Clip MoneyCLPMF 36 3-Year RORE % is -4.94 as of Mar. 2026. GuruFocus rates CLPMF with a GF Score™ of 36/100 and a GF Value™ of $1.00 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 2,541 Software companies, Clip Money ranks worse than 56.04% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Clip Money's 3-Year RORE % for the quarter that ended in Mar. 2026 was -4.94%.
The industry rank for Clip Money's 3-Year RORE % or its related term are showing as below:
CLPMF's 3-Year RORE % is ranked worse than 56.04% of 2541
companies
in the Software industry
Industry Median: 2.73
vs CLPMF: -4.94
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Clip Money 3-Year RORE % Related Terms
Clip Money 3-Year RORE % Historical Data
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The historical data trend for Clip Money's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CLPMF vs MSFT, ORCL, PLTR: 3-Year RORE % Comparison
For the Software - Infrastructure subindustry, Clip Money's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Clip Money 3-Year RORE % vs Software Industry
For the Software industry and Technology sector, Clip Money's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Clip Money's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Clip Money (CLPMF) has a 3-Year RORE % of -4.94 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Clip Money and its competitors. According to the industry distribution chart, Clip Money ranks #1424 out of 2541 companies in the Software industry, placing it in the top 56%.
Is Clip Money's 3-Year RORE % too high?
Clip Money's current 3-Year RORE % is -4.94. Based on the distribution chart, Clip Money ranks #1424 out of 2541 companies in the Software industry, which is below the industry midpoint. Overall, Clip Money has a GF Score™ of 36/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Clip Money's 3-Year RORE % compare to MSFT and ORCL?
According to the Software industry distribution chart, Clip Money ranks #1424 out of 2541 companies for 3-Year RORE %. This places Clip Money in the lower half of its industry. The industry median 3-Year RORE % is 2.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Software company?
The median 3-Year RORE % among Software companies is 2.73, based on 2,541 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Clip Money and its competitors. For the Software industry, the median 3-Year RORE % is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clip Money's current 3-Year RORE % is -4.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clip Money stock overvalued right now?
Based on GuruFocus' analysis, Clip Money (CLPMF) is currently considered Possible Value Trap. The stock's GF Value™ is $1.00, compared to a current price of $0.10 — trading 90.3% below its estimated fair value. The current 3-Year RORE % is -4.94. Clip Money's overall GF Score™ is 36/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Clip Money (CLPMF), the current 3-Year RORE % is -4.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Clip Money (CLPMF) Overvalued in 2026?
Based on GuruFocus' analysis, Clip Money stock appears to be undervalued.
The current stock price of $0.10 is trading 90.3% below its estimated GF Value™ of $1.00.
GuruFocus considers Clip Money to be Possible Value Trap.
Key valuation signals for CLPMF:
3-Year RORE %: -4.94
GF Value™: $1.00 vs. price of $0.10 (90.3% below fair value)
No single metric tells the full story. See the CLPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Clip Money Inc is a Canadian-based company principally in the business of providing a proprietary deposit network to businesses and financial institutions located across North America. A network of ClipDrop safes located in malls, box stores, and grocery chains, Clip improves the business deposit experience through transformational digital and mobile-enabled services. The company has one operating segment, which is providing a proprietary deposit network to businesses located across North America. The company combines functional hardware, an intuitive mobile app, and a cloud-based transaction engine that maximizes business banking transactions. It also facilitates mobile change orders, which are fully insured and shipped within one to two business days.
36GF Score
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