to Mar. 2026 (2.18). It may suggest that Clip Money is progressively becoming more dependent on debt to grow their business.

Clip Money (OTCPK:CLPMF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Clip Money LT-Debt-to-Total-Asset Related Terms

Clip Money LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Clip Money's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clip Money LT-Debt-to-Total-Asset Chart

Clip Money Annual Data

Trend

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

0.55

0.52

0.76

1.47

1.80

Clip Money Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															1.60	1.91	1.89	1.80	2.18

16GF Score

Clip Money Inc CLPMF

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Clip Money LT-Debt-to-Total-Asset Calculation

Clip Money's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	17.683	/	9.805
	=	1.80

Clip Money's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	17.427	/	8.001
	=	2.18

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 2.18 mean?

Clip Money (CLPMF) has a LT-Debt-to-Total-Asset of 2.18 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Clip Money and its competitors.

Is Clip Money's LT-Debt-to-Total-Asset too high?

Clip Money's current LT-Debt-to-Total-Asset is 2.18. Overall, Clip Money has a GF Score™ of 16/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Clip Money's LT-Debt-to-Total-Asset compare to MSFT and ORCL?

Clip Money's LT-Debt-to-Total-Asset of 2.18 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Software company?

A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Clip Money and its competitors. Clip Money's current LT-Debt-to-Total-Asset is 2.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Clip Money stock overvalued right now?

Based on GuruFocus' analysis, Clip Money (CLPMF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.98, compared to a current price of $0.12 — trading 87.6% below its estimated fair value. The current LT-Debt-to-Total-Asset is 2.18. Clip Money's overall GF Score™ is 16/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Clip Money (CLPMF), the current LT-Debt-to-Total-Asset is 2.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clip Money (CLPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Clip Money stock appears to be undervalued. The current stock price of $0.12 is trading 87.6% below its estimated GF Value™ of $0.98. GuruFocus considers Clip Money to be Possible Value Trap.

Key valuation signals for CLPMF:

LT-Debt-to-Total-Asset: 2.18
GF Value™: $0.98 vs. price of $0.12 (87.6% below fair value)
GF Score™: 16/100 with 7 warning signs

No single metric tells the full story. See the CLPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Clip Money Business Description

Industry Technology Software

Comparable Companies TSXV:MIM TSXV:NOW XCNQ:URAI XCNQ:PAI XCNQ:EONX NEOE:VERS XCNQ:QBTQ TSXV:XTAO.U TSXV:TTGI XCNQ:KAS MSFT ORCL PLTR PANW CRWD FTNT SNPS HKSE:02513 NET CRWV

Other Exchanges CLIP:Canada

Address 96 Riverdale Avenue, Ottawa, ON, CAN, K1S 1R2

Website https://www.clipmoney.com

Clip Money Inc is a Canadian-based company principally in the business of providing a proprietary deposit network to businesses and financial institutions located across North America. A network of ClipDrop safes located in malls, box stores, and grocery chains, Clip improves the business deposit experience through transformational digital and mobile-enabled services. The company has one operating segment, which is providing a proprietary deposit network to businesses located across North America. The company combines functional hardware, an intuitive mobile app, and a cloud-based transaction engine that maximizes business banking transactions. It also facilitates mobile change orders, which are fully insured and shipped within one to two business days.

16GF Score

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$0.12

Price

$0.98

GF Value

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