CLPMF (Clip Money) 1-Year Sharpe Ratio: -0.21 (As of Jul. 20, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CLPMF Clip Money Inc CLPMF
16 GF Score
Price $0.12
GF Value $0.80
Valuation Possible Value Trap
! 7 Warning Signs
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What is Clip Money 1-Year Sharpe Ratio?

Clip Money CLPMF 16 1-Year Sharpe Ratio is -0.21 as of Jul. 20, 2026. GuruFocus rates CLPMF with a GF Score™ of 16/100 and a GF Value™ of $0.80 (Possible Value Trap). The stock has 7 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-20), Clip Money's 1-Year Sharpe Ratio is -0.21.

Clip Money  (OTCPK:CLPMF) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Clip Money 1-Year Sharpe Ratio Related Terms

CLPMF vs MSFT, ORCL, PLTR: 1-Year Sharpe Ratio Comparison

For the Software - Infrastructure subindustry, Clip Money's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Clip Money 1-Year Sharpe Ratio vs Software Industry

For the Software industry and Technology sector, Clip Money's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Clip Money's 1-Year Sharpe Ratio falls into.


CLPMF
16GF Score
Clip Money Inc CLPMF
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Clip Money 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.21 mean?
Clip Money (CLPMF) has a 1-Year Sharpe Ratio of -0.21 as of Jul. 20, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Clip Money and its competitors.
Is Clip Money's 1-Year Sharpe Ratio too high?
Clip Money's current 1-Year Sharpe Ratio is -0.21. Overall, Clip Money has a GF Score™ of 16/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Clip Money's 1-Year Sharpe Ratio compare to MSFT and ORCL?
Clip Money's 1-Year Sharpe Ratio of -0.21 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Software company?
A good 1-Year Sharpe Ratio depends on the Software industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Clip Money and its competitors. Clip Money's current 1-Year Sharpe Ratio is -0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clip Money stock overvalued right now?
Based on GuruFocus' analysis, Clip Money (CLPMF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.80, compared to a current price of $0.12 — trading 84.9% below its estimated fair value. The current 1-Year Sharpe Ratio is -0.21. Clip Money's overall GF Score™ is 16/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Clip Money (CLPMF), the current 1-Year Sharpe Ratio is -0.21 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clip Money (CLPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Clip Money stock appears to be undervalued. The current stock price of $0.12 is trading 84.9% below its estimated GF Value™ of $0.80. GuruFocus considers Clip Money to be Possible Value Trap.

Key valuation signals for CLPMF:

  • 1-Year Sharpe Ratio: -0.21
  • GF Value™: $0.80 vs. price of $0.12 (84.9% below fair value)
  • GF Score™: 16/100 with 7 warning signs

No single metric tells the full story. See the CLPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Clip Money Business Description

Other Exchanges CLIP:Canada
Address 96 Riverdale Avenue, Ottawa, ON, CAN, K1S 1R2
Clip Money Inc is a Canadian-based company principally in the business of providing a proprietary deposit network to businesses and financial institutions located across North America. A network of ClipDrop safes located in malls, box stores, and grocery chains, Clip improves the business deposit experience through transformational digital and mobile-enabled services. The company has one operating segment, which is providing a proprietary deposit network to businesses located across North America. The company combines functional hardware, an intuitive mobile app, and a cloud-based transaction engine that maximizes business banking transactions. It also facilitates mobile change orders, which are fully insured and shipped within one to two business days.
16GF Score

Get the complete analysis for CLPMF

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.12
Price
$0.80
GF Value