CLPMF (Clip Money) Liabilities-to-Assets : 3.27 (As of Mar. 2026)

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CLPMF Clip Money Inc CLPMF
29 GF Score
Price $0.12
GF Value $1.09
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Clip Money Liabilities-to-Assets?

Clip Money CLPMF 29 Liabilities-to-Assets is 3.27 as of Mar. 2026. GuruFocus rates CLPMF with a GF Score™ of 29/100 and a GF Value™ of $1.09 (Possible Value Trap). The stock has 7 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Clip Money's Total Liabilities for the quarter that ended in Mar. 2026 was $26.17 Mil. Clip Money's Total Assets for the quarter that ended in Mar. 2026 was $8.00 Mil. Therefore, Clip Money's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 3.27.


Clip Money  (OTCPK:CLPMF) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Clip Money Liabilities-to-Assets Related Terms


Clip Money Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Clip Money's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clip Money Liabilities-to-Assets Chart

Clip Money Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
0.94 0.79 0.94 1.83 2.64

Clip Money Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.03 2.39 2.46 2.64 3.27

CLPMF vs MSFT, ORCL, PLTR: Liabilities-to-Assets Comparison

For the Software - Infrastructure subindustry, Clip Money's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clip Money Liabilities-to-Assets vs Software Industry

For the Software industry and Technology sector, Clip Money's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Clip Money's Liabilities-to-Assets falls into.


CLPMF
29GF Score
Clip Money Inc CLPMF
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Clip Money Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Clip Money's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=25.843/9.805
=2.64

Clip Money's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=26.172/8.001
=3.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 3.27 mean?
Clip Money (CLPMF) has a Liabilities-to-Assets of 3.27 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Clip Money and its competitors.
Is Clip Money's Liabilities-to-Assets too high?
Clip Money's current Liabilities-to-Assets is 3.27. Overall, Clip Money has a GF Score™ of 29/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Clip Money's Liabilities-to-Assets compare to MSFT and ORCL?
Clip Money's Liabilities-to-Assets of 3.27 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Software company?
A good Liabilities-to-Assets depends on the Software industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Clip Money and its competitors. Clip Money's current Liabilities-to-Assets is 3.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clip Money stock overvalued right now?
Based on GuruFocus' analysis, Clip Money (CLPMF) is currently considered Possible Value Trap. The stock's GF Value™ is $1.09, compared to a current price of $0.12 — trading 88.9% below its estimated fair value. The current Liabilities-to-Assets is 3.27. Clip Money's overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Clip Money (CLPMF), the current Liabilities-to-Assets is 3.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clip Money (CLPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Clip Money stock appears to be undervalued. The current stock price of $0.12 is trading 88.9% below its estimated GF Value™ of $1.09. GuruFocus considers Clip Money to be Possible Value Trap.

Key valuation signals for CLPMF:

  • Liabilities-to-Assets: 3.27
  • GF Value™: $1.09 vs. price of $0.12 (88.9% below fair value)
  • GF Score™: 29/100 with 7 warning signs

No single metric tells the full story. See the CLPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clip Money Business Description

Other Exchanges CLIP:Canada
Address 96 Riverdale Avenue, Ottawa, ON, CAN, K1S 1R2
Clip Money Inc is a Canadian-based company principally in the business of providing a proprietary deposit network to businesses and financial institutions located across North America. A network of ClipDrop safes located in malls, box stores, and grocery chains, Clip improves the business deposit experience through transformational digital and mobile-enabled services. The company has one operating segment, which is providing a proprietary deposit network to businesses located across North America. The company combines functional hardware, an intuitive mobile app, and a cloud-based transaction engine that maximizes business banking transactions. It also facilitates mobile change orders, which are fully insured and shipped within one to two business days.
29GF Score

Get the complete analysis for CLPMF

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.12
Price
$1.09
GF Value