DLX (Deluxe) LT-Debt-to-Total-Asset: 0.56 (As of Mar. 2026)

Deluxe DLX +2.84% 68 LT-Debt-to-Total-Asset is 0.56 as of Mar. 2026. GuruFocus rates DLX with a GF Score™ of 68/100 and a GF Value™ of $18.38 (Modestly Overvalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Deluxe's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.56.

Deluxe's long-term debt to total assets ratio declined from Mar. 2025 (0.58) to Mar. 2026 (0.56). It may suggest that Deluxe is progressively becoming less dependent on debt to grow their business.

Deluxe (NYSE:DLX) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Deluxe LT-Debt-to-Total-Asset Related Terms

Deluxe LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Deluxe's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Deluxe LT-Debt-to-Total-Asset Chart

Deluxe Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.55

0.53

0.51

0.54

0.51

Deluxe Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.58	0.58	0.56	0.51	0.56

68GF Score

Deluxe Corp DLX

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Deluxe LT-Debt-to-Total-Asset Calculation

Deluxe's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	1452.9	/	2863.6
	=	0.51

Deluxe's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	1419.4	/	2556.3
	=	0.56

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.56 mean?

Deluxe (DLX) has a LT-Debt-to-Total-Asset of 0.56 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Deluxe and its competitors.

Is Deluxe's LT-Debt-to-Total-Asset too high?

Deluxe's current LT-Debt-to-Total-Asset is 0.56. Overall, Deluxe has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Deluxe's LT-Debt-to-Total-Asset compare to AIAI and CODI?

Deluxe's LT-Debt-to-Total-Asset of 0.56 can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Conglomerates company?

A good LT-Debt-to-Total-Asset depends on the Conglomerates industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Deluxe and its competitors. Deluxe's current LT-Debt-to-Total-Asset is 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Deluxe stock overvalued right now?

Based on GuruFocus' analysis, Deluxe (DLX) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.38, compared to a current price of $23.93 — trading 30.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.56. Deluxe's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Deluxe (DLX), the current LT-Debt-to-Total-Asset is 0.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Deluxe (DLX) Overvalued in 2026?

Based on GuruFocus' analysis, Deluxe stock appears to be overvalued. The current stock price of $23.93 is trading 30.2% above its estimated GF Value™ of $18.38. GuruFocus considers Deluxe to be Modestly Overvalued.

Key valuation signals for DLX:

LT-Debt-to-Total-Asset: 0.56
GF Value™: $18.38 vs. price of $23.93 (30.2% above fair value)
GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the DLX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Deluxe Business Description

Industry Industrials Conglomerates

Comparable Companies AIAI CODI TTI MATW FBYD FIP TRC BOC TUSK NNBR ADX:IHC HON TSE:6501 TSE:8058 TSE:8031 TSE:8001 MMM TSE:8002 TSE:8053 TSE:5803

Other Exchanges DL8:Germany

Address 801 S. Marquette Avenue, Minneapolis, MN, USA, 55402-2807

Website https://www.deluxe.com

Deluxe Corp is principally a payments and data company. Its reportable segments are: Merchant Services, B2B Payments, Data Solutions, and Print. Maximum revenue is derived from its Print segment, which provides printed personal and business checks, business essentials, as well as branded promotional, print, apparel, and digital storefront solutions. The Merchant Services segment provides electronic credit and debit card authorization, payment systems, and processing services. The B2B segment offers treasury management solutions, integrated accounts payable disbursements, and fraud and security services, and the Data Solutions segment offers data, analytics, and marketing services, as well as financial institution profitability reporting and business incorporation services.

68GF Score

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$23.93

Price

$18.38

GF Value

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